Great home with bonus room! 1308 Liberty Court, Roseville 95747, Roseville, 95747 View Map Remodeled in 2007 & 2010!! Upgrades galore!! Imported travertine flooring, new carpet & paint, granite counters, hand carved porcelain sinks!! Venetian plaster & crown molding in family & dining rooms!! Gorgeous hand crafted alder cabinets throughout!! Large private backyard boasts spacious heated pool, lawn, covered patio & raised garden beds!! RV access!! Luxurious cul-de-sac retreat in fantastic W. Roseville neighborhood!! Garage converted to spacious bonus room!! Not a short sale or REO!! Contact: Shaun Hilton 916-580-4290 Hilton Properties Details Asking Price: $299,900 Sq. Feet: 1577 Bedrooms: 3 Bathrooms: 2 # of Floors: 1 Contact InfoLori Kim Polk and Ryan Dressel Staging Pros at Stage Rig... 06/07/2010

Entertain this summer 9180 Pinehurst Drive, Roseville, 95747 View Map Not a short sale or REO! No red tape! Located in the highly desirable gated community of Morgan Creek, this single story sits on a 1/3 acre corner homesite. No expenses were spared when it comes to the upgrades in this home! Now that summer's here, you can enjoy BBQs by the built in swimming pool in the backyard. Entertainer's dream! Don't miss out! This home will not last long! Contact: Jon Hesse Accelerated Realty Group (530) 305-2914 Details Asking Price: $475,000 Sq. Feet: 3448 Bedrooms: 4 Bathrooms: 3 # of Floors: 1 Garage Size: 3 Subdivision: Morgan Creek Year Built: 2005 Contact InfoLori Kim Polk and Ryan Dressel Staging Pros at Stage Right Design Cell 916-300-0402 Dir 916-300-0402 Email | Website Lori Kim Pol... 06/06/2010

Home in Morgan Greens Ready for you! 9391 Courtney Way, Roseville, CA 95747 View Map WOW!! Truly a Must See!! Beautiful home in great Morgan Greens neighborhood. Ultra private & manicured .3 acre lot that backs to country property! Open floorplan w/ south facing windows allowing lots of natural light. This elegant layout is made for families and/or entertaining: 4BD/3.5BA including an in law quarters w/attached extra family room w/wet bar. Wine fridge, 2 laundry rooms, 2 D/Ws and many more features!! Not a short sale or REO. Home recently updated and is ready for new owners! Prepared by Stage Right Design. Contact Agent: Shaun Hilton 916-580-4290 Hilton Properties Details Asking Price: $423,900 Sq. Feet: 3210 Lot Size: .3 Bedrooms: 4 Bathrooms: 3.5 # of Floors: 1 Garage Size: 3 car Sub... 05/30/2010

Roseville has welcomed yet another great place to eat. The Squeeze Inn which was brought to light by the show Dinners,drive inn's and dives has opened it's new and third location in Roseville. Quick service and a burger that is sure to satisfy any hunger can be found at 106 North Sunrise AvenueRoseville, CA 95661(916) 783-2874 The line at the Sacramento location get's long early on  so bring patience but well worth the wait.   Roberto 916-847-7212 Commercial real estate financing. 05/27/2010

I received a phone call yesterday from a very unhappy seller whose name sounded vaguely familiar. Apparently, we had a conversation last year about selling his home as a short sale. He was now calling to let me know that although he had listed his home with some other agent, had received an offer and submitted that offer to his short sale lender, the lender had instead foreclosed. He was frustrated with his agent and felt his agent did not have enough short sale experience to help him. His exact words were: I should have hired you. Well, why didn't he? That was the obvious question I wanted to ask, so I did. It seemed that this guy had no intention of hiring a Sacramento short sale agent when he initially called me. He just wanted to pick my brain, ask questions and then hire a friend o... 05/21/2010

Unbelievable Home! 2540 Rogue Way Roseville, Roseville, CA 95747 View Map This is not a short sale or REO!!! Featuring a very open floorplan, 5 bedrooms, 3 baths, bonus room, 3 car garage and a large backyard for summer BBQ's, this is an entertainer's dream! Located in the highly desirable community of Diamond Creek and close to schools, restaurants and minutes from the Galleria mall, you will not want miss this home! Contact: Jon Hesse Accelerated Realty Group 530-305-2914 Details Asking Price: $399,000. MLS: 10035549 Sq. Feet: 3207 Bedrooms: 5 Bathrooms: 3 # of Floors: 2 Garage Size: 3 Subdivision: Diamond Creek Year Built: 2002 Contact InfoLori Kim Polk and Ryan Dressel Staging Pros at Stage Right Design Cell 916-300-0402 Dir 916-300-0402 Email | Website Lori Kim Polk Designer/stage... 05/15/2010

