The original May 1, 2009 deadline has been extended to August 1, 2009. As outlined below, you must be Red Flags Compliant or face heavy penalties. "New ‘Red Flag' Requirements for Financial Institutions and Creditors Will Help Fight Identity Theft Identity thieves use people's personally identifying information to open new accounts and misuse existing accounts, creating havoc for consumers and businesses. Financial institutions and creditors are required to implement a program to detect, prevent, and mitigate instances of identity theft." "The Federal Trade Commission (FTC), the federal bank regulatory agencies, and the National Credit Union Administration (NCUA) have issued regulations (the Red Flags Rules) requiring financial institutions and creditors to develop and implement written... 06/04/2009

RE/MAX Homes & Estates Pre-Foreclosure Division 9241 Irvine Boulevard, Suite 150, Irvine, California 92618 (714) 588 -7676 ∙  www.ReMaxAnn.com   If you are in a situation where: •You lost your job •Your Medical Expenses are too high •Just went through/going through a divorce •You are behind on your payments •You have no equity •You can't afford the cost of selling your home •Your income has been reduced •You are in foreclosure   WE CAN HELP YOU! It's easy and doesn't cost you any MONEY! Our services are Free!!!  WHEN THE DEBT EXCEEDS YOUR HOME'S VALUE... we can help is with a SHORT SALE.   Benefits of a Short Sale: •Avoid Foreclosure •Avoid Bankruptcy •Reduced damage to your credit •Postpone your foreclosure sale date •A short sale will stay on your credit approx 3 years •BE FREE of fin... 04/27/2009

Thirty Rancho Cucamonga homes were listed for sale during the week ending April 11, 2009, and 36 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 569 Rancho Cucamonga homes were listed for sale in the MLS on April 12. Included are 330 single-family homes. There were 239 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on April 12; 224 homes were reported as vacant.  The MLS showed 84 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on April 12; 257 others were in pre-foreclosure - listed as "in foreclosure," Notice of Default or Short Pay/Subject to Lender.  There were 14 Rancho Cucamonga homes reported as sold in the MLS in the week ending April 11, 2009.  I... 04/13/2009

Fifty-six Rancho Cucamonga homes were listed for sale during the week ending April 4, 2009, and 49 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 578 Rancho Cucamonga homes were listed for sale in the MLS on April 5. Included are 334 single-family homes. There were 240 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on April 5; 234 homes were reported as vacant.  The MLS showed 91 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on April 5; 257 others were in pre-foreclosure - listed as "in foreclosure," Notice of Default or Short Pay/Subject to Lender. Please note: The MLS only recently required the type of sale of listed homes to be reported when a listin... 04/05/2009

Thirty-eight Rancho Cucamonga homes were listed for sale during the week ending March 28, 2009, and 40 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 585 Rancho Cucamonga homes were listed for sale in the MLS on March 29. Included are 329 single-family homes. There were 256 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on March 29; 249 homes were reported as vacant.  The MLS showed 110 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on March 29; 259 others were in pre-foreclosure - listed as "in foreclosure," Notice of Default or Short Pay/Subject to Lender. Please note: The MLS only recently required the type of sale of listed homes to be reported when ... 03/31/2009

Work related deductions are great for reducing the amount you owe to Uncle Sam at the end of the year, but it may reduce your qualifying strength. Many will argue that the amount on a W2 is true income and i agree, but  FHA, lenders, and their investors collectively are requiring that the job related expenses of the previous 2 years be deducted from the overall income. This can be detrimental depending on how much you decide to write off every year. For example true story, a correctional officer writes off $20,000 for uniforms, gun holster, cell phone expense, etc... that $20,000 must be deducted from his $50,000 income. That leaves him with $30,000 to use for qualifying purposes and it doesn't take a mathematician to tell you that they will not qualify for as much home as they once ho... 03/26/2009

