I have been showing a lot of REO properties lately in Roseville CA, and have noticed a new problem crop up with pre-approval qualification. Nearly every REO that I encounter that is owned by one of the big Banks (i.e. B of A, Wells, Chase, etc) is requiring an approval by them specifically in order to review an offer. At first regard, this may not seem like much of an issue. But in the competitive market of purchasing REOs and short sales in California, and especially in my local areas of Roseville CA and Lincoln CA (which were hit hard by the market drop) and the greater Sacramento Valley, buyers are commonly having to make many offers until they enter escrow as houses are selling above asking price due to lowered values and decreased inventory. So each time a buyer is making an offer,... 07/08/2009

ROSEVILLE SHORT SALE SPECIALIST CAN HELP IN FORECLOSURE AVOIDANCE DATE: June 20, 2009 KATHY DYER REALTOR ROSEVILLE SHORT SALE SPECIALIST EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE,Kathy Dyer of Keller Williams Realty Roseville, has earned the prestigious Certified Distressed Property Expert(CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by “distressed” homes in the foreclosure process. Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankrup... 06/22/2009

Find more photos like this on eRealEstate 06/21/2009

Dryer vent cleaning promotes proper air-flow, improves the efficiency of your clothes dryer and prevents dryer fires   Roseville, CA - Gina Fazil is the franchise owner/operator of Dryer Vent Wizard of Sacramento, CA.  Dryer Vent Wizard specializes in dryer fire prevention and "urgent response" dryer and vent maintenance, repair, replacement and alterations. DVW services keep dryers functioning properly, prevent dryer fires and reduce energy costs.    Since purchasing her franchise in 2006, Gina has had many clients who have considered replacing their clothes dryer because they thought it was old and worn out.  "They noticed their dryer taking several cycles to properly dry their laundry and they don't realize that lack of air-flow is the likely cause," said Gina.  "When air flow is res... 06/02/2009

The communities within Roseville and Lincoln continue to be sought after by high end clientele.  Whether it is Sun-City or Cirby Hills, the beautifull properties that surround our Roseville office are a privilege to work for.  New development in Downtown Roseville with restaurants and a growing night life such as found at the Boxing Donkey Irish Pub is an indication Roseville wants to keep their residents at home in local establishments.  Qualified tenants are noticing and making the move to these communities. James Safonov jsafonov@homepointe.com www.homepointe.com       05/25/2009

  How about celebrating Cinco de Mayo 2009 in Downtown Roseville? Downtown Tuesday Nights on Vernon St. in Roseville kicks off tonight, May 5, 2009.  Along with the regular festivities (car show, farmers market, crafts, etc.) tonight there will also be mexican food and a mariachi band for Cinco de Mayo. When: Tuesday nights beginning May 5, 2009- July 28, 2009Where: Vernon St. Downtown RosevilleTime: 5-9pm.Cost: Admission and parking are FREE! For more information visit www.2025events.com 05/05/2009

  Looking for something fun to do with Mom this Mother's Day weekend? The 2009 Roseville Strawberry Festival is taking place this Mother's Day weekend, May 9th and 10th, and will be held at Placer County Fairgrounds in Roseville off of Washington Blvd. At the festival you will be able to enjoy good food, entertainment including a classic car show, farmers market and more! What: Roseville Strawberry FestivalWhen: May 9th and 10th, 2009Where: Placer County Fairgrounds, 800 All America City Blvd, RosevilleCost: $8 ages 16-59, $6 ages 6-15, $5 age 60+, ages 5 and under freeFor more information visit www.FeedMeStrawberries.com 05/05/2009

Tomorrow is expected to be a beautiful sunny day in Roseville.  As a matter of fact, it will be 83° F just perfect to go out and enjoy the festivities of EARTH DAY! "CELEBRATE THE EARTH 2009" event will take place at Mahany Regional Park facilities, located on the corner of Woodcreek Oaks Blvd and Pleasant Grove Blvd.  It will start at 10:00AM to 3:00PM.  This event is about bringing community awareness and appreciation for the Earth's environment.  The event line up is fun filled and educational from adults to kids. There will be limited parking space at Mahany Park so to avoid congestions, here are some green tips for those who wish to attend: 1.  Take a walk with the family to the park.  It will be a beautiful warm day and what an opportunity to take in the beauty of the earth on you... 04/17/2009

As usual when the weather heats up so does the rental activity.  I have had a marked increase in new account meetings and tenants looking to move.  Roseville and the surrounding communities along the I80 corridor are all experiencing elevated activity as well.  Ideally the increase in the tenant pool will help to stabilize rents as they have suffered over the winter and early spring months. James Safonov jsafonov@homepointe.com www.homepointe.com   04/17/2009

  Free Trees are available for Roseville Residential and Business customers of Roseville Electric. This is through the Roseville Urban Forest Foundation. It's easy - to qualify you must be a customer of Roseville Electric and:   Attend a community meeting Schedule a site visit with a community forester Come to a planting demonstration   3 trees are allowed per residential address, and you can pick up your tree at the planting demonstration.   Here's a link to the trees available: Click Here.   Contact Lani Houck, Roseville Shade Tree Program Manager at (916) 774-5666 or ShadeTree@Roseville.Ca.us   Jeff at Neighborly Realty (http://www.EnglePropertiesOnline.com)   04/13/2009

