Special Government Home Renovation Loan Program using Norrie Colorado FHA 203k Renovation Loans.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA (a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This... 09/25/2019

Being a First Time Homebuyer in Norrie Colorado makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Norrie Colorado greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in ... 09/12/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 09/11/2019

The benefits of a preapproval (not prequalification) for Aspen CO Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Aspen CO Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Aspen, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choose a... 09/03/2019

The benefits of a preapproval (not prequalification) for Norrie CO Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Norrie CO Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Norrie, Colorado starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choos... 08/28/2019

If you’re buying a home for sale in Aspen, CO, it makes sense to get to know the neighborhoods. Here’s the scoop.Aspen’s West EndThe West End is home to some of the most prestigious addresses in the city. You’ll find beautiful Victorians, restored mining cottages and modern houses here.Aspen’s East EndThe East End is where you’ll find a great mix of large, custom homes (newly built), condos and many established homes. It’s also where Snyder Park is located – one of the best in town.Cemetery LaneCemetery Lane runs along the Aspen Golf Course, and many of the homes here back up to it. This area is primarily composed of longtime locals and those who live here year-round.CentennialCentennial is a four-block radius where you’ll find several enclaves, including Hunter Longhouse, Lone Pine and... 04/27/2018

I rarely take a "vacation"... I'm way too much of a control-freak to leave my business in the hands of others.  But I recently found myself in a position to go on one of those rare vacations, and found myself in Aspen, Colorado. While I'd been to Colorado in my youth, I'd never managed to get to Aspen, which seemed to be the home to the wealthy and the ski-dogs (read that as hot-dogging-skiers). As it turns out, I was right... home of the wealthy... there wasn't anything for sale in that town that didn't require a co-signer, for this lowly Realtor.  The average pizza was the price of a small smart-car, and a night-on-the-town required consulting with my regular lender. I had forgotten to bring a light sweater with me, so I checked out some of the local stores, and couldn't find a simple... 10/09/2014

90% financing and low Jumbo Home Loan Rates on Jumbo Loans in Pitkin CO. Are you looking for a Pitkin Colorado Jumbo mortgage company? It's a great time to take advantage of the jumbo mortgage program. We specialize in helping luxury home buyers who need financing for higher jumbo loan amounts. What is a jumbo loan? A jumbo home loan in most counties is any loan with a balance greater than $417,000. There are some "high balance" counties in Colorado that exceed the $417,000 limit, and they are listed at the bottom of this article or follow this link to the Fannie Mae County Loan Limits to check your county. These counties allow for "conforming" rates above $417,000 and up to the county limit. Are home loan rates higher on jumbo mortgages in Pitkin?   Not necessarily! Currently, we have ... 07/01/2014

90% financing and low Jumbo Mortgage Rates on Colorado Jumbo Loans.     Are you looking for a Jumbo Home Loan in the Jefferson County CO area?   It's a great time to take advantage of the jumbo mortgage program. We specialize in helping luxury home buyers who need jumbo financing for the higher jumbo loan amounts.   What is a jumbo loan?   A jumbo mortgage loan in most counties is any loan that is greater than $417,000. However, there are some "high balance" counties in Colorado which are listed at the bottom of this article, or you can follow this link to the Fannie Mae County Loan Limits. These counties allow for "conforming" rates above $417,000 and up to the county limit.   Are home loan rates higher on jumbo mortgages in Jefferson County?   Not necessarily! Currently, we have jumbo... 06/30/2014

90% financing and low Jumbo Mortgage Rates on Colorado Jumbo Loans Are you looking for a Jumbo Home Loan in the Aspen CO area? There has never been a better time than right now to take advantage of this program. We specialize in helping luxury home buyers who need jumbo financing for the higher jumbo loan amounts. What is a jumbo loan? A jumbo home loan in most counties is any loan with a balance greater than $417,000. There are some "high balance" counties in Colorado and they are listed at the bottom of this article or follow this link to the Fannie Mae County Loan Limits. These counties allow for "conforming" rates above $417,000 and up to the county limit. Are rates higher on jumbo home loans in Aspen? Not necessarily! Currently, we have jumbo rates available that are lower than tra... 06/10/2014

Golden Leaf Half Marathon in Aspen - {Discover Colorado} This year would be the fourth year that we are running the Golden Leaf Half Marathon. (13.1 miles, 980 feet elevation gain, 1,712 feet mountainous trail descent) The past few years, we have always made it a weekend. We camped at Difficult Campground for which this is one of the last  weekends it's open. The drive to Aspen is breathtaking and I am looking forward to this event with special excitement to enjoy "The Turning of The Leaves". I don't think that there is a better way to get experience this colorful spectacle than actually being in the middle of it! The run is really not a competition for me. I don't live in Aspen, so how can I disregard the beauty because I am trying to get my fastest time? This year was different - I h... 10/03/2013

VA Mortgage Loans in Aspen CO and 100% Aspen CO VA Loans - the best loan program in Colorado! Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today. Here are some of the highlights of this incredible program: - Up to 100% financing, with no down required. - No monthly mortgage insurance added to your payment. - Compared to other types of mortgage loans, easier credit-qualifying requirements. - Low fixed mortgage rates result in a low monthly payment. So how do you qualify for a VA Mortgage Loan in Aspen Colorado? The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved Colorado VA mortgage loan len... 07/04/2013

