Does everyone know what PMA is? POSITIVE MENTAL ATTITUDE!! In these changing times, it's important to keep one....and I will go to just about any length to ensure the same.  Not only is it important to surround yourself with people who are positive in their outlook, thinking and speaking (and actions), but it's important to keep your (especially) Buyers' attitudes "Positive"! How do you do that? Any ideas? Well, return their phone calls.  It's important to be in contact with them and also to let them know how important they and their current and future business is to you.  This is one way you will survive these economic times and investing in future by treating your client the right way is only one way that things can keep getting better and better. Keep yourself on track!  If you need ... 02/11/2010

Rancho Cucamonga - Alta Loma zip code 91737 single-family home inventory showed continued signs of price stability in January 2010 with sales remaining consistent month-over-month and up compared to January 2009.  January 2010 Summary Results:  Sold prices ranged from a low of $340,000 to a high of $932,500 Price per square foot ranged from a low of $154.50 to a high of $231.36 Days on market ranged from a low of 8 days to a high of 142 days Sale-price to list-price ratio ranged from a low of 0.93 to a high of 1.08 Total sales were 13 single-family homes Average selling price in January 2010 was $543,269.  The lowest priced sale was located at 6105 Sherry Court which sold at $340,000 vs. the listed price of $349,000 and was a standard sale listed by a Los Angeles based broker.  The buye... 02/08/2010

In this time of fast information and in some cases fast "mis"information I have provided below a few links contain information on loan modifications. These sites DO NOT charge anything and are a valuable source of information. www.fanniemae.com www.freddiemac.com www.makinghomeaffordable.gov https://www.hmpadmin.com/portal/index.html   If after reviewing the provided information you still have questions regarding your pre-foreclosure options, please do not hesitate to contact me today!   Regards, Jason 02/02/2010

Wendy Leung, Staff Writer Created: 02/02/2010 05:34:42 PM PST RANCHO CUCAMONGA - The City Council is expected to make a decision tonight on how two neighborhoods will be landscaped now that residents have opted against a fee increase. Among the options for the Caryn and South Etiwanda neighborhoods - also known as Landscape Maintenance Districts 6 and 8 respectively - are less pruning and fertilizing and replacing plants with mulch or decomposed granite. These changes are expected to help solve the problems of two landscape maintenance districts that are quickly running out of money... FULL STORY: 02/02/2010

In recent news Foreclosure is all the buzz. Not only in the news, but also with our community, neighbors, and for some even in our own homes. Having dealt with a personal foreclosure myself I can attest to the huge range of emotions one feels when faced with a foreclosure. Emotions range from confusion, anger, frustration all the way to desperation. Bottom line is that there is no way of look at a foreclosure without a creating a negative emotion. To the bank your home is an asset, a commodity, a line item at the end of a balance sheet. To you your home is just that YOUR HOME! In some cases in is the accumulation of your hopes, dreams, and your most trusted place of comfort. However, for millions of Americans, this most trusted place of comfort has become an anchor of discomfort and st... 02/02/2010

Currently there is a lot of buzz about the government legislation and lender participation in a streamlined short sale process. HAMP & HAFA have taken center stage. Although the most recent addition HAFA (Home Affordable Foreclosure Alternative) does not "officially" take effect until April 5th, 2010 certain lenders such as Wachovia and soon to follow Wells Fargo have started early. HAFA was designed for homeowners who did not qualify for a loan modification as alternative to foreclosure. A few facts about HAFA: Borrowers will receive pre-approved short sale terms from their lender Borrowers will be fully released from any future liabilities from their first mortgage Financial Incentives will be provided to borrower $1,500 for relocation expenses All servicers participating in HAMP will... 02/02/2010

CNBC's Diana Olick did a great Reality Check segment this morning on big banks being accused of short sale fraud. Quoted in the article was Kayte Gentry of Keller Williams Realty in which she shared her opinion and pain of deals being broken up and homeowners being sent to foreclosure due to a lack of process, system, and communication between 1st and 2nd lenders. The conclusion that I drew from this article is that although lenders, servicers, banks, and all involved are trying to streamline the process, there is STILL much work that needs to be done: Big Banks Accused of Short Sale Fraud: By CNBC's Diana Olick Just as regulators, lawmakers and all forms of financial oversight boards are talking about new regulations to guard against mortgage fraud and another mortgage meltdown, there ... 01/15/2010