It is crucial to take advantage of every advertisement opportunity available.  I often have owner clients ask meif they can run ads for their vacant properties--they ask if it will confuse the prospective tenant or interfere in any way my efforts to market their home.  The answer is yes please market the home too--with one important caveat:  the advertisement they place MUST be identical to my ad regarding rent, terms, contact information, etc.  I instruct them on the content of the ad so the prospective tenant can contact me directly via our website www.homepointe.com, 24 hour rental line at #916-429-1302 and/or my direct office line at #916-781-7075 x650.  Of course the rent amount and preferred terms must mirror my ad as well.  My thoughts are that you can never advertise to much.  W... 04/09/2009

Home Staging is the very best proven way to get top dollar for your home as you prepare it for sale. Having your home staged by a Professional Home Stager will aid in selling it faster and for more money! Staging sets the scene throughout the house to create immediate buyer interest in your property. This leads to your home selling for the highest possible price in today's market. Remember, "The way you live in your home, and the way you market and sell your home are two different things."  It is very difficult for a homeowner to look at their home objectively, and if you can't look at something objectively then you cannot market it effectively.  When you decide to sell your car you will more than likely get it detailed and keep it clean in order to get the best price.  When you go on ... 04/02/2009

Houses for rent in Roseville are holding their own.  The average price for a three bedroom house for rent in Roseville, CA is $1448.00 with a high of $2100 and a low rent of $1195.00.  Roseville has many diverse neighborhoods, some old and some new. The average four bedroom rental house in Roseville, CA is renting for $1908.00 with a high of $2950 and a low of $1295.00.  As you can see, there are many choices and price ranges.   We were able to locate 41 houses for rent that have 3 and 4 bedrooms in Roseville. HomePointe has one of its 3 offices located in Roseville at 1220 Melody Lane.  If you need help locating a tenant and managing your home give us a call.    03/30/2009

$8,000 from Uncle Sam, just for buying a home! Back in the Dark Ages there may have been a better time to buy your first home. Maybe around 1950. There were many new homebuyer programs at the state and local level, but none compares to the new first-time homebuyer tax credit. If you have not owned a home in the past 3 years, you can purchase a home or condo and deduct $8,000 from the amount of tax you owe for either 2008* or 2009. You have to purchase before December 1, 2009 to qualify. If you file your 2008 Federal tax return and subsequently purchase a home, you can amend your tax return to get the refund. This tax credit does not have to be paid back!!! FHA mortgage interest rates have been below 5% for borrowers with good credit. Add to this astonishing rate the lowest home prices ... 03/24/2009

  Stage Right Design has found that staging offices and lobbies has increased our business by 40% in this tough market.  This is a fantastic way to broaden your services base and branch out.  Most companies are now concentrating on Marketing and nothing else.  Step out of your home staging comfort zone and run like the wind...the same basic home staging rules apply to businesses as well.  You may just find that there is an untapped market in your area.  Check out our newest website www.officedesightherapy.com Places (your office / your lobby) that you entertain or meet potential clients must be up to date, clean & put together well.  When your Office is Center Stage, it needs to be Staged Right!! You only have one chance to make a good first impression and your potentia... 03/22/2009

These communities along the I 80 corridor are experiencing higher than normal vacancies for this time of year.  With competitive pricing and a proven system in marketing, good qualified tenants can be found.  The lesson to be learned is to distinguish your property.  You can distinguish your property immediately with a survey of the competition and a competitive asking rent at or near the bottom of the average rents available.  With today's tech savvy prospective tenants searching online for the best deals--they will not waste their gas or time to visit your overpriced property in person.  Know your market, know your competition--don't meet them, beat them! I have been successfully beating the competition with Homepointe Property Management for nearly eight years--I would be happy to do... 03/15/2009

  If you missed Guy Fieri the last time he was in Roseville, you're in luck!  The Diners, Drive-ins, and Dives star will be at his Roseville restaurant, Johnny Garlic's, Tuesday, March 10th from 4 to 6pm.  You will have the opportunity to buy his book, "Diners, Drive-ins and Dives:  An American Road Trip" and have him autograph it! 03/06/2009

If you've been following the news, you know that, in an effort to help the current real estate market come out of the whole, the Fed has started their program of purchasing  Mortgage Backed Securities and has mentioned it will continue as needed. We also know that the media will (actually...already is) of course offer their own interpretation and most likely say "Great news...rates will go even lower because the Feds said they will continue their purchasing program...and rates will remain lower in the summer...". Here's the deal... The Fed is indeed buying Mortgage Bonds. What they've been purchasing is lots of Fannie Mae 30-yr 5.5% and 5.0% Bonds, which won't have much impact on our current home loan rates (go to http://www.newyorkfed.org/markets/mbs/index.html to check on the Feds Mor... 02/22/2009

  The Roseville Galleria will soon have new, shorter, hours.  As of March 1st the mall will be open Monday-Friday 10:30 a.m. to 8:30 p.m., Saturday 10 a.m. to 9 p.m., and from 11 a.m. to 6 p.m. Sunday.  The Westfield Corp. who owns the Roseville Galleria has cited reduced consumer traffic as one of the reasons for changing the hours. 02/19/2009

What is my score and why does it matter? The idea behind credit scoring is the desire to have a "simple" way to evaluate the possiblily of a borrower defaulting on their obligation. Credit scores predict, or put odds on, the likelyhood that you will not meet the terms of the credit you are getting. One of the most common questions we get on the Roseville CA Home For Sale blog about buying a home has to do with credit scoring; how scores are calculated and what effect they have on your ability to purchase a home. What goes into my score? Your credit score is a composite of factors including payment history, how much you owe, how long you have had credit, how recently you applied for more credit and finally what types or mix of credit you have. Here is a break down of the impact of each o... 02/16/2009