SEPTEMBER 2010 HOME SALES FOR GREEN VALLEY CALIFORNIA Here is a list of the actual homes sold in GREEN VALLEY, California in the month of SEPTEMBER.  The average list price for the month was $487,768 with an average list price of $228 per square foot.  The average sale price was $425,400 with an average square foot price of $152. There were a total of 8 homes sold in GREEN VALLEY this month. The GREEN VALLEY real estate market is heating up. Knowing what is going on with regard to sales in GREEN VALLEY is important for making a buying or selling decision. Finding comparables for determining price for either a listing or a purchase can sometimes be tricky because of the flucuating inventory. For a complete list of Homes for Sale in GREEN VALLEY, California, please call or visit me at ww... 10/02/2010

Green Valley-CA 94534-4 bedroom's-2,000 Plus- Homes for sale          There are currently 36 Green Valley Homes for sale that are listed as Active or contingent on the MLS database as of today September 29th, 2010. The search is only for homes with 4 bedroom's, and at least 2,000 sq feet. If you need all Green Valley homes for sale, or a search with different criteria, please contact me . Of the 36 Homes that are for sale, 9 are contingent, 27 are active of which 1 is a Reo(Bank Owned), 10 are short sales and 25 are None (Regular Sale/As Is). The Prices range from $355,000 to $22,000,000. The price is dependent on a number of factors, including location, size of the home, year built, upgrades and amenities, and other features and benefits of the home for sale.       Green Valley is wond... 09/29/2010

SOLANO YACHT CLUB WINE TASTING AND JAZZ FESTIVAL-CORDELIA REAL ESTATE SEPTMEBER 25TH, 2010 DOWNTOWN SUISUN WATERFRONT The Solano Yacht Club, located on the beautiful downtown waterfront in Suisun, will be hosting their second annual Wine Tasting and Jazz festival on September 25, 2010.  Ten wineries and vintners from Suisun and Napa Valley will be offering a tasting of some of their award-winning wines.  For music lovers, there will be premium jazz and blues bands.  One of the favorites this year will be "The Used Blues Band" featuring the legendary blues guitar player, Alvon Johnson. Wine tasting is available from 11:00am to 5:00pm.  Admission is $20 in advance and includes a commemorative wine glass and all tastings.  There will be several vendors offering a variety of arts and crafts... 09/11/2010

I've always found it interesting to see a home going down the street on it's way to another site, just waiting for someone to throw out some dish water out the back door... lol , not really In the case of moving a home from one site to another several things must be present to qualify for a 203k loan. 1) The house being move must be on it's original foundation. It can't have been moved already to a storage sit while awaiting a lot to move it to. 2) HUD engineering must observe the home on the present site prior to the move and at the new location once sit & bolted on the new foundation. 3) The mover's insurance must cover the home during the move. Looking at the contract this mover has it suggests the borrower is responsible for damages up to $2,500, I don't think this will fly with HUD... 09/07/2010

What IMPACT can HERO have donating his HEROCARE discount? These are interesting times........challenging for everyone especially schools. Schools have had budget cuts and have been forced to cut programs + activities with State and Federal budget cuts. Problem is it is trickling down to where it matters our future......our children's education. Keep in mind these will be our FUTURE leaders! This evening I dropped a HEROCARE check off to Fairview Elementary School during open house. The teacher whose classroom was picked by the Veteran was a bit surprised to say the least. I know he will put the funds to great use! The teacher received $230.00 to help his class. Now here is the good and the sad: The Veteran who donated his HEROCARE discount DID NOT even have a child in this school! He co... 08/31/2010

I have been baffled and befuddled for years about the 203k loan program. When I got involved with it in 1994 it was an exciting thing to see a loan product for buyers or owners, purchase or refinance, that could also provide monies to make needed repairs. Wow, I thought, this is wonderful. I've never stopped thinking that by the way.  I started giving a seminar to the public every week in 1995. I wanted to become and expert on the program and I felt the way to do that was to put myself out there and take on questions about the program and, if I didn't know the answer, find it and get the info out to the public. It worked and the rest is history. The seminars work very well and they always have for those of you who want to do more 203k loans, simply do more seminars.  I was giving a FREE... 08/05/2010

