If you are actively looking to buy a home in the city of Davis, we've probably met. I'm out there, holding Open Homes almost every weekend and I get to meet a lot of great people, including First Time Home Buyers. Many of the first time homebuyers I speak with are still unaware of how important your credit score plays in the loan and home buying process. Some comments I hear are that credit is not important if you bring home a big paycheck, credit is less important than earning potential, or that certainly their credit is good because they have so much of it. All of these statements, are flat out wrong. The best thing I can do as a Realtor (read: I am not a credit and loan specialist), is set the record straight where I can, and send them to trusted Mortage and Loan experts. I also like...
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