Are you one of the people in 2009 that said "I'm going to start buying houses and flipping them?" Well, how many did you do? If you thinking, gee I didn't even get it to it or I didn't have the time. Then you are just a dreamer! STOP saying and start doing! I have over several years experience in the real estate market and I can tell you how to flip properties in this market. I'm not selling a book or charging a fee to show you. All I asked is that you say, "Shawn, I promise to list my properties with you that you show me how to buy." I have a handful of investors right now that made over a $100,000.00 profit last year! So, call me for a 1 on 1 to talk about how we do this at (909) 559-0270. Shawn Grajeda lic#01790076"All Nations Realty & Investment" 01/13/2010

  As I mentioned in a prior post 2010 is shaping up to be an interesting year in Real Estate. I’m a big advocate on staying current on what’s happening in our community. Here is a recent article I stumbled upon by Stefan Swanepoel in which he discusses the top and emerging trends in the real estate community. However, I also believe that in order to know where you are going, you must first take a look at where you have been. I want to share w/ you a recent article from Broker/Agent Social in which they look at and discuss the top 10 real estate trends that made headlines in 2009. Read the Full Article: Top Ten Real Estate Events of 2009: #10 Houston Becomes #1 REALTOR® AssociationIn August 2009 the Houston Association of Realtors® (HAR) officially became the largest local Realtor® board... 01/07/2010

Foreclosed properties are not traditionally a factor when compiling data for a CMA, but a recent article from USA Today tells a different story. With foreclosures comprising about 40 percent of home sales, it is a factor that is hard to ignore and may be affecting the value of surrounding homes. Read the Full Story From USA Today: Approximately 25 percent of real estate practitioners say low appraisals have broken up deals, according to the NATIONAL ASSOCIATION OF REALTORS®. While foreclosed properties typically are not included in a comparable sales analysis, they account for about 40 percent of home sales -- more than 50 percent in some markets -- making it difficult for appraisers to value properties not in the foreclosure process. Additionally, new industry rules that require mortga... 01/06/2010

I don’t want to be a negative Ned, but it appears as if the housing recovery may be slowed it appears that we may have not hit bottom quite yet.  Yesterday, Bloomberg reported that homeowners with the best credit rating are the next big risk to the housing market. Bloomberg had this to say about the housing recovery and moving forward. Read Full Story: “An increase in mortgage defaults among prime borrowers in 2009 is likely to accelerate this year, slowing the real estate recovery even as Americans become more optimistic about the economy, said Robert Shiller and Karl Case, the economists who created the S&P/Case-Shiller Home Price Index. “There will be continuing foreclosures, and not just subprime, it will be prime mortgages,” Shiller, a professor at Yale University, said in an inter... 01/05/2010

New government guidelines and emerging programs from banks aim to assist homeowners and encourage economic recovery. There is widespread speculation among the real estate community of whether or not the proposed government guidelines and emerging bank programs are going to be enough to assist and expedite a housing and economic recovery. New government guidelines become effective in April 2010 and are aimed at reducing the tedious process associated with current short sales. Let's face it, short sales are anything but short. In fact, although they remain as one of the most viable options for struggling homeowners; the current process is slow and ineffective with the short sale process taking upwards of 4-8 months.   Even after the long and uncertain process of attempting a short sale, m... 01/04/2010

Battered by an economy in crisis with real estate, suffering through record financial losses, unemployment rates ranging as high as 30% and rising bankruptcies  . . . California is facing the worst economic downturn since at least the Great Depression.    However, 2010 may find some areas in California's housing market on the brink of a turnaround. In Los Angeles, pushed by the federal government's first time home buyers' tax credit, home prices are inching up as sales rise. The free-fall in housing prices has seemed to level out somewhat.  Unfortunately, the glut of REO properties in the foreclosure pipeline is going to deter and possibly threaten stabilization.  As a consequence, Economist are forecasting average housing prices in Los Angles to deflate an additional 8.9% in 2010. The ... 01/03/2010

After 10 years and several moves, including a brief stint as my son's bed at one time when he was younger, our living room furniture was beginning to show its age.  The lining was sticking out from under the couch, the frames were separating from themselves and people were starting to throw their hips out everytime they had to get up after sitting on our living room furniture for any amount of time.  So, we decided to do some furniture shopping on Saturday.  We were told about this fantastic furniture store in Rancho Cucamonga called Living Spaces Furniture.  So, we piled into the truck and headed out on a furniture shopping expedition. Living Spaces has stores in several Southern California cities, including La Mirada, Irvine, Van Nuys and Rancho Cucamonga.  They are open everyday fro... 12/13/2009

