Just Sold in Whitney Ranch-Rocklin CA Homes Here are the most recent SOLDs in Whitney Ranch, Rocklin CA: 818 Morning Dove Lane: SOLD $291,000 (10/12/10).  This home is a 3 bedroom, 2.5 bath with 2,183 square feet.  Short Sale in Whitney Ranch. 1866 Stageline Circle: SOLD $399,448 (9/24/10).  Brand new home.  5 bedrooms, 3.5 baths, 3,080 square feet. 1014 Silver Saddle Lane:  SOLD $462,500 (9/1/10).  Brand new home.  5 bedrooms, 4.5 baths, 3,720 square feet. 2401 Leafy Way Court: SOLD $470,109 (9/1/10).  Brand new home.  5 bedrooms, 4.5 baths, 3,888 square feet. 1012 Silver Saddle Lane: SOLD $474,900 (9/29/10).  Brand new home.  5 bedrooms, 4.5 baths, 3,888 square feet. 5417 Evan Court: SOLD $585,000 (10/15/10).  Traditional Sale.  6 bedrooms, 4.5 baths, 4,069 square feet, .7 acre lot, ... 10/19/2010

Rocklin CA – I recently saw an amusing video about loan modifications. In it the guy called Wells Fargo “Hells Fargo.” Apparently it is tough to get a loan modification. They lose your paperwork. You have to talk to people in other countries where English IS NOT their first language. The people at the lenders treat you like dirt. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. In addition, they pretend to love their customers. While you are waiting on hold for two hours to talk to someone, you get to hear the recording, “We at ABC Lending love our customers. We want to provide the best customer service in order to earn your business.” If you have experienced this, then you know how frustrating it is. But, why go thru the whole e... 10/19/2010

Dollar Tree in Rocklin, California - Totally Awesome Since we specialize in foreclosure flipping and see many homes which have been left dirty and/or vacant for extended periods of time, we often come across the dirtiest houses...for example: The Dirtiest 4-Year Old House in Roseville, CA. Before we put them on the market, our housecleaners must render them spotlessly clean, like 8508 Cortina Circle in Roseville, CA. When housecleaners have to battle such extreme conditions of filth and grime build-up, their weapon of choice for performance and economy is none other than "Totally Awesome" which is available at the Dollar Tree for...you guessed it...a dollar! Our local Dollar Tree is located in the Blue Oaks Town Center on Lonetree Boulevard in Rocklin, California, just off Hwy 65 at Blu... 10/18/2010

Rocklin CA – It is very stressful to be upside down and facing foreclosure. You are worrying about everything. You find yourself thinking, “When is the bank going to kick me out? “How will I pay back that huge debt?” “When will I ever be able to stop worrying about money?” “I remember when I did not worry about money. How did I do that?” All those thoughts and more run through your head. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. A short sale helps you stop worrying. Most people find a place to rent where they can afford the monthly payment. Or they move in with family. It removes all the uncertainty and worry about when they have to move. They are one step closer to sanity! They are happy to discover that a short sale eras... 10/18/2010

Rocklin CA – I recently met a realtor in a another town. “I hate short sales”, she told me. “They are so frustrating. They take forever. Most of mine have dragged out for 9-12 months. The short sale lenders are so tough to work with.” Discover how other sellers successfully did a short sale and request a free consultation by clicking here. The closest comparison I can think of is learning to ride a bike. Remember the first time you tried to ride a bike and you crashed and fell off? You felt like you would never be able to ride a bike. Maybe you told your mother, “I’m just not as smart as Timmy. He knows how to ride a bike.” Apparently this agent does not specialize in short sales. Neither do a lot of the other agents that complain about them. These agents openly admit they hate short sa... 10/16/2010

Rocklin CA – I recently talked to a homeowner in foreclosure. She had heard of the short sale option. But, someone had told her that short sales are tough. They told her, “Banks never accept short sale offers. You are wasting your time if you try one.” As a result, she never researched her options and lost her home to foreclosure. Many agents close short sales day in and day out. Short Sales are a specialized endeavor. They are much more complicated than your average real estate transaction. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. The closest comparison I can think of is learning to ride a bike. Remember the first time you tried to ride a bike and you crashed and fell off? You felt like you would never be able to ride a ... 10/16/2010

Whitney Ranch Homes for Sale Meritage Homes announced today they are discounting several of their Whitney Ranch homes.  The builder is offering $25,000 off the price of many different models.  The floorplans range from 2,000-2,500 square feet, include many upgrades, and are already priced in the low $300,000s. Whitney Ranch in Rocklin CA is a beautiful community with trails, community pool, parks, and highly ranked Whitney High School.  For a tour of these model homes as well as other model homes in Whitney Ranch contact Allan Sanchez at 916-205-2265 or email at AllansHomes@yahoo.com. Whitney Ranch Homes for Sale Rocklin Real Estate Agent 10/13/2010

