Baffled by all the political posturing?  If I were running for public office, here is what I would do since having Mastered Real Estate and Economics 101;                    1.  Reduce the Capital Gains tax to 5%, what this will do is encourage those that are holding long term capital gains to sell.  First of all, what is considered  a capital gain?     Some people think this is only for the rich, think again.  A sale of stock, mutual funds or bonds fall in that category, as well as other long term gains, such as a real estate investment, apartment building containing 1 to 4 units, is also considered a capital gain.   Most people don't realize it, your home could be a capital gain if you made more than the allowable profit, as an example; you bought a home for $85,000 and you sold it fo... 11/10/2008

If GM,Ford, and Chrysler are to survive this economic recession, they need to make serious decissions as to the future of their companies, as well as their workers.  they also provide jobs to other supporting services that provide parts and other related accessories.  GM, Ford, and Crysler also employ a lot of related industries.  Steel, Alluminum, sheet metals, plastics, molding and a whole host of supporting companies that provide jobs to America.  If these automakers go under, so do a lot of other hard working folks.  What these automakers need to do is conscentrate on is what seems to be everyone's problem, not enough sales to support itself. So what do you do?  You cut expenses.  That's an enivetable fact of life.   The trade unions have made it vertually difficult to keep these au... 11/07/2008

1.  Eliminate taxable income from Passbook and Certificate of deposits held  in banks and credit unions and other federal and state chartered banks up to the $100,000 in tax free income per year.  Make it mandatory that banks raise the minimum interest earned to at least 2% for regular passbook savings accounts.  Banks can then increase the Certificate of Deposits interest rates according to the their profit margins.  The free market then would allow cash flow, that provides for mortgages, consumer loans. 2. Increase the FDIC Max Guaranty currently at $100,000.  obviously raise fees for the cost of FDIC coverage. 3. Reduce the Federal Capital Gains Tax to .05%, this would generate cash flow into the treasury by encouraging those who have long term capital gains to cash in their gain an... 09/25/2008

This was a Response to a Blog, that was too good to be true.  You got to read this, if you want to increase your business!!!  I franky am amazed at how many people think print advertising is a waist.  I am probably going to catch a lot of slack on this, but I have been around almost 30 years, how long do you think you'll be in business?  While the last few years, from about 2001 to 2005 the market was really hot, most of the real estate agents that came in to the business in the last ten years could put out a sign on the front lawn, and the property sold rather quickly.  You may have put it on the Web, and you thought you were in heaven, you convinced yourselves that the internet was the only way to go, that was a technical point, only because the internet provided information, and dema... 12/07/2007

Attention Real Estate Industry and Consumers,and the Financial MarketsMy name is Carlos R. Arvizu Sr.  Hysteria is plaqued by opportunist in the media.  I received a letter from NAR, that I would pass along to anyone who wants to know more about the real problems with respect to the credit crunch.  With most mortgages made to homebuyers, there is generally a 3 to 5% foreclosure rate, examine your history.   "The bigggest part of the credit crunch is that many lenders are having liquidty problems, due the conforming loan limits.  This restricts many of these same lenders who are having pproblems with foreclosures from selling their loans on the secondary market to FannieMae and FreddieMac."  I received from NAR, I would like to add this Comment.  I wrote a Letter to the National Associat... 11/26/2007