This morning when reading cnn.com I noticed a headline article about Rocklin, CA voted as CNN's top 100 places to live.  Rocklin is a beautiful town, my office has been located here for the past couple years, so it was nice to see that article.  If you didn't see it and would like to see if your town made the top 100, you can see it here Rocklin which is located in Placer County, about a 25 minute drive north of Sacramento, boasts great Schools, Parks and is centrally located between South Lake Tahoe and San Fransisco, best of both worlds for snow activities and winter activities in the winter in Tahoe and great shopping and nightlife in San Fransicso.   Rocklin and nearby Attractions Blue Oaks Town Center is a prominent shopping location and includes entertainment and a variety of rest... 07/12/2010

How does the consumer choose the realtor that they want to work with?  There are 285 REALTORS IN PLACER COUNTY listed in Activerain. Our office alone has 21 REALTORS IN ROCKLIN CA. All of these realtors feel pretty good about themselves, and they are all saying "I am great" "I am a area expert". If all the realtors are saying this how does the average consumer decide on who is the best or who knows the most? Do they flip a coin?  is it the first realtor who calls them back?  I would like to hear from an actual recent homebuyer to find out how they picked their realtor. There are 321 HOMES FOR SALE IN ROCKLIN AS of June 11th 2010. If the consumer is going through half of them, do they just choose the realtor by selecting the home first? I have been a REALTOR IN ROCKLIN CA for two years n... 06/11/2010

Darling home in Rocklin. Don't wait! 6301 Gold Finch Court, Rocklin, CA 95765 View Map Darling, single story with low maintainence landscaping. Beautiful tile floors with carpeted bedrooms. Fresh paint, new ceiling fans... very clean. CAT-5 networked and wired for alarm. Entertain this summer around your own firepit. Great neighborhood close to park and schools. Not an REO or short sale. This home will sell quick, don't wait on this gem. Contact agent: Gail Jones Keller Williams Real Estate 916-788-8862 Details Asking Price: $270000 Sq. Feet: 1687 Bedrooms: 3 Bathrooms: 2 # of Floors: 1 Garage Size: 2 Subdivision: Cross Creek/Cresleigh Springs Year Built: 2000 Contact InfoLori Kim Polk and Ryan Dressel Staging Pros at Stage Right Design Cell 916-300-0402 Dir 916-300-0402 Email | Websit... 05/25/2010

The ten year note rate just went down to 3.34%. It was 3.72% at the beginning of May. That translates into mortgage rates dropping about 4/10's of a percent since May. I am surprised about this because at the end of april the 10 year note rate was in the mid 3.8% range. It looked like that rate was going into the four percent range for the summer. The complete opposite happened. More bad economic news kept comong out and that translates into lower 10 year note rates. the producer price index dropped .1% last month so investors are not worried about inflation in the near future. That is great news for interest rates. It looks like if you are looking for A HOME LOAN OR MORTGAGE IN THE ROCKLIN AREA it is a good time to take out that loan. I am a MORTGAGE BROKER IN THE SACRAMENTO AREA and o... 05/18/2010

Rocklin Real Estate professionals John A Taylor & Mike Toste are here to help you with the sale or purchase of your home in or around Rocklin, CA. For Sellers, if you have negative equity, and just wish to get out of your mortgage, we are the #1 short sale experts in Placer County. If you have equity, we can assist you with the sale of your home in a timely fashion, obtaining top dollar. For Home Buyers, we have a team of dedicated and highly professional, experienced Realtors in and around the Rocklin area. With expertise and knowledge of all loan products and financing options available in today's real estate market. Give us a call today at (916) 295-7299, or (916) 899-7330, or visit one of these websites: www.PlacerCountyShortSale.com www.MikeToste.com We are available to assist you ... 04/26/2010

Understanding the HAFA Program Are you a little confused with all the real estate acronyms that agents use like TIL, GFE, FNMA, GNMA, HARP, HAMP, HAFA and so on? Well, the HAFA, the Home Affordable Foreclosure Alternatives, program was launched April 5th, 2010, to help streamline the process of short sales by setting guidelines and time frames which banks must adhere to when a homeowner has been approved for the program.  This program uses short sales and died in lieu of foreclosure. As a real estate consultant who has the SFR- Short Sale & Foreclosure Resource Certification and the CDPE-Certified Distressed Property Expert designation, I am on top of recent changes and have continuous instruction and guidance which allows me to be a trusted resource to my clients in the Sacramento area... 04/21/2010