Special Government Rehab Program- FHA 203K Rehab Loans in Aspen CO. There is a special government loan program that is part of the Federal Housing Administration (FHA)- a department within HUD. Thanks to this special FHA loan program, a buyer or home owner can do meaningful amounts of remodeling or updates to their new or existing home without the higher cost of a second mortgage. "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA loan program. You can repaint, remodel cabinetry in kitchens and bathrooms, replace appliances and flooring, add wallpaper, or even add a room to an existing structure (which will increase the value of your home because of more square footage). There are many advantages with this government loan program but the biggest is the ability... 07/03/2013

100% financing with Aspen Home Mortgage Loans. USDA mortgage Loans in Aspen are an excellent choice to help with your home buying needs. There is an amazing 0% down payment option for you to take advantage of if you are buying a home in Aspen  or the surrounding areas. Read more below: -Interest Rates on this program are still competitive compared to both FHA and Conventional Loans. This program offers 100% financing available with minimal monthly mortgage insurance (consists of about .30% of loan amounts per year). The biggest features of a USDA home loan include 100% financing with no down payment and interest rates that are fixed for 30 years. Compare this to other loan programs that aren't as low, and you will see the savings. There are many differences when qualifying for a USDA lo... 07/03/2013

We were without the boys this summer of 2011. We had sent our 12 and 16 year old to Germany to be with their German family and get to know the country as well as the language. No boys? Strange. All of a sudden our family was so much smaller. We enjoyed some special time with our daughter Anna.  Why not explore Colorado enjoy the beauty it offers through the window of our suburban? We had visited Vail, Aspen, Salida before, but it was always to participate in a race.... Finally, we could actually stay, look, experience.   08/27/2012

    Snowmass Foreclosures | Foreclosures in Snowmass Co   Click the link below to see all foreclosure Listings in Snowmass Colorado.  Including Condos, Homes and Lots For Sale. Snowmass Colorado Foreclosures and Short Sales - Click Here!     Free Foreclosure Report.   Be the first to find out about aggressively priced foreclosures and short sales by joining the Lovelace Realty Foreclosure and Short Sale email list.  Click here to join today!   Our Snowmass Colorado Foreclosure Search is the most accurate and up to date MLS search Available.  This search is free and there is absolutely no obligation.  The results are updated in real time!  I am a "Certified Distressed Property Expert" and I would love to help you find a great deal on a Snowmass Colorado Distressed Property.  Feel free to... 08/17/2011

Aspen Foreclosures | Search Foreclosures in Aspen Co       Click the link below to see all foreclosure Listings in Aspen Colorado.  Including Condos, Homes and Lots For Sale. Aspen Colorado Foreclosures and Short Sales - Click Here!     Free Foreclosure Report.   Be the first to find out about aggressively priced foreclosures and short sales by joining the Lovelace Realty Foreclosure and Short Sale email list.  Click here to join today!   Our Aspen Colorado Foreclosure Search is the most accurate and up to date MLS search Available.  This search is free and there is absolutely no obligation.  The results are updated in real time!  I am a "Certified Distressed Property Expert" and I would love to help you find a great deal on an Aspen Colorado Distressed Property.  Feel free to call or e... 08/17/2011

Condo Hotel Financing in Aspen CO and Vail CO We are announcing the release of condo hotel financing in Aspen and Vail Colorado, available for the first time in several years since the housing crisis took hold.   What is a condo hotel? A condo hotel is a condo that is located in a complex that allows daily or weekly rentals and has common areas such as a lobby and/or front desk.  This type of property is very common in Aspen and Vail, and it was impossible to find condo hotel financing before this program was released, making selling or buying a condo hotel property very difficult if not impossible. New Condo Hotel Financing Summary This program is designed to help fill the needs of customers who need condo hotel financing for projects in Aspen and Vail CO. Some features of the new cond... 06/03/2011

When it comes time to refer a client to another Realtor™, one should make sure they are picking one that is qualified to do a really good job. It is important to choose a Realtor™ that knows the local referral market extremely well, and has a top notch reputation for ethics, honesty, and work ethic.I know the Aspen and Snowmass, Colorado real estate market extremely well and have an extremely good reputation for putting my clients interests first. The person you refer your client to will be a direct reflection on you. Your client(s) may know their home market, but will probably know very little about the referral market, so they will need a guide to point out the best deals in the best areas. I started selling real estate in the Aspen/Snowmass market in 1996 and have a reputation of be... 05/23/2011

Lately, I have been receiving several requests from my website visitors for information on the really good real estate deals in Aspen and Snowmass, Colorado. They mistakenly think foreclosures and short sales are where to find the best deals. What they fail to realize is most of the Aspen foreclosures and short sales are not necessarily good deals because they are upside-down. Most of the time, the foreclosure owners stopped making payments on their property because they owed more money on their property than it is worth. However, occasionally the owner has a good deal of equity and just can’t make his payments due to a decrease or stoppage of their income. While on the other hand by definition, short sales indicate that the owner has negative equity in the property and most times the ... 05/02/2011