Rancho Bernardo (San Diego, CA)
By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(CMG Mortgage, San Diego, CA)
Weak economic data in Europe has lifted Mortgage Backed Securites this morning. German GDP growth was lower than expected. In the US, weekly Jobless Claims rose to 311K, above the consensus of 300K. July Import Prices declined 0.2% from June, matching the consensus. The Dow is up 20 points. No more economic data will be released today. The results from the 30 year Treasury auction will come out later this morning. Compared to yesterday's closing, the market has opened with a 0.125% IMPROVEMENT for the Points/Credits associated with any given interest rate option. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any g...
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By James Lowenstern, Castles Unlimited. Newton MA Real Estate
(Castles Unlimited®)
Rancho Bernardo is one of San Diego's finest neighborhoods for luxury real estate. These two listings exemplify the best in Southern California living!   7936 Entrada de Luz WestSan Diego, CA 92127   MLS#: 130041905Listing price: $1,535,000Beds/baths: 3/3.5Interior: Single level; beautiful gourmet kitchen with custom iron lighting; wine cellar; large cased windows with great views.Exterior: Vanishing pool overlooking 7th hole on Santaluz golf course, surrounding patio with greenery.Click here for more information and images on this listing.     7852 Corte De LuzSan Diego, CA 92127 MLS#: 130030317Listing price: $4,750,000Beds/baths: 5/5.5Interior: Beautifully crafted San Diego home. Large bedrooms; master includes fireplace, as does the living room, family room and patio area. Large clos...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
What happened last week? Mortgage backed securities (MBS) lost -49  basis points from last Friday's close which caused 30 year fixed rates to move higher.  This ended the bond rally that had lasted for the two weeks prior to last week.We had a spread of 124 basis points between our highs and lows of the week.  As we have discussed, MBS sell off when there is positive economic news.  We certainly could have sold off even more given last week's data with Durable Goods Orders much stronger than expected (4.2 vs 0.5) and the Consumer Sentiment Index rising from 84.1 to 85.1.  Existing Home Sales missed the market expectations but was still robust.  New Home Sales enjoyed some nice gains in terms of unit sales and price increases.Demand for our 7 year Treasury auction saw some decent demand...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
WHAT IS MORTGAGE APR, Can You Explain It? APR Demystified First, lets demystify the calculation for Annual Percentage Rate (APR). Mortgage APR was designed to allow consumers to use one standardized number to compare each lender's rate for the same type of loan while rate shopping.  It is supposed to represent the borrower's cost and it works like this. If I lend you, $10,000  and, I charge a $500 Bump-ta-Bump Fee, you will actually receive $9,500, however you must still repay me $10,000.  Mortgage APR is my real yield and your real cost on this loan. We agreed that you will repay the loan at 8% interest on $10,000, HOWEVER you only received $9,500 therefore I will earn more than the 8.0% interest rate I charge on $10,000.  In this case, my yield (APR) is 9.799% on the $9,500 you actual...
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By Kouren Jouldjian, Coronado REALTOR | CDPE
(Keller Williams Realty)
11825 Caminito Ronaldo # 216 - San Diego CA, 92128 - $ 145,000 Address 11825 Caminito Ronaldo # 216 Price $ 145,000 MLS N/A ZIP Code 92128 Bedrooms 1 Bathrooms 1 Est. SqFt 817 Est. Lot Size N/A          Kouren Jouldjian, CDPE REALTOR® / Broker Associate CA DRE License 01487596 San Diego Homes For Sale and Real Estate Information Do you have a family member or friend who wants to save thousands on a bank owned foreclosure? We specialize in bank owned properties. We appreciate your referrals !!!
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By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
Better Than New 1 Bedroom Home For Sale in San DiegoHandy Location 1 Bedroom Home For Sale in The SummitKitten-Like Charm Home For Sale in The SummitClick Here For Photos and DetailsRancho Bernardo Homes For Up To Date Info Contact The Valley Solutions Team 480-766-1258 Should You Short Sale Or Foreclose? Is A Loan Modification Going To Work For You? Can I Get HARP 2.0? Get This Free E Book And Get Answers. Click For Your Free Copy And Call Today For Help Now! If You Have Questions And Need Answers Now, Call 1-800-House Info!! Speak With Live Agents In The Zipcode You Are Searching!
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By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
Country Cousin Pleaser 892 sqft Home For Sale in Seven OaksEureka! This Home Has Excitement! Home For Sale in Seven OaksInviting Environment Home For Sale in Seven OaksClick Here For Photos and DetailsSan Diego Affordable Homes For Up To Date Info Contact The Valley Solutions Team 480-766-1258 Should You Short Sale Or Foreclose? Is A Loan Modification Going To Work For You? Can I Get HARP 2.0? Get This Free E Book And Get Answers. Click For Your Free Copy And Call Today For Help Now! If You Have Questions And Need Answers Now, Call 1-800-House Info!! Speak With Live Agents In The Zipcode You Are Searching!
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