Win a 5 Bedroom Home in Rocklin !! St Jude Dream House Contest, Free House in Rocklin, Free Home in Rocklin  Hello Neighbors, What a fantastic opportunity and for a wonderful cause.  For a $100 entry ticket, your family could win a 5 Bedroom home in Rocklin. Yep. 3,096 square feet.  Free.  Built by Standard Pacific Homes.  The address is already set - 2122 Ranch View Drive in Rocklin's Whitney Ranch.  This is made possible through a St. Jude charity program. Here is the link:  http://www.stjude.org/stjude/v/index.jsp?vgnextoid=2360a4095bd67210VgnVCM1000001e0215acRCRD&vgnextchannel=61d5dc15925b0210VgnVCM1000001e0215acRCRD The drawing is on June 27th.  Good luck. Please do invite Neighborly to the housewarming party! More about St. Jude and their children's programs:  http://www.stjude.or... 04/19/2010

Why does the homebuyer care about the fact that the ten year note rate went up? Well mortgage rates are tied to the ten year note rate. The ten year not rate was 3.66% about 10 days ago. Now the average 30 yr fixed rate mortage has gone up by .15 percent in the last 10 days. If a person is using a HOME LOAN TO PURCHASE A HOME IN ROCKLIN CA, they now would get a payment $23.0 per month higher on a $250.000.0 loan. If that same person was shopping for MORTGAGE COMPANIES IN ROCKLIN 10 days ago, they need to start shopping all over again because the interest rates have gone up so much. A ten year rate at 3.86% is still low if you look at the history of the 10 year note rate. The problem now is that the 10 year rate is supposed to keep going up because the federal reserve is not going to be ... 03/30/2010

Rocklin, CA Housing Snapshot Let's take a look at the month of January for Rocklin, CA. There were 158 total single family residences for sale.  Of those, 24 were bank owned (REO), 51 were short sales and 83 were traditional sellers or flipped properties. Average price per sq foot was $139.  Average days on market jumped 73.4% up to 137 days, up from 79.  I'm sure this was due to the bad weather and the fact that people were Christmas shopping in December and weren't looking at properties. The good news....inventories have gone up the last few months. Rocklin went up from a 2.4 month supply of available properties to 4.1 months of supply from Dec. to Jan, that's a 70% increase in one month! This is good news for those buyers that are struggling to get into a property! Take a look at the... 03/01/2010

Why Do Real Estate Agents Make X% When They Only Put Up A For Sale Sign? I am using x% because commissions are negotiatble and it depends on the area and the type of property that you are selling. This last week I was again reminded of just how some people think.  Someone wrote a letter to a relative of mine trying to persuade my relative to sell their house to them.  In the letter they said that the real estate agent told my relative the house was worth "X".  But they said it wasn't worth "X" because the agent didn't use the right comparable properties, the carpets needed to be replaced, they didn't like the cabinets, they would have to change out the tile floor, etc.  And then the bomb....and plus the real estate agent is going to be charging you x% for putting a sign in the yard so j... 02/20/2010

An easy Rocklin home search link An easy Rocklin home search link Click here for an easy Rocklin home search link If you're looking to search the Rocklin MLS, this will help. If you would like a free MLS account, send me an email at bill@sachome.us Bill Joyce www.BetterHomeLessMoney.com www.SacramentoBill.com 12/29/2009

I was so excited today because the 10 yr. note dropped to 3.33%. Mortgage rates are tied to the 10 yr note rate. When the interest rates drop on the 10 yr note then fixed mortgage rates drop. Here are examples of what some MORTGAGE BROKERS IN THE ROCKLIN CA area could offer today. The 30 yr fixed rate dropped to 4.5% for 1.25 points. The 15 yr fixed rate dropped down to 4.0% for 1.5 points. The 20 yr fixed rate dropped down to 4.375% for 1 point. These are just averages right now as loan to value and credit score could raise or lower these average rates for the client.I have been a mortgage broker since 1993 and I cant remember the rates being so low.  This means that a person buying a home for 335k and a loan amount of 325k would have a principal and interest payment of $1656.0 per mon... 11/17/2009

I just wanted to write a quick article about the current interest rates since many people didnt realize that Sellstate Realty First is also a MORTGAGE LENDER IN ROCKLIN CA ALSO. The interest rates have gone up a quarter percent in the last week and a half. It looks like when the rates dropped below 5% that was another low of the year as they didnt stay there for long. If a person's loan was approved today without any conditions they could get a INTEREST RATE OF 4.625% for 2 points. You could also lock in at 5% without any points on the 30 yr fixed rate. I am amazed that a person could get a 15 yr fixed MORTGAGE INTEREST RATE at 4.25% for a point and a half now. The great thing about interest rates being so low is that a person can BUY A NICE HOME IN ROCKLIN OR ROSEVILLE for 250k and the... 10/29/2009