What is the Pending Home Sales Index (PHSI), and what does it mean?  Looking at historical home-sales statistics gives us some market trending perspective, but a forward-looking indicator, like the PHSI, gives us a good way to gauge what's ahead in the real estate market.  Also known as a "leading" indicator, we can often spot emerging trends with this index. In the Western Region (which is as local as NAR gets with their index), the numbers actually stack up a little differently.  Looking at the data, it looks like the index peaked last Fall when the previous federal tax credit for 1st-time home buyers was set to expire.  Since then, the regional index has flattened out a bit - although we were up 8.8% in March, year over year.  Not bad, but nowhere near the national increase of about ... 05/06/2010

Paramount Equity Mortgage, Paul Bozek is hosing a 203k Seminar at 6:45 pm on Tuesday May 11th, 2010. It is a ticketed event due to the limited space available so please get your tickets from Paul or one of our teammates at your earliest convenience. Big Valley Mortgage in Sacramento will be hosting some seminars in June.. can you believe it's coming up on June.  If you would like to have a 203k seminar in your city please let us know. We have two distinctly different presentations... one is for the public where we put all the puzzle pieces in the room and inform you about how the 203k works, and then attempt to match you up with an agent, a property you might like, and get the buyer pre qualified all at the same time. Whenever possible we encourage our buyers to write the contract with ... 05/06/2010

Hey there, we are back in Roseville on the 11th at Paramount Equity Mortgage with Paul Bozek. Let Paul or I know if you want tickets. We need buyers for our properties... if you have a buyer and have been unable to find them a home... stop by and we'll put them with a property... just want to learn more about the 203k loan program, stop by... 6:45 this time... over by 8:30 pm. With loan limits on this program in Placer County up to $580k for a SFR... learn how YOU can use this program to get into a home or sell a home with 3.5% down payment.  In case you didn't hear that is a Jumbo Loan product at 3.5% down payment... h-e-l-l-o-w   Now you can get your clients into a more expensively priced home, and with only 3.5% down, that is pretty exciting and you get a larger commission based on a... 05/05/2010

To Email Or Not to Email? Are EDOCs worth the extra fee? In today's loan climate, every little fee the customer incurs adds up. Sending a set of loan documents to the signing agent or notary will most likely charge your customer an extra $35 on top of the accomodation signing fee. Is this fee worth it? The notary is paid this extra fee because of extra expense of printing and copying documents themselves. Although, when compared to the obstacles of traffic and time delays when a notary must pick up documents or an overnight UPS delivery is needed, this $35 fee can be seen as a new luxury that the loan industry has been introduced to in the past few years. How many times have you needed to find a notary service to set up a signing at 4:30pm, and documents are across town, or even worse, ... 04/26/2010

Roseville Real Estate and Short Sales Expert Agents are available to assist you, with a simple no stress telephone call or email, if you prefer.  Besides Roseville, CA we are experts in the entire County of Placer. Real Estate pro Mike Toste has been actively involved with Real Estate for over 10 years.  Prior to becoming a Realtor, Mike Toste was a Manager of the Short Sale Department of a large financial institution, and was in charge of approving short sales, or denying them as well.  Most short sale denials are due to the fact that the Realtor handling the short sale was lacking certain information or criteria. Whether you have a home in Roseville with equity, or are upside down on your mortgage, call Mike Toste today at (916) 899-7330 for an expert opinion.  All Placer County resid... 04/26/2010

...there has been an explosion of a tank car; one of many terrorist events unfolding throughout the day for emergency first responders throughout the region.  The tank car was filled with toxic fumes and there have been some injuries at the scene? You and your family reside in the houses that were in the path of a dangerous vapor cloud of gases from the tank car explosion.  People are running in all direction; a public siren is heard, a loud speaker directing you to the nearest evacuation shelter?  How will you handle it? Are you prepared? Yesterday morning my daughter and I was one of the many volunteers for the Mass Casualty Incident (MCI) Drill which was held at the Maidu Community Center in Roseville.  That was our scenario for the day.  Every Disaster team throughout Placer and Sac... 04/23/2010

Entertainer's Delight! 2261 Belvedere Circle, Roseville, CA 95678 View Map Don't miss this opportunity to own a beautiful home in the exclusive gated community of Heritage at Diamond Oaks! Sitting on 1/4 acre with a pool, this entertainer's delight is sure to have your friends and family in awe! From the wide open kitchen and family room, to a loft and office area upstairs, this home is the one you've been waiting for. In addition, enjoy your master bedroom with an additonal retreat area as well as a downstairs office. Minutes from Galleria mall and many great restaurants. SDR furnishings are for sale too. Make this home yours today! Please contact: Jon Hesse Accelerated Realty Group (530) 305-2914 Details Asking Price: $429,000 Sq. Feet: 3113 Bedrooms: 3 Bathrooms: 3 # of Floors: 2 HO... 04/17/2010