Rocklin CA – According to a story in the Sun Sentinel [1], Bank of America foreclosed on a paid off house. Here is an excerpt from the story. “ When Jason Grodensky bought his modest Fort Lauderdale home in December, he paid cash. But seven months later, he was surprised to learn that Bank of America had foreclosed on the house, even though Grodensky did not have a mortgage. Grodensky knew nothing about the foreclosure until July, when he learned that the title to his home had been transferred to a government-backed lender. “I feel like I’m hanging in the wind and I’m scared to death,” said Grodensky. “How did some attorney put through a foreclosure illegally?” Court records show Countrywide Home Loans filed a foreclosure case in Broward County civil court against the former owner of th... 10/13/2010

Whitney Ranch Homes For Sale Whitney Ranch in Rocklin CA is a newer community with several home builders.  But, you don't have to buy from a builder to buy a home in Whitney Ranch. You can buy already built homes for sale in Whitney Ranch directly from a seller or bank.  There are several Whitney Ranch buyers who have to move for a variety of reasons.  They are selling their homes, many times at a sizable discount.  Some Whitney Ranch homes for sale are even listed as REOs or Short Sales. For a home tour of all Whitney Ranch homes for sale contact Allan Sanchez-Keller Williams Realty at 916-205-2265 or allanshomes@yahoo.com. Whitney Ranch Homes For Sale Rocklin Real Estate Agent 10/12/2010

Rocklin CA - As a Rocklin Realtor that handles Bank Owned property, I get asked this question often. When we are assigned a Bank Ownned property in Roseville, Rocklin, or Lincoln, the bank wants us to find out who is occupying the property.  Are they the previous owners or tenants? California law allows you some time to vacate. In most cases you will have up to 30 days to vacate as a previous owner. If you are a tenant, you have up to 60 days and if you provide a legitimate lease, you can have up to 90 days. Most banks will actually pay you money to move. This is called "cash for keys." The bank will usually hire a local Rocklin Real Estate Agent, like myself, to offer you $2,000 (sometimes more, sometimes less) to move out and give them the keys within 2-3 weeks.  Why does the bank do ... 10/12/2010

Rocklin CA – Many of the people we help are concerned that their neighbors will find out about the short sale. No one wants their dirty laundry put out for the entire neighborhood to see. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Here is what we do when a customer has a concern with that. First, we will make sure that everything your neighbors see does not say “short sale” on it. The sign will look like all the other for sale signs in town. Your neighbors will simply think that you are selling your house. The for sale sign will not say “foreclosure” on it. Neither will any real estate website say “short sale” or “foreclosure” on it. We won’t discuss it with the neighbors or tell them what is happening. After all, your priv... 10/12/2010

Rocklin CA – Most people are shocked to learn that 80% of all loans held by Bank of America are not owned by Bank of America. That means someone else owns those loans. A large majority of these loans are owned or insured by Uncle Sam. They own them outright thru Fannie Mae & Freddie Mac. And they insure the actual owners against loss thru FHA and VA. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. The rest of the loans are owned by Wall Street Firms, Hedge Funds, Pension Funds, and other various investors. So who makes the decision on a short sale? It depends. If the loan is “delegated”, then Bank of America can make the decision to approve or deny the short sale. The actual owner of the loan has “delegated” the authority to mak... 10/12/2010

Whitney Ranch Rocklin CA New Homes Whitney Ranch in Rocklin CA is a beautiful community with trails, community pool, parks, and Whitney High School.  The majority of new homes in Rocklin are being built in Whitney Ranch. I recently had the opportunity to tour Shea Homes in Whitney Ranch.  The models are truly beautiful with Spanish mosaic tiles, courtyard entries, beamed ceilings, and great floor plans.  Sierra Sky at Whitney Ranch has homes ranging from 2,900-3,300 square feet and are available from the $300Ks.  For a tour of these model homes as well as other new model homes at Whitney Ranch in Rocklin contact Allan Sanchez at 916-205-2265 or email at AllansHomes@yahoo.com. Whitney Ranch Rocklin CA New Homes 10/12/2010

Whitney Ranch Whitney Ranch in Rocklin CA is a beautiful community with trails, community pool, parks, and Whitney High School.  The majority of new homes in Rocklin are being built in Whitney Ranch. I recently had the opportunity to tour Standard Pacific Homes in Whitney Ranch.  The models were truly beautiful with large bathrooms and beamed ceilings.  Saratoga at Whitney Ranch has homes ranging from 2,800-3,600 square feet and are available from the $400Ks.  For a tour of these model homes as well as other model homes in Whitney Ranch contact Allan Sanchez at 916-205-2265 or email at AllansHomes@yahoo.com. Whitney Ranch Rocklin CA 10/12/2010

