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Encinitas, CA Real Estate News

By Jeff Dowler, CRS, The Southern California Relocation Dude
(eXp Realty of California, Inc.)
What’s the Value of my Encinitas Home? Encinitas Market Report for August 2024 It’s important that Encinitas sellers and buyers have current information about local market conditions, and the effect they have on buying and selling, in order to make educated decisions about Encinitas homes for sale. Here’s what happened in the August 2024 housing market in Encinitas, based on information from the MLS (private sales are not included nor are manufactured, mobile, or multi-family homes). These statistics are believed reliable when this report was written but are not guaranteed. READ MORE: Encinitas – An Eclectic Seaside CommunityLeucadia- Surfers' Beach Community in Encinitas CA 42 homes sold in Encinitas in August, 6 fewer sales (down 12%) than last month. Here’s the breakdown of overall a...
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By Dusty Brazil, COMPASS Agent Living in North County San Diego
(Compass )
Hey all you internet lookie loos looking for ENCINITAS BANK OWNED HOMES... DONT CALL OR EMAIL ME......................................Unless you want me to be your agent....................... I AM NOT A TAXI OR HERE TO HELP YOUR AGENT MAKE THE EASIEST SALE OF THEIR LIFE                             Here is why I DON NOT want to hear from you ( from most of you). YES.. I KEEP IT REAL.. NO BS.. NO HYPE. STRAIGHT UP TALK FROM IN THE TRENCHES OF NORTH COUNTY SAN DIEGO REAL ESTATE I just got a perfect looking "LEAD" around 9 am this morning ( Aug 10 2010) . BOY WAS I EXCITED. and I replied back within the first two minutes after the initial contact. Yes, I'm all over it. Here is the " LEAD" which was emailed DIRECTLY to my email address, realestatequestion@yahoo.com , NOT a "LEAD" from my we...
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By Dusty Brazil, COMPASS Agent Living in North County San Diego
(Compass )
                  Hey all you internet lookie loos looking for ENCINITAS BANK OWNED HOMES... DONT CALL OR EMAIL ME......................................Unless you want me to be your agent....................... I AM NOT A TAXI OR HERE TO HELP YOUR AGENT MAKE THE EASIEST SALE OF THEIR LIFE                             Here is why I DON NOT want to hear from you ( from most of you). YES.. I KEEP IT REAL.. NO BS.. NO HYPE. STRAIGHT UP TALK FROM IN THE TRENCHES OF NORTH COUNTY SAN DIEGO REAL ESTATE I just got a perfect looking "LEAD" around 9 am this morning ( Aug 10 2010) . BOY WAS I EXCITED. and I replied back within the first two minutes after the initial contact. Yes, I'm all over it. Here is the " LEAD" which was emailed DIRECTLY to my email address, realestatequestion@yahoo.com , NOT a...
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
Encinitas real estate is selling quickly and the prices are inching upward!  Average days on market for homes for sale in Encinitas is about one month.  View Encinitas real estate market report for July 2010 We have Encinitas home and loan info in one place! Encinitas real estate Encinitas loan info: enter your information in our quick quote below. No need to leave personal information. We display mortgage rates for California along with estimated closing costs. We don't play the hidden fee game. Our quotes are accurate and include estimated title, escrow and appraisal fees. California mortgage rates updated every 30 minutes. Conventional - jumbo - FHA Fast - efficient - competitive www.encinitashomeandloan.info View Larger Map
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By Jeff Dowler, CRS, The Southern California Relocation Dude
(eXp Realty of California, Inc.)
Encinitas Real Estate Market Report - July 2010   As a buyer or seller in the Encinitas real estate market, it is important to have information about the market conditions in order to make a more informed decision about what to do with regard to buying or selling your Encinitas home.  Here is a summary of the Encinitas real estate market for July 2010 based on statistics from the MLS (private sales are not included nor are manufactured and mobile homes). These data are deemed reliable but are not guaranteed due to how data may be entered into the MLS system. READ MORE: Encinitas - An Eclectic Seaside Community  Leucadia- Surfers' Beach Community in Encinitas CA In July 2010, 44 homes sold in the Encinitas real estate market, an increase of 19% over last month which followed a decline in...
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By Josh & Julie Hambarian
(Josh & Julie - Steele Realty. North County San Diego Coastal)
  3 bed 2 bath Homes and townhomes for sale in Leucadia, Encinitas CA.  Right now there are some great homes for sale in Leucadia. The lots are typically bigger than your cookie-cutter tract home lots, the streets are not set up in a grid matter,and the best attribute of Leucadia? The community's slogan "Keep Leucadia funky"! There are about 43 homes for sale in Leucadia right now, so I'm choosing just a couple to highlight. These are not my listings, but I would love to show them to you if you like any of them. Orpheus Ave 3 bed 2 bath $539,900. Bank-Owned; Single level 3 bedroom 2 bath home located on a large lot (.58 acres west of the 5) in Leucadia area; repainted and re-carpeted; some interior upgrades including granite tile counter tops in kitchen and stainless stove/oven, tile fl...