I just gathered all the data for the HOMES FOR SALE IN ROCKLIN CA 95765 zip code. I counted 179 active listings in that zip code. There are 100 short sale listings and 79 listings. Out of the 79 listings there are only 5 bank owned listings. There have been 119 sold HOMES IN ROCKLIN CA the last 3 months. That is an average of 40 homes sold per month. That tells me that there is a 4 1/2 month supply of HOMES FOR SALE IN ROCKLIN CA. That is about an average supply of homes on the market. If it was something like 9 months supply of home for sale ,that would tell me that market still has the potential for dropping in price. The average price per square foot of the sold homes was 143 per sq. foot. Last year at the same time the average price per sq ft was 165 per sq ft. If you are looking to... 10/14/2009

"Beat the Heat" 2532 Clubhouse Drive, Rocklin, CA 95765 View Map You won't have to look anymore after you see this wonderful 4+ bedroom, 3 bath Meritage home located in the gated community of Whitney Oaks. Open floorplan, new paint, updated lighting, 3 fireplace, granite counters and cherry cabinets. Relax in your own private pool and entertain on the patio. Don't wait long on this one! For access to this property, please contact: Jon Hess Accelerated Realty Group jon@acceleratedrg.com 530-305-2941 Details Asking Price: $549,000.00 MLS: 90063423 Sq. Feet: 3607 Lot Size: .204 Bedrooms: 4+ Bathrooms: 3 # of Floors: 2 HOA/Maintenance Fees: $59 Garage Size: 3 car Subdivision: Whitney Oaks Year Built: 2000 Property Amenities - Range/Oven- Sink Disposal- Microwave- Dishwasher- Fireplace- Kit... 08/16/2009

Rocklin/Roseville area east of Sacramento, CA is a very active market!  There are currently 834 active listings of single family homes in Roseville/Rocklin area.  Prices range from $79,900 for a 2 bed/1 bath bank owned in Roseville to $1,900,000 for a 6,000 sq ft home in Whitney Oaks in Rocklin. There are 217 homes priced under $250,000 showing the affordability of this desirable area.  There are 322 pending sales with average days on the market of 62.   There are 592 sold listings in the last 3 months indicating excellent turnover activity.  43% of the sold listings had accepted offer within the first 30 days at 99.5% of list price.  Average days On market for all sold listings was an excellent 57. Anna Boyd - Re/Max Gold El Dorado, Placer, Sacramento Ph: 916-813-3534 Lic. # 01043604 a... 08/09/2009

So you've heard about using a Real Estate Virtual Assistant, you've heard how its a great way to amp up your productivity and allow you to do more business. You've heard that you can use a VA only when you need one..sort of pay-as-you-go and that sounds like it actually might suit your budget. All you need now are some hot prospects and to shop some pricing and rates..easy enough. You are are sure you can find your VA for $10-$12 an hour real quick. But...you get a rude awakening. Your ideal VA is going to cost you between $30-$55 an hour, depending on the service. Why? I bring this up only because of a common MISCONCEPTION.  The word "assistant" is giving you the wrong impression. Running a real estate business takes business savvy. Tech savvy, Marketing savvy, Financial savvy, Interne... 06/09/2009

There's a form I have to give to every person who gives me an application for a mortgage.  In my business lingo it's called a "TIL" for Truth in Lending.  It provides detailed information on a loan quote so the customer can be well informed. But there is another kind of "Truth in Lending" and it involves the applicant's responsibility to provide truthful information on their application. I recently received an application from a customer for a home purchase.  There were a few items on it that didn't seem quite right, however.  I began to do some research.  The borrower's stated employer didn't employ people with the borrower's stated occupation.  The stated work phone didn't ring to the supposed employer.  One question on the application was not answered truthfully.  Discrepancies like ... 02/28/2009

Just the other day, I thought I'd take a visit to a candy store in Rocklin that had opened in December.  I kept getting rave reviews about this candy shop that I decided to check it out myself.  For all chocolate lovers ~ I highly recommend this place.  As you enter you can't help but stop dead track where you  stand to a savoring smell of chocolate! Your eyes will be drawn to a parade of chocolate varieties in the store.  It is my weakness - CHOCOLATE!  And all the rave about their Belgium chocolate is understated.  It was the best chocolate I have ever sank my teeth into.  So if you happen to be in the Rocklin neighborhood.  Stop the car and follow the aroma to Leonides Chocolate Factory.They are located at 3101 Sunset Blvd., Suite 4C, Rocklin.  They are open 11 a.m. to 5 p.m. Monday,... 03/13/2008

Did you know that there is a station in Rocklin, CA that teaches the public about compassion to our earth?  With emphasis on our environment - I was surprised to find this place by accident.  I was driving Interstate 80W just the other day and noticed a sign "ECOSTATION" before the Rocklin Rd exit. I've never seen it before, so I decided to exit.  I thought it was a store but it was far from it.  I found out it is an environmental education and exotic wildlife rescue center.  One of the two built in California (the other one is in Southern California).  The building itself is built with recycled materials. This place is called STAR Eco Station - it is a division of STAR.  If you have children, STAR is dedicated in improving children's education through educational and enrichment program... 03/11/2008