The New Abnormal We've just turned the corner from March to April, but here in the San Francisco Bay Area, we are still sheltered in place (SIP). Everybody in our home is making adjustments to our new abnormal and it's a good lesson for today's homeowner too. We may not be able to move around or go out, but can we hunker down and tweak our financial situation so that it better positions us to weather the next few months? First, a little perspective. Even if the health implications of the pandemic miraculously prove to be short-lived, my sense is that the economic ripples will reverberate well beyond that timeline. Why? Because in finance we tend to see credit capacity build slowly and steadily, but evaporate suddenly and even violently. Even though we are in the early innings of d...
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