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By Josh & Julie Hambarian
(Josh & Julie - Steele Realty. North County San Diego Coastal)
  CAN YOU USE GIFT MONEY AS A DOWN PAYMENT TO PURCHASE A HOME? Interest rates are low, prices are low, and you are trying to scrounge together enough for a down payment to buy the home you can finally afford (but don't have quite enough for the down payment).   I think there a lot of young couples out there that are in the position to buy, but don't have a substantial down payment saved up. It can be really frustrating looking at homes and yearning for the chance to own a piece of land and a place of your own. I know this, because I am in this position as well. (Yes, I am a Realtor and I am also human!).  What to do when you have family willing to help and lenders are not too lenient on their requirements? I've done a little research on whether or not you can use gift money as a down pa...
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
We have Encinitas home and loan info in one place! Encinitas real estate Encinitas loan info: enter your information in our quick quote below. No need to leave personal information. We display mortgage rates for California along with estimated closing costs. We don't play the hidden fee game. Our quotes are accurate and include estimated title, escrow and appraisal fees. Rates updated every 30 minutes. Fast - efficient - competitive www.encinitashomeandloan.info
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
We have Encinitas home and loan info in one place! Encinitas real estate Encinitas loan info: enter your information in our quick quote below. No need to leave personal information. We display mortgage rates for California along with estimated closing costs. We don't play the hidden fee game. Our quotes are accurate and include estimated title, escrow and appraisal fees. Rates updated every 30 minutes. Fast - efficient - competitive www.encinitashomeandloan.info
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
  Remember that nice bank office you were sitting in the other day?  The big building with empty desks?  Guess who's paying for that?     YOU ARE!   Searching for the right mortgage company can be a daunting task even in a small city like Encinitas.  Banks, credit unions, mortgage companies, brokers or direct lenders.  Who to use?  All will have very similar rates because they get their money from the same sources.  The difference is the cost of running their business.  Quit paying for the show and hire someone who knows.   Mortgages in Encinitas since 1977!   We know you want the lowest rate and lowest fees.  Financing a home over 30 years adds up to a lot of money!  We're sensitive to that.  Three things you must do to save money: 1)  Complete a loan application 2) Provide us the nece...
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By Kevin Kueneke, San Diego Mortgage Banker
(Caliber Home Loans)
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) was passed on July 30, 2008.  This law gave states one year to pass legislation requiring the licensure of mortgage loan originators according to national standards and the participation of state agencies on the Nationwide Mortgage Licensing System and Registry (NMLS). According to the NMLS Resource Center, the SAFE Act is designed to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of state-licensed mortgage loan originators. Up to this point, mortgage loan originators (MLO's) in California had to be either licensed by the CA Department of Real Estate (DRE), the CA Department of Corporations (DOC), or work for a bank/credt union.  I have had my D...
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
We have Encinitas home and loan info in one place! Encinitas real estate Encinitas loan info: enter your information in our quick quote below. No need to leave personal information. We display mortgage rates for California along with estimated closing costs. We don't play the hidden fee game. Our quotes are accurate and include estimated title, escrow and appraisal fees. Rates updated every 30 minutes. Fast - efficient - competitive www.encinitashomeandloan.info
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By Josh & Julie Hambarian
(Josh & Julie - Steele Realty. North County San Diego Coastal)
  Why I love Encinitas Florist- Leucadia Floral & Plant... a.k.a The Plant Lady is pretty simple. Debi McCarver is a sweet person that loves what she does and it sure shows!  At Leucadia floral & Plant, you can find a wide variety of cut flowers, succulents, California native plants, green house plants, ivys, hanging baskets, and great gift ideas; just to name a few. If anyone from the San Diego area has driven south on the 101 through the small community of Leucadia (the artsy, funky part of Encinitas), you might have noticed Leucadia Floral & Plant. I have to say I still call her The Plant Lady, because that is what is painted on the wall in front of her shop on the 101 in Leucadia! They are located at 1114 N. Coast Highway 101.     Debi is not just a master of the picked bouquet, at ...
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By Josh & Julie Hambarian
(Josh & Julie - Steele Realty. North County San Diego Coastal)
I realize that there are a lot of people that want to live near the beach.  I am actually one of those people. However, I also think that it is important to have an open mind as to other opportunities that may exist because the properties by the beach tend to be quite a bit more expensive than the ones just a little bit inland. When I start working with a buyer my intention is to get them the best home to suit their needs all the while remaining within their means...if not just a bit under if at all possible.  If someone says let's stay under 450K...I'm shooting for 375-425 in my mind because the last thing I want is for you to spend so much on your home that your constantly at work to pay for it.  I want you to be able to take a weekend off every once in a while to go camping with your...
