Hi Everyone and news from your local Vallejo California Realtor, Have some fun and enter this contest, and pass the word around to your friends and family. The Vallejo Police Department is holding a contest for the Neighborhood Watch Group with the best name. Please email your Neighborhood Watch Groups name tocencarnacion@ci.vallejo.ca.us and a panel will select the best name that was submitted. The winner will receive a prize at the Community Service Section’s Open House Event. Please have all names submitted by March 29th at 12:00 PM. Thinking of buying or selling in Vallejo Ca or areas near Vallejo call me 707-315-5555 Tim Garton Vallejo Re/Max Realtor and ask for your free home  Professional Valuation Report. 03/05/2014

Some training really does set you apart from the pack, look for the GRI symbol and you know your getting the help you need. When looing to buy or sell in the Vallejo Ca area I am availabe at 707-315-5555 Tim Garton Vallejo Re/Max,   www.propertyinvallejo.com 03/04/2014

Hello Everyone,    I have completed extra training that allows me more support to give to the older generation. Thinking of buying or selling and 55 and older?  The experiance that I have may just give you the edge when completing your next Real Estate transaction. 707-315-5555 Tim Garton Vallejo Ca Re/Max Realtor www.propertyinvallejo.com          Why choose another Realtor when expierance counts.  SRES, Seniors Real Estate Specialist   A Seniors Real Estate Specialist® understands the demands of the mature market. These REALTORS® have a wealth of knowledge on reverse mortgages, real estate planning, 1031 exchanges, and housing options and have been educated on all aspects of 50+ buying and selling.  03/03/2014

Hello all, Your Vallejo Realtor has some great Vallejo information about Hiddenbrooke in Vallejo, when thinking of buying or selling your next Vallejo property think of me Tim Garton 707-315-5555 your Vallejo Remax Realtor Grading operations are set to begin on the new Hiddenbrooke Park next week.  We welcome you to join the City, VCUSD, GVRD and the Hiddenbrooke community for the groundbreaking ceremony of this park. Ceremony: Monday, February 24th Time: 10:00 A.M. Location: Alder Creek Road (at the end of the street) The park will include bocce ball courts, a basketball court, play structures, a picnic area, trail access, restroom facilities and dedicated parking. Grading and construction is anticipated to last from February 24th through fall 2014. Visit the Hiddenbrooke Park project ... 02/23/2014

As your local vallejo Realtor I wanted to share information that may be helpful.  And oh yessss... I am glad to see the rain as well!!   City of Vallejo City of Vallejo Feb 07 Free sandbags are available at the District's sandbag station, located at 45 Solano Avenue, west of Sonoma Blvd. The station is open Monday through Friday, 8:00 a.m. to 4:30 p.m. Follow instructions on the sign by the gate to enter. Sand and bags are free. You may wish to purchase plastic sheeting to put under the sandbags at your home. At the sandbag station, you'll find instructions on how to fill a sandbag and how to properly build a sandbag wall. For more information, call (707) 644-8949 ext. 272. For Information about buying a Vallejo ca home or selling contact me with any questions.   Tim Garton Vallejo REMA... 02/07/2014

RealtyTrac released on Thursday its Year-End and Q4 2013 Home Flipping Report, which shows single-family home flips—in which a home is purchase and sold again within six months—totaled 156,862 last year, up 16 percent from 2012 and 114 percent from 2011. All data points to a continued decline in foreclosure stock last year, but that didn’t stop home flippers from stepping up their game. Home flips accounted for 4.6 percent of all single-family home sales in 2013, up from 4.2 percent the prior year and 2.6 percent in 2011. In the fourth quarter alone, flips made up 3.8 percent of sales, a decline from 3.9 percent in Q3 2013 and 7.1 percent in Q4 2012. The average gross profit for a home flip last year was $58,081, up nearly $13,000 from the 2012 average.I work with great Contractors if y... 02/04/2014