New Homes Rocklin So, you want to buy a new home in Rocklin.  Do you need a Realtor?  Yes.  Well, technically the answer is NO but you may want to reconsider.  There are several benefits to using a Realtor for your new Rocklin home: •·         Realtors are paid by the builder because they offer valuable assistance to the buyer.  Commission is never reduced from the sales price to give the buyer a better deal. •·         Realtors know the right questions to ask that novice buyers may not. •·         Realtors have an inventory of all new and resale comparables to ensure buyers are getting the best deal possible. •·         Realtors are a buffer between buyers and builders which is often to the buyer's advantage. •·         Realtors are allies to the buyer and can save buyers time, money,... 10/11/2010

Rocklin, CA - Foreclosures / Bank Owned Homes / REO Properties (October 4-8, 2010) Here is a list of bank owned homes in Rocklin, California (Placer County) that foreclosed during the week of October 4-8, 2010: 5621 Summit Drive, Rocklin, CA 95765 (4/3, 2113 sq. ft. built in 1989) 3012 Springview Meadows Drive, Rocklin, CA 95677 (3/3, 1319 sq. ft. built in 1988) 5506 Lea Court, Rocklin, CA 95765 (4/3, 2117 sq. ft. built in 1990) 1250 Whitney Ranch Parkway #237, Rocklin, CA 95765 (condominium, info unknown) 6052 Kingwood Circle, Rocklin, CA 95677 (3/3, 1878 sq. ft. built in 1987) 5125 3rd Street, Rocklin, CA 95677 (2/2, 736 sq. ft. built in 1961) In comparison, there were 9 properties in Rocklin, California that went back to the bank last week. Some of these REO properties may soon be li... 10/10/2010

Roseville CA – Short Sales and foreclosures have a big impact on home values. But, how they affect them varies dramatically. Every short sale helps stabilize the housing market. The reason is because short sales sell for much more than a foreclosed property does. Most short sales have a homeowner who still lives there. The homeowner has kept the home in good shape. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. They mow and water the lawn, trim the bushes, and keep up on the house. Now, let’s contrast this with how banks keep up on their foreclosed properties. A bank usually takes 2-6 months to put a foreclosed property up for sale. Sometimes they take even longer. They usually do not turn the power until the home is listed. So... 10/08/2010

Rocklin CA – Fannie Mae & Freddie Mac (I’ll call them Fannie & Freddie in this article) are finally starting to realize that lenders are not doing their job. Between the two of them, Fannie and Freddie own around 55% and 65% of the country’s mortgages. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Freddie and Freddie have other companies act as the lender on their behalf. Those companies collect all the payments, run the accounting, and forward the check to Fannie and Freddie. In my opinion, these lenders are not doing their job. The owner of the loans lose lots of money because of these lenders incompetence. I have seen this first hand. Let me give you a few examples. Homeowners that would like to keep their home get no help ... 10/07/2010

Rocklin CA – Banks reject short sale offers for a number of reasons. The biggest reason is because they feel the property is worth X and the price is below that number. For example, you might have a buyer willing to pay $119,000 for a short sale. The bank orders an appraisal. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. The appraisal comes back at $135,000. Usually the bank will turn down the offer and ask the buyer to increase their offer. Often times the buyer will agree to pay the higher price. Here is another reason short sale offers get turned down: The lender doesn’t have a complete short sale package. Maybe the seller’s last 2 bank statements are missing. Or, a page is missing from the sales contract. In that case, the... 10/07/2010

Rocklin, CA - Foreclosures / Bank Owned Homes / REO Properties (September 27 - October 1, 2010) Here is a list of foreclosures / bank owned homes in Rocklin, California (Placer County) that became REO properties during the week of September 27-October 1, 2010: 4320 Jamerson Drive, Rocklin, CA 95677 (2/1, 1484 sq. ft. built in 1956) 3505 B Street, Rocklin, CA 95677 (3/2, 1092 sq. ft. built in 1964) 870 Spotted Pony Lane, Rocklin, CA 95765 (4/3, 3023 sq. ft. built in 2006) 3212 Burlwood Court, Rocklin, CA 95765 (5/3, 2660 sq. ft. built in 1998) 5709 Balfor Road, Rocklin, CA 95765 (3/2, 2289 sq. ft. built in 1991) 2121 Big Sky Drive, Rocklin, CA 95765 (5/5, 3609 sq. ft. built in 2003) 2608 Zephyr Cove, Rocklin, CA 95677 (2/2, 1028 sq. ft. built in 1998) 3028 Springview Meadows Drive, Rockl... 10/04/2010