No Income or Employment Required - Primary Home Loans
By Craig Bosse, Jumbo and "Outside the Box" Loan Specialist
(Change Home Mortgage)
We offer a few mortgage programs that do not require any income! We can leave the employment section of the application completely blank. If you have a buyer that fits one of the program descriptions below we can close the loan fast and easy. No one else in the market is offering this on primary residences and if they are there is a good chance they are brokering it to my bank. I am the direct lender. Community Mortgage (Primary and Second Home) FICO 640+ Loan Amounts to $3MM (Based on FICO & Reserves) No Income / Employment Documentation Req'd No Prepayment Penalty Owner Occupied & Second Home 80%/85% Loan to Value – Purchase / Rate & Term 75% Loan to Value - Cash Out Investor Program (Investment Properties) FICO 680+ No Income qualifying req'd Loan amounts to $3.5MM (Based on FICO...