I'M A NURSE AND I NEED TO SHORT SALE MY CORDELIA HOME Hey fellow nurses.  Do you find that mortgage is adjusting and you have to work overtime just to keep up on the payments?  Are you recently separated from a significant other who was helping you with the mortgage and has stopped contributing, leaving you to make payments on your own?  Has your position been downsized and your take home pay just isn't what it used to be?  Are you stressed at home and work trying to figure it all out and not sure where to turn?  Tired of trying to work with your bank, only to be met with rude people and inconsistent answers? As a registered nurse and real estate agent, I found myself in the same boat.  I was working so much overtime to pay for a home I wasn't able to enjoy because I was never there.  W... 08/01/2010

I'M A NURSE AND I NEED TO SHORT SALE MY GREEN VALLEY CA HOME Hey fellow nurses.  Do you find that mortgage is adjusting and you have to work overtime just to keep up on the payments?  Are you recently separated from a significant other who was helping you with the mortgage and has stopped contributing, leaving you to make payments on your own?  Has your position been downsized and your take home pay just isn't what it used to be?  Are you stressed at home and work trying to figure it all out and not sure where to turn?  Tired of trying to work with your bank, only to be met with rude people and inconsistent answers? As a registered nurse and real estate agent, I found myself in the same boat.  I was working so much overtime to pay for a home I wasn't able to enjoy because I was never th... 07/31/2010

Tips on how to handle low-ball offers on your Green Valley CA Home For Sale From Nicole Monary Benicia Realtor-Coldwell Banker If your home has been on the market for months (three to six) and the price was already reduced, you are probably beginning to wonder how much lower you can go. A potential buyer may come along and present a low-ball offer, which can be 10 percent or more below the list price and involves some sort of strategic negotiations. Before slamming the door on such an offer, review these helpful tips from Nicole Monary at Coldwell Banker® to help guide you through the process:Don't reject the offer right away. It is important you recognize this is a negotiation game and the buyer is serious or s/he would not have put in the bid. Analyze your own goals and needs. How muc... 07/24/2010

Tips on how to handle low-ball offers on your Cordelia Home For Sale by Nicole Monary of Coldwell BankerIf your home has been on the market for months (three to six) and the price was already reduced, you are probably beginning to wonder how much lower you can go. A potential buyer may come along and present a low-ball offer, which can be 10 percent or more below the list price and involves some sort of strategic negotiations. Before slamming the door on such an offer, review these helpful tips from Nicole Monary at Coldwell Banker® to help guide you through the process:Don't reject the offer right away. It is important you recognize this is a negotiation game and the buyer is serious or s/he would not have put in the bid. Analyze your own goals and needs. How much do you need from this... 07/22/2010

Green Valley CA Homes--Tips for Single Home Buyers from Nicole Monary at Coldwell Banker- Today's housing environment has more single home buyers entering the real estate market than ever before. With inventory levels high, interest rates near record lows and affordability up in many areas across the country, many people who may have never considered buying a home in the past are recognizing that a mortgage payment on a house can actually be the same or less than what they would spend on renting an apartment or home. For most people, buying a home is the most significant financial investment they will ever make, and perhaps even more so for singles who are making the transition on their own. With that in mind, Nicole Monary at Coldwell Banker Solano Pacific has come up with five tips to... 07/13/2010

Green Valley CA Real Estate- Caught in between selling and buying a home? Nicole Monary of Coldwell Banker® has tips on what to do. Trying to sell a home and buy one at the same time can be a challenging task. Many home buyers find themselves caught in a difficult position as they often cannot place an offer on a desired home and simultaneously sell their current one. Below are some tips from Coldwell Banker Solano Pacific on how to close the gap between buying and selling a home:Consider bridge loans. A bridge loan means borrowing from the current home's equity until the proceeds from its sale are obtained. Some bridge loans require that only the interest be repaid; others mandate a single payment of interest and principal when the loan needs to be paid back. If protracted, bridge loan... 07/12/2010

Planting the seeds for a sustainable future Real Estate Market The economy struggles to slowly re-build which begs the question how can we plant the seeds for the future Real Estate Market? If interest rates rise by 2% and home values stay flat over the next three to five years the seeds we plant today will allow our 1st time buyers to move up as well as those affected by short sales or foreclosure to move in. The more FHA and VA offers that are accepted today (remember both are assumable loans) will allow these clients to sell at a higher price and move up. One of the best memories is when clients receive the keys to their 1st home. The excitement and the joy evident on their faces is priceless. Ernest Reyla of Prudential Real Estate Benicia Ca hands over the keys to an active duty vet... 07/10/2010