When all my kids where younger I used to take them to places where I would volunteer my time, just to give them a glimpse of what it feels to give back to the community by volunteering.  All of them used to give me a hard time especially when I am taking them to deliver brown bag full of canned goods and necessary living items to homes of those in need or volunteering to feed the needy in shelters or helping out sort out gifts for children who may otherwise may not receive any gifts for the holiday.  I would even drag them for environmental escapades to clean the environment by picking up litters from different parks or beach areas. But yesterday my older daughter made me proud.  She started her first day of volunteerism for "Just Between Friends" for a few hours to help out during thei... 04/16/2010

For professional assistance on HAFA (Home Affordable Foreclosure Alternative) and HAMP (Home Affordable Modification Program) in the Placer and Sacramento County areas including Roseville, Rocklin, Lincoln, Granite Bay, Citrus Heights, North Highlands, Sacramento and surrounding areas, contact Mike Toste at (916) 899-7330 or visit the website at www.placercountyshortsale.com or www.miketoste.com Mike was a former Short Sale Supervisor of a large financial institution, in the Loss Mitigation Department before turning a Realtor, many years ago. Mike has the knowledge like no other when it comes to assisting you with the truth and your options when it comes to avoiding foreclosure or modifications. In a brief description, the following applies to HAMP: In early 2009, the National Associati... 04/13/2010

I have a lousy sense of direction. When I was filling out a profile sheet for MLS at a seller's home in Roseville yesterday, I noted that the archived listing showed the home facing west. But it didn't feel like it was facing west to me. So, I asked the sellers which direction it faced. They didn't know, either. But fortunately, they had an app that turned their cellphone into a compass. Sense of direction is not my forte. The only thing worse than losing your sense of direction is losing your common sense on top of it. Once I got lost in a boat off the foggy coast of Maine, arguing with a guy who has the distinction of being known as my ex-husband. We didn't know where we were. The fog was very heavy. I felt like we should turn left, but the compass indicated otherwise. Maybe the compa... 04/13/2010

If you are looking for THE short sale specialist in Roseville, CA....  You have found the perfect team!  Mike Toste was a former short sale negotiator for a large financial institution.  He has got to be the most knowledgeable person in Roseville when it comes to short sales.  Approving or disapproving short sales as the negotiations manager, Mike Toste knows all of the "ins and outs" of getting a short sale approval. Mike Toste will be straight forward with you. He has nothing to lose, or nothing to gain. Simply helping you get rid of your bad loan situation. Upside down on your mortgage? Lost your job and cant afford the mortgage payment? Another hardship that you are not sure if you qualify for a short sale? A less experienced Realtor with short sales, or too busy to do negotiations ... 03/31/2010

The dense communities along Cirby Way from Vernon and Riverside through Sunrise to Rocky Ridge and Old Auburn have seen a nice rental increase as the weather has improved.  Much of the rentals are nice and tucked away in desirable neighborhoods making them ideal for qualified tenants looking to relocate.  As always:  know your market and price the property properly for the best success.    James Safonov Property Manager jsafonov@homepointe.com   Homepointe Property Management 1220 Melody Lane #110 Roseville, CA 95678   T: 916.781.7075  F: 916.781.7095   www.homepointe.com 03/25/2010

Zero Cash = Zero House I'm seeing an odd phenomenon of late.  I talk to folks interested in mortgage financing and ask, "Do you have funds available for a downpayment and the closing costs?"  Increasingly, the answer is, "No."  I wonder where they got the idea that they can buy a home with no available cash.  Granted, USDA Rural and VA offer 100% financing but these programs benefit a very limited amount of buyers. Okay, you counter, what about seller concessions for costs?  With multiple offers on listings, sellers are not very motivated to give concessions.  Realtors don't want to ask for them because they believe it will lessen the chance of the offer being accepted. Now more than ever it is vital that all parties in a home transaction have realistic expectations.  Don't attempt to b... 03/11/2010

Roseville CA tomorrow night. If you want to see the FHA 203k loan from a new perspective please contact us for tickets. Again on April 6th. This event is open to the public. The biggest problem we have in CA right now is that the banks continue to control housing prices by letting their foreclosed properties out on the market at such a slow rate to maintain a high demand and get multiple offers on every home. It is frustrating to the buyers as they may bid on a dozen homes before they are successful and many of them are getting tired of the situation.  If you are having issues in finding a suitable home we'll show you where to look. We have wholesale property dealers who have purchased many properties at auction that are willing to allow our agent partners to make a commission and move ... 03/10/2010