Forty-one Rancho Cucamonga homes were listed for sale during the week ending March 21, 2009, and 44 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 610 Rancho Cucamonga homes were listed for sale in the MLS on March 22. Included are 353 single-family homes. There were 257 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on March 22; 263 homes were reported as vacant.  The MLS showed 118 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on March 22; 266 others were in pre-foreclosure - listed as "in foreclosure," Notice of Default or Short Pay/Subject to Lender. Please note: The MLS only recently required the type of sale of listed homes to be reported when a l... 03/23/2009

Fifty-four Rancho Cucamonga homes were listed for sale during the week ending March 14, 2009, and 43 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service. A total of 630 Rancho Cucamonga homes were listed for sale in the MLS on March 15. Included are 353 single-family homes. There were 277 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on March 15; 279 homes were reported as vacant.  The MLS showed 118 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on March 15; 259 others were in pre-foreclosure - listed as "in foreclosure," Notice of Default or Short Pay/Subject to Lender. Please note: The MLS only recently required the type of sale of listed homes to be reported when a l... 03/15/2009

Thirty-eight Rancho Cucamonga homes were listed for sale during the week ending Feb. 28, 2009, and 30 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 644 Rancho Cucamonga homes were listed for sale in the MLS on March 1. Included are 371 single-family homes. There were 273 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on March 1; 278 homes were reported as vacant.  The MLS showed 113 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on March 1; five as In Foreclosure, 15 as having received a Notice of Default, and 259 as Short Pay. Please note: The MLS only recently required the type of sale of listed homes to be reported when a listing is entered into the ... 03/01/2009

Thirty-eight Rancho Cucamonga homes were listed for sale during the week ending Feb. 21, 2009, and 31 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 665 Rancho Cucamonga homes were listed for sale in the MLS on Feb. 22. Included are 389 single-family homes. There were 276 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Feb. 22; 284 homes were reported as vacant.  The MLS showed 106 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on Feb. 22; three as In Foreclosure, and 14 as having received a Notice of Default. Please note: The MLS only recently required the type of sale of listed homes to be reported when a listing is entered into the system; the numb... 02/22/2009

 Forty-five Rancho Cucamonga homes were listed for sale during the week ending Feb. 7, 2009, and 49 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 675 Rancho Cucamonga homes were listed for sale in the MLS on Feb. 8. Included are 389 single-family homes. There were 286 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Feb. 8; 106 homes were reported as vacant.  The MLS listed five Rancho Cucamonga homes as "In Foreclosure," 18 as "Notice of Default," and 220 as "Short Payoff." In addition, 101 homes were reported as "Real Estate Owned" - that is, offered by lenders who have foreclosed on defaulted loans. Please note: The MLS does not require the type of sale of listed homes... 02/15/2009

Fifty-two Rancho Cucamonga homes were listed for sale during the week ending Feb. 7, 2009, and 25 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 693 Rancho Cucamonga homes were listed for sale in the MLS on Feb. 8. Included are 405 single-family homes. There were 288 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Feb. 8.  The MLS lists 312 Rancho Cucamonga listings as vacant, 277 as "short sales," and 120 as owned by lenders who foreclosed on defaulted loans.  There were 19 Rancho Cucamonga homes reported as sold in the MLS in the week ending Feb. 7, 2009.  Ila Josephs, an associate Realtor with Tarbell, Realtors, prepares weekly reports for her website, www.ilajosephs.c... 02/08/2009

02/06/2009

I truly enjoy hosting open houses at homes like one at 9335 Friant Street in Rancho Cucamonga. The house is very clean and has been well maintained and offers many features attractive to buyers - open spaces, large closets, comfortable kitchen, sparkling pool and spa, covered patio, private backyard. Those things are all very important, but what sets the house apart to me is the view from the second story. Buyers focused on the size of four bedrooms and the walk-in closets in three of them may not take time to pull back the drapes or peek through the blinds to see the outside world.  But as they prepare to descend the stairs, they can't help but notice the large window illuminating the stairway and framing the outside world. For me, the ever-changing view of the mountains out that wind... 02/05/2009