My Story: You would think that I knew better: I remember it like it was yesterday. It was an unusual warm spring day in April 2008. I made the long drive home from my office and as I pulled in the driveway, there it was clear as day posted on the front door. I knew that this moment had been coming for several months, but nothing had really prepared me for the reality of seeing a Notice of Default posted on my front door. I rushed from the car with extreme urgency and intent in an attempt to pull it off of the door as I quickly worried about what my neighbors would think. As I ran into the house and closed the door, I sat at the base of the stairs with my hands on my head staring at the notice. I was filled with shame, embarrassment, and complete confusion. What would I tell my family an... 12/08/2009

A total of 39 Rancho Cucamonga homes were added to those listed for sale during the week ending Dec. 7, 2009, according to the Inland Multi-Regional Multiple Listing Service and 23 Rancho Cucamonga properties were reported as entering escrow during the week.   There were 328 Rancho Cucamonga homes listed for sale in the MLS on Dec. 7. Included are 208 single-family homes. There were 120 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Dec. 7; 126 homes were reported as vacant The MLS showed 42 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on Dec. 7; 164 others were in pre-foreclosure - listed as "in foreclosure," Notice of Default or Short Pay/Subject to Lender.  There were 34 Rancho Cucamonga homes rep... 12/07/2009

$700 STUDIO FOR RENT (ALTA LOMA, RANCHO CUCAMONGA) if you move in by 12-1-09 500 SQ FT STUDIO IN THE SUNSCAPE COMMUNITY. Property Features: 2nd floor unit, balcony,brand new paint, new laminate wood floors, Close to Laundry Room, Covered Parking, Pool & Spa, Tennis, Peaceful Atmosphere, Nice Landscaping. Easy access to 210 & 10 Freeways, close to shopping & restaurants and Chaffey College. DEPOSIT 700.00 AND 1ST MONTHS RENT NO CREDIT CHECK!!!!!!!! CALL ANN AT 714 588 7676 OR EMAIL ME FOR MORE INFO ADDRESS: 8990 19TH ST UNIT 342                                         cats are OK - purrr dogs under 6 pounds okay Location: ALTA LOMA, RANCHO CUCAMONGA 11/20/2009

One out of 25 Rancho Cucamonga homes are either bank-owned, scheduled for auction, or in what mortgage  companies call ‘pre-foreclosure" - meaning the homeowners are at least two months behind in payments, but still can get caught up, or modify their loan in some way to avoid foreclosure.  The year 2010 will bring great opportunities for investors, "move-up" home owners, and first-time buyers and daunting challenges for all of us, especially home owners struggling to stay afloat. .  The numbers of Rancho Cucamonga properties in trouble are startling: Throughout the city, there are 516 bank-owned homes, 686 in the final weeks before being sold at auction, and 745 homes in pre-foreclosure. Listed for sale throughout Rancho Cucamonga are 47 bank-owned homes and 159 short sales. (Short sale... 11/18/2009

A total of 38 Rancho Cucamonga homes were added to those listed for sale during the week ending Nov. 15, 2009, according to the Inland Multi-Regional Multiple Listing Service and 26 Rancho Cucamonga properties were reported as entering escrow during the week.  There were 330 Rancho Cucamonga homes listed for sale in the MLS on Nov. 15. Included are 213 single-family homes. There were 117 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Nov. 15; 121 homes were reported as vacant.  The MLS showed 48 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on Nov. 15; 159 others were in pre-foreclosure - listed as "in foreclosure," Notice of Default or Short Pay/Subject to Lender.  There were 22 Rancho Cucamonga home... 11/18/2009

A total of 39 Rancho Cucamonga homes were added to those listed for sale during the week ending Nov. 8, 2009, according to the Inland Multi-Regional Multiple Listing Service and 29 Rancho Cucamonga properties were reported as entering escrow during the week.  There were 308 Rancho Cucamonga homes listed for sale in the MLS on Nov. 8. Included are 192 single-family homes. There were 116 condominiums, townhomes and single-family homes in homeowner associations listed for sale in Rancho Cucamonga on Nov. 8; 108 homes were reported as vacant.  The MLS showed 40 foreclosed, or Real Estate Owned, homes listed in Rancho Cucamonga on Nov. 8; 150 others were in pre-foreclosure - listed as "in foreclosure," Notice of Default or Short Pay/Subject to Lender.  There were 18 Rancho Cucamonga homes re... 11/08/2009