Applying for a mortgage won't be the only time you hear the term "hard credit check"; applying for any loan may result in one. You may also hear the term "soft credit check." Unlike a hard credit check, a soft credit check typically does not affect your credit score and may be used for things like background checks. #thehelpfulagent #home #houseexpert #house #listreports #homeowner #themoreyouknow #realestate #realtor #realestateagent #icanhelp #finances #happyhome #happyhomeowners 07/08/2023