Forty-two Rancho Cucamonga homes were listed for sale during the week ending Jan. 31, 2009, and 39 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 695 Rancho Cucamonga homes were listed for sale in the MLS on Feb. 4. Included are 412 single-family homes. There were 283 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Feb. 4.  The MLS lists 309 Rancho Cucamonga listings as vacant, 279 as "short sales," and 121 as owned by lenders who foreclosed on defaulted loans.  There were 41 Rancho Cucamonga homes reported as sold in the MLS in the week ending Jan. 31, 2009.  Ila Josephs, an associate Realtor with Tarbell, Realtors, prepares weekly reports for her website, www.ilajosephs... 02/04/2009

Thirty-nine Rancho Cucamonga homes were listed for sale during the week ending Jan. 24, 2009, and 34 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 714 Rancho Cucamonga homes were listed for sale in the MLS on Jan. 25. Included are 423 single-family homes. There were 291 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Jan. 25.  The MLS lists 326 Rancho Cucamonga listings as vacant, 280 as "short sales," and 131 as owned by lenders who foreclosed on defaulted loans.  There were 11 Rancho Cucamonga homes reported as sold in the MLS in the week ending Jan. 24, 2009.  Ila Josephs, an associate Realtor with Tarbell, Realtors, prepares weekly reports for her website, www.ilajos... 01/25/2009

Downsizing a Home Requires Cutting Contents, too (edit/delete) I ran across this article this morning and thought I would share it as I am one of these people looking at downsizing and the daunghnting task of "re-structuring" the home. Its painful to say the least! Happy reading.   RISMEDIA, January 23, 2009-(MCT)-The kids have moved out. Those three bedrooms are looking awfully lonely. That spacious backyard that once served as a barbecue pit/football field/volleyball court now looks like a breeding ground for weeds, not to mention back-breaking acreage during mowing season. You want to move to something smaller, but the task seems overwhelming. There’s a basement full of boxes, a garage stuffed with unused toys and rusting machinery. Let the experts help you get moving. Rod and Sharon... 01/23/2009

Forty-seven Rancho Cucamonga homes were listed for sale during the week ending Jan. 17, 2009, and 38 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 712 Rancho Cucamonga homes were listed for sale in the MLS on Jan. 18. Included are 424 single-family homes. There were 290 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Jan. 18.  The MLS lists 327 Rancho Cucamonga listings as vacant, 280 as "short sales," and 130 as owned by lenders who foreclosed on defaulted loans.  There were 19 Rancho Cucamonga homes reported as sold in the MLS in the week ending Jan. 17, 2009.  Ila Josephs, an associate Realtor with Tarbell, Realtors, prepares weekly reports for her website, www.ilajos... 01/19/2009

Sixty-four Rancho Cucamonga homes were listed for sale during the week ending Jan. 10, 2009, and 31 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 712 Rancho Cucamonga homes were listed for sale in the MLS on Jan. 14. Included are 425 single-family homes. There were 287 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Jan. 14.  The MLS lists 327 Rancho Cucamonga listings as vacant, 277 as "short sales," and 135 as owned by lenders who foreclosed on defaulted loans. There were 15 Rancho Cucamonga homes reported as sold in the MLS in the week ending Jan. 10, 2009.  Ila Josephs, an associate Realtor with Tarbell, Realtors, prepares weekly reports for her website, www.ilajosep... 01/15/2009

Thirty-one Rancho Cucamonga homes were listed for sale during the week ending Jan. 3, 2009, and 16 homes entered escrow, according to the Inland Multi-Regional Multiple Listing Service.  A total of 695 Rancho Cucamonga homes were listed for sale in the MLS on Jan. 4. Included are 424 single-family homes. There were 271 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Jan. 4. The MLS lists 315 Rancho Cucamonga listings as vacant, 254 as "short sales," and 137 as owned by lenders who foreclosed on defaulted loans.  There were 12 Rancho Cucamonga homes reported as sold in the MLS in the week ending Jan. 3, 2009.  Ila Josephs, an associate Realtor with Tarbell, Realtors, prepares weekly reports for her website, www.ilajosephs.c... 01/04/2009