CORDELIA HOMES--My bank says I don't qualify for a permanent modification.  What now? More and more, I am getting calls like this from clients.  These clients have entered into a temporary loan modification program with their lenders under the Making Homes Affordable Program (HAMP).  They made their three months worth of trial payments at a payment they could afford.  They thought this would be permanent.  Now they are being told that they do qualify, but the payment will be much higher.  For example, I have a client whose payment prior to modification was $4800.  For her temporary modification, it was $3500.  After the trial period, the bank increased it to $4300.  Due to a recent divorce and lack of income, she cannot make that amount. When she spoke with her bank, they told her that ... 07/06/2010

GREEN VALLEY CA HOMES-My bank says I don't qualify for a permanent modification.  What now? More and more, I am getting calls like this from clients.  These clients have entered into a temporary loan modification program with their lenders under the Making Homes Affordable Program (HAMP).  They made their three months worth of trial payments at a payment they could afford.  They thought this would be permanent.  Now they are being told that they do qualify, but the payment will be much higher.  For example, I have a client whose payment prior to modification was $4800.  For her temporary modification, it was $3500.  After the trial period, the bank increased it to $4300.  Due to a recent divorce and lack of income, she cannot make that amount. When she spoke with her bank, they told her... 07/06/2010

GREEN VALLEY CA-HOMES FOR SALE BUYER'S HOME INSPECTION What to Do / Expect During YOUR Home Inspection . . . Arranging the inspection with current owner.  Owners will need to know when the inspection will take place.  This contact with the owner to arrange the inspection time is usually taken care of by your realtor.  The current owner will typically leave during the inspection however, some owners do stay. Home access.  Make sure your realtor arranges with the owner to have full access to the property.  Garage, sheds, barns, ect, should be unlocked or have keys & remote door openers present. Time of the inspection will vary.  We do not just complete a quick or "on-site" checklist, like so many inspection companies do.  A typical home will take about 3-4 hours to inspect and in some cas... 07/01/2010

GREEN VALLEY CA REAL ESTATE-HOMEOWNERS' LIABILITY AFTER FORECLOSURE Many homeowners' are frustrated by their lenders when facing foreclosure.  Many have been told by their lender that they may qualify for HAMP/HAFA programs and been given hope that these programs will save their home only to find out that they have been foreclosed on.  Many attorneys are also telling their clients to walk away from their homes as the best option and let the foreclosure happen.  Here is some information about what a homeowner's potential long term liability will be if they do incur a foreclosure.  It is important to contact a Realtor® to find out about the potential of doing a short sale and if may be right for your situation.     For more information on Green Valley CA real estate, please contact via ph... 06/28/2010

Ladies first - tips for first time, single female Green Valley CA homebuyers Single females continue to be a driving force in the housing market. In fact, according to the National Association of REALTORS® 2007 Profile of Home Buyers and Sellers, one-fourth of all recent first-time home buyers were single women. They also represented 20 percent of all home buyers, up two percent from 10 years ago. The Coldwell Banker® organization recommends the following steps for women considering buying their first home: Get your finances In order. First and foremost, check your credit history. Order a report from one of the three major agencies and take immediate steps to rectify any problems. Make sure you pay your bills on time and have established a solid savings plan. You want to be on firm fina... 06/22/2010

Nicole Monary of Coldwell Banker® helps you determine how to sell your GREEN VALLEY CA home at the right priceEstablishing a reasonable and profitable listing price for a home is perhaps the biggest challenge for every home seller. Many sellers ask themselves, "The home next door sold for a high price, can I sell mine for the same?" or "Can I raise the asking price in a hot market?" These and various other factors must be considered before determining the right cost. Nicole Monary at Coldwell Banker Solano Pacific recommend taking the following steps before establishing an asking figure. Choose the right sales associate. While many people use a friend or relative's referral to select a sales associate, it is smart to interview several prospective agents. Invite different agents to show ... 06/21/2010

CORDELIA REAL ESTATE-FORECLOSURE PREVENTION RESOURCES Many people struggling to make their mortgage payments want to know where they can turn for help.  Here is a list of resources that may be helpful to homeowners' facing foreclosure.     For more information on Cordelia real estate, please contact via phone, email or text.  To see what's for sale throughout Cordelia real estate, please visit my website at: www.soldbynicole.com and click on search the MLS.  If you want to know how much your current home is worth, click on CMA.  This will tell you what the current value of your Cordelia home is.  I also write a blog about market statistics for most of the bay area markets.  Click here to view my blog:  http://activerain.com/blogs/nicolemonary     06/20/2010