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By Jeff Dowler, CRS, The Southern California Relocation Dude
(eXp Realty of California, Inc.)
Encinitas Wine Shops - The 3rd Corner   Looking for a good wine shop in Encinitas with a restaurant combination? The 3rd Corner Wine Shop and Bistro in Encinitas is a delightful place to dine, and with the size of the crowd last night, a very popular one.  The 3rd Corner wine shop concept is simple, and a good one. There is a retail wine shop in the midst of the restaurant with a good selection of wines at prices that seem reasonable (not Costco or BevMo but decent). You buy a bottle, and it will be uncorked for you by your server for $5.  End of story.  We dined for the first time at The 3rd Corner in Encinitas (there are 2 other locations - Ocean Beach and Palm Desert) last night with friends and had a white varietal called Evolution which I love, for $22.95. I can't think of a single...
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San Diego Real Estate Market... Which direction is it going? Answer: Sliding sideways with a little down hill! I have used our MLS "Multiple Listing Service" to give me an indication of what the impact from all the Bank Owned Properties and Short Sales. Since July of last year 42% of all the Sales in San Diego were either a Short Sale or Bank Owned Property. As of right now our current market of Active homes it is a staggering 56%... I heard on the news just a few days ago this year we will have 1 Million homes in default pending foreclosure. They also said in 2006 the typical amount was 100,000. I guess it is safe to say times are a changing and it is time to adjust. So what are the solutions? How much lower can interest rates go? Where is the job market going? Where are the up and com...
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By John DL Arendsen, Crest Backyard Homes "ADU" dealer & RE Developer
(CREST "BACKYARD' HOMES, ON THE LEVEL General & Manufactured Home Contractor, TAG Real Estate Sales & Investments)
  FHA is in full swing with the Manufactured Home industry on both forward and reverse re-fi's but there is a hook. The home must have an Engineered Certification, Affidavit of Affixture and if you're in California you will even need a 433a documentation verifying that your home is on a HUD compliant "Engineered Foundation System". Sound complicated? Not really. All you need is a Nationwide, one-stop shop, turn key, one size fits all company that can make the entire process perfectly painless instead of a pain it the A_____s. So whether you're a RE Broker, Lender or homewoner in need of this type of service there is only one name in the entire USA to add to your phone book, email or text list and that's www.onthelevelcontractors.com. Take a moment to watch our foundation installation v...
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
There are a number of personal and emotional reasons to buy a home. But there are also some strong financial reasons to make the investment, especially in a highly desirable town as Encinitas.  Here are just a few of those reasons: Increase Net Worth: Few things have a greater impact on net worth than owning a home. In a comparison of renters versus homeowners, the Federal Reserve Board of Consumer Finance found that the average net worth of renters was just $4,000 compared to homeowners at $184,400. A Big Tax Deduction: One of the largest tax deductions available is the amount of interest paid on a mortgage. In fact, a $150,000 home at a 5.50% interest rate can add up to approximately $8,000 in first year's interest. This amounts to a significant savings - effectively reducing the amou...
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
Click below to get July 15, 2010 Encinitas California mortgage rates for 30 year fixed FHA, Conventional and VA home loans.  Refinance and purchase rates.  Please call us for jumbo mortgage rates.  Click picture for current mortgage rates Mortgage rates are updated every 30 minutes. If visiting our rate page on a future date it will reflect current rates for that day. Direct lender with offices in San Diego, throughout Southern California, Northern California and 14 other states.   Encinitas Direct Lender Click logo to visit our website      Encinitas home loans since 1977 First Priority Financial is licensed by the California Department of Real Estate FPF#00654852   Nevin#01366552  (888) 206-5781   Also licensed in Oregon, Washington & North Carolina *Certain credit and income restrict...
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
Click below to get July 13, 2010 Encinitas California mortgage rates for 30 year fixed FHA, Conventional and VA home loans.  Refinance and purchase rates.  Please call us for jumbo mortgage rates.  Click picture for current mortgage rates Mortgage rates are updated every 30 minutes. If visiting our rate page on a future date it will reflect current rates for that day. Direct lender with offices in San Diego, throughout Southern California, Northern California and 14 other states.   Encinitas Direct Lender   Click logo to visit our website      California home loans since 1977 First Priority Financial is licensed by the California Department of Real Estate FPF#00654852   Nevin#01366552  (888) 206-5781   Also licensed in Oregon, Washington & North Carolina *Certain credit and income restr...
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By Jeff Dowler, CRS, The Southern California Relocation Dude
(eXp Realty of California, Inc.)
We saw some real sun today, for the first time, except for a peek yesterday, in over a week. This photo was not taken today, but we visited the Self Realization Fellowhip in Encinitas last night for an Indian dinner, a play, music and other entertainment for the annual celebration of the founder, Yoga and Mediation master Paramahansa Yogananda, who died in 1952. It's a beautiful place to vist and there are spectacular gardens to waunder on the bluff above the ocean.
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