Carmel Shopping The Crossroads After you finish shopping in downtown Carmel, you don't want to miss two other shopping areas- the Crossroads and the Barn yard. The Crossroads is just to the other side of Highway One off of Rio Rd. There are a number of unique small shops and a number of great restaurants. Lots of "pet friendly" outdoor seating is available. The Barnyard is just off Carmel Valley Road. The grounds and the flowers are beautiful. Several events are held here thru out the year. The parking is free and there are over 50 unique boutique shops as well as a number of great restaurants. The address is 3618 The BarnyardCarmel, CA 93923 For more information about the Carmel area and information about Carmel Real Estate 11/03/2008

I work primarily on the Monterey Peninsula( Carmel, Pebble Beach, Pacific Grove, Monterey, Seaside, Marina ) and in the Salinas , California area and I've been doing this for over 20 years. Having been so long in the business I've been through multiple business cycles and I think the hardest part is the transition period from one cycle to another. This market was surely overdue but that doesn't make it easier for most. The beauty of being where we are at is the acknowledgement by buyers and sellers that the market really did change and it doesn't look like we're in Kansas anymore..,During the transition process everybody sits on the sidelines- sellers in disbelief that their home is worth less and buyers afraid of trying to catch a falling knife. I consider this market a huge opportunit... 07/17/2008

ENCHANTING 2 BEDROOM 2 BATH COTTAGE LIGHT, CONTEMPORARY, & COMFORTABLE. 146 MOUNT DEVON RD Carmel South Coast 93923 Nestled in a quiet natural canyon setting with a peek of the Pacific Ocean. Filtered views through pine, cedar and ancient oak trees allow for great sunset watching from master bedroom and living room. Access to a private beach. ASKING $1,185,000    CONTACT INGE AT 831-601-7561 or email inge@ingekessler.com Visit www.ingekessler.com 07/10/2008

Looking for a quiet neighborhood in Carmel? in Monterey? in Pacific Grove?  Away from all the activity of the downtown area? But still be able to walk to town or access the local coffee shop or just have dinner and still have some views high on the hillside, away from it all?  Call Real-Estate-Linda your Local Agent to assist you with community, neighborhood and local activities. As a Carmel Resident for many years, raised my two sons here, I'll be able to assist you with your needs and wants, not to mention finding you a great house to suite your needs.I'm pleased to assist you with all your questions! 07/25/2007

Priced at $3,200,000Finishing Touches almost completeType: Residential Style: 2 Story Development Level: Under Construction Bedrooms: 4 Bathrooms: 4 "1 Half" Garage: Triple Size: 3,648 sq. ft. Lot Type: Rectangular Has Suite: Yes Year Built: 2005   New custom Mediterranean authentic masterpiece. This property is exclusively offered by Associated Principals International and is only available for viewing by private appointment.This house has a long list of amenities.4 Bedrooms each with their own bathrooms and one half bath.Six radiant heating zones of tile and hardwood floors.Gourmet kitchen, viding range, stone sink and stone counters to name a few.Formal Dining Room with coved ceilingsSeperate Family Room with entertainment wiring.Guest Room / office with private Bathroom.Three Car Ga... 06/14/2007

For the first time this year, the Federal Open Market Committee met and decided to keep the Federal Funds rate at 5.25%. The Prime Rate is fixed at 3% over whatever the Federal Funds rate is, so it remains at 8.25%. Many borrowers track the movement of the Prime Rate because it is the rate that Home equity lines of credit (HELOCS) are tied to. Borrowers could be "AT PRIME," meaning they qualify for a rate equal with whatever the current Prime Rate is or at a margin above or below the Prime Rate. A borrowers margin will likely stay fixed, but their interest rate and payment will adjust up or down, depending on the movement of the Prime Rate. Therefore, the Federal Funds rate is important to many of us who will see when changes are made to these rates reflected in our monthly statements! ... 02/01/2007