Fixed mortgage rates this week moved down to their lowest levels so far in 2014, according to surveys fromFreddie Mac and finance site Bankrate.com. The average interest rate on the 30-year fixed-rate mortgage (FRM) came down to 4.32 percent (0.7 point) for the week ending January 30, Freddie Mac reported in its Primary Mortgage Market Survey. Last week, the average 30-year rate was 4.39 percent. A year ago at this time, the 30-year FRM averaged 3.53 percent. The 15-year FRM this week averaged 3.40 percent (0.6 point), down from 3.44 percent in the previous survey. In adjustable rate changes, the 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.12 percent (0.5 point), down from 3.15 percent. The 1-year ARM increased slightly, meanwhile, rising up 1 basis point to... 01/31/2014

If buying in Vallejo or areas near Vallejo Ca belows information should become useful. 1 Know your credit history and score. Get a free copy from each of the credit reporting bureaus once a year from AnnualCreditReport.com (you have to pay for your score). Knowing what your score is will help you before you apply for a loan. 2 Find the real estate agent that’s right for you.  He or she will  find the right property for your needs, at the right price, in the right neighborhood. Take your time, do your research, trust your gut, and create a lasting partnership. 3 Build a better budget. Set a realistic goal for the home you want to buy. Think about your current expenses and determine a price range from there. Once you have a target price range, consider how much you need to save for a down... 01/30/2014

The City of Vallejo encourages residents to consider serving on a City advisory committee, board and/or commission and making their voice be heard. Vallejo residents who are interested in serving on an advisory body are invited to submit an application and supplemental questionnaire for consideration. Follow this link: http://bit.ly/1lmVsAN . Vacancies exist on the following: • Architectural Heritage & Landmarks Commission (3) • Civil Service Commission (3) • *Vallejo Housing Authority Board of Commissioners - Housing Authority Tenant Member (1) • Housing & Redevelopment Commission (2) • Mobile Home Rent Review Board (1 at-large member) • Sister City Commission (1)    Get to know the city better and the city needs your help, its a win win!! 01/30/2014

Hello Everyone, When buying a home there is a lot to know, so today this topic is about your home loan. A mortgage — a loan to finance the purchase of your home — is likely the largest debt you’ll ever take on. A mortgage is actually made up of several parts — the collateral you used to secure the loan, your principal and interest payments, taxes and insurance. Since most mortgages last 15 to 30 years of monthly payments, it helps to understand the working parts. Collateral When you agree to a mortgage, you’re signing a legal contract promising to repay the loan plus interest and other costs. Your home is collateral for that loan. If you don’t repay the debt, the lender has the right to take back the property and sell it to cover the debt, a process known as foreclosure. In a foreclosur... 01/30/2014

Hello Everyone,   Looking for a Fresh Start on Home ownership with little or low in funds for a down? Look no further because this link here maybe be able to guide you.   Down payment Assistance A few other hurdles to jump when wanting to purchase your first home, steady employment and average credit scores.  Good Luck with your home humting and remember when stepping out for your first purchase I am a phone call away to assist you.  707-315-5555  Tim Garton Vallejo Ca Re/Max Realtor. 01/29/2014

In 2012, the City of Vallejo made history by becoming the first U.S. municipality to approve participatory budgeting city wide. PB engages all Vallejo Residences to help decide how to spend a portion of the city budget.  See link attached   VALLEJO BUDGET for this really important event, and like always think of Tim Garton 707-315-5555 when making your next Vallejo Ca purchase or selling your current Vallejo Ca home.        More information about Vallejo Real Estate visit my website at http://www.propertyinvallejo.com/     01/26/2014

When buying or selling think of me first.  707-315-5555   Tim Garton with REMAX                         http://www.propertyinvallejo.com/       Calif. median home price:December 2013: California: $438,040 Calif. highest median home price by region/county December 2013: San Mateo, $1 million Calif. lowest median home price by region/county December 2013: Tehama, $137,500 Calif. Pending Home Sales Index: November 2013: Decreased 13.6 percent from 108.6 in October to 93.8 in November.  Calif. Traditional Housing Affordability Index: Third Quarter 2013: 32 percent (Source: C.A.R.)Mortgage rates: Week ending 1/16/2014 (Source: Freddie Mac) 30-yr. fixed: 4.41% fees/points: 0.7% 15-yr. fixed: 3.45% fees/points: 0.7% 1-yr. adjustable: 2.56% Fees/points: 0.5%       01/22/2014

Hello Everyone, As temperatures drop ( accept for this year) and the weather chills during the winter,  it may not seem like the ideal time to buy a home, but if one can bear the cold, then there are many advantages for buyers to consider if they are in the market for a home.   For example, there are typically fewer buyers during the winter season, so there is less competition. Not only is there is less competition, but there are also fewer units on the market, creating an opportunity for a buyer to get a favorable deal. With fewer units on the market, sellers during the winter may need to move from their property for a strong reason, such as job relocation. Since other people are typically unwilling to move during this time period, this can be an advantage to the buyer’s position. Simp... 01/20/2014

This powerful search tool can identify available mortgage finance programs.     http://mortgage.car.org Buyers can search by city or address for public- and private-funded assistance programs including FHA/VA, HUD, affordable fixed-rate mortgages, rehab loans, and more.  REALTORS® and buyers can quickly connect with any number of home buyer resources without having to search within each municipality individually.  When buying your next home think of me, Tim Garton Vallejo Ca Remax Realtor 707-315-5555    www.propertyinvallejo.com 01/18/2014

Hello Everyone, If you are in the market for a home in 2014, you should definitely start preparing today. If you focus on these four categories, then the home buying process will be a pleasant and successful experience. Save More Money, Improve Credit Health, Build a Budget, and Find a Good Real Estate Agent. As an Accredited Buyer’s Representative (ABR®), my business is built around, and focused on, helping buyers.   I have held my ABR Designation for about 5 years now and consistently help buyers reach there goals.  Also keep in mind to find a Good Real Estate Agent – Many new buyers underestimate the benefits of a good real estate agent or Realtor. Agents can provide invaluable insight into your local (or non-local) real estate market, assist in negotiations with sellers and can help... 01/16/2014

What a Great photo, I also live near the  Vallejo Glen Cove Marina and whether thinking of buying in Vallejo or selling your current Vallejo home call Tim Garton  at Vallejo Remax Gold a trained professional 707-315-5555.  A small interesting fact about the Glen Cove Vallejo Marina is that the harbor house was moved there by barge, it use to be a Light House before entering in the Napa River from the Bay. 01/11/2014

Hi Everyone, I work with the best lenders in the Vallejo area call me 707-315-5555 about any loan questions so I can match you with the right lender. Here are some of the interest rates available.         01/11/2014

1. Beware of anyone who asks you to pay a fee in exchange for counseling or help with a loan modification.2. Do not sign over the deed to your property to anyone or any company unless you are working with your mortgage company directly to forgive your debt.3. Never make a mortgage payment to anyone other than your mortgage company without their approval.4. Never sign a document that you don’t understand.5. Never leave any part of your application blank.6. Never give out personal information over the phone when someone first contacts you.7. If something sounds too good to be true, it probably IS too good to be true.What should you do if you are the victim of a Scam?File a complaint with the Federal Trade Commission (FTC). Visit the FTC’s online Complaint Assistant at ftc.gov/complaint, o... 01/09/2014

There are various costs that come along with a home purchase and one of them is homeowner’s insurance. As an Accredited Buyer’s Representative (ABR®), Tim Garton 's  goal is to make sure my buyers are 100% prepared for the purchase of a new home – before and after. Take a look at this informative article on homeowner’s insurance and please let me know if you have any questions  I can be reached at  707-315-5555. I am a great Vallejo real estate resource and look forward to working with you, I also have some great Vallejo Insurance contacts that can answer any Vallejo Insurance questions. Vallejo Home owner Insurance questions?   When thinking of buying or selling your next  Vallejo home think of Tim Garton Vallejo Re/max Realtor.  Have a great day! 01/09/2014