Can You Move Yourself or Should You Hire Movers?     First of all walk around your home, closets and garage and see how much, how bulky and how heavy the furniture is. Can you move it yourself or do you need to hire professionals. If you have a few items maybe you and your friends can move but if you have a houseful of possessions that you have been collecting for 20+ years, maybe you need to save your back? Should you get rid of stuff you don’t use anymore? Absolutely, go through the closets, boxes in garage or attic and get rid of those old dishes, books, clothes you haven’t worn in years, furniture you are saving……..saving for what? Do you have collectables; dolls, Hummel’s, Beanie Babies (oh yes…we all have boxes of those), records, or something that is taking up a huge amount of sp... 09/04/2013

Home Inspections Are So Important- So Don't Waive Your Rights Never scrimp on the purchase of your new home; whether it is "New Construction" or a "Resale Home" because it is definitely money well spent. I personally have had one on every home I purchased and luckily I never found anything bad but some of my clients have. Here is a few items I will share. These were items that needed to be fixed or replaced before the home closed. Very important to know what you are buying as you do not want to take over someone else's problems. 1. A furnace in the attic that had been recalled due to house fires. The company has since gone out of business and there is no money left but the buyer knew it had to be replaced before moving in. 2. A recall on a dishwasher due to the door causing fires due to... 08/17/2013

Do You Know How to Get Rid of Mosquitoes & Not Risk West Nile Disease Did you know many people have gotten sick and died of West Nile Disease in the past 13 years? According to the Centers for Disease Control and Prevention, over 30,000 people in the US have been diagnosed with the disease and over 1,200 have died. Not all cases are properly diagnosed so the odds are there are many more cases and more deaths. What is the mosquito’s active season? From April to October yearly is the active mosquito season. The freezing weather kills off the disease.  What time do they actively bite? Typically from dusk to dawn but there is a few that will bite in the day time.  Where do the mosquitoes normally lay their eggs? They do not need a whole swimming pool but just a cup of water will serve their... 08/09/2013

Not Putting Enough Information on Social Media Can Cause Problems A few years ago when I first signed up for Facebook, I had been warned not to put any personal information on my site. Of course FB asks if you are married, in a relationship, what books and movies you like and on and on. So when I got to the status question, I left it blank as that is an option too. Well....the very next morning when I opened my site to read posts from my friends and colleagues, I found many personal emails from men and women wanting to be "very good friends". I thought to myself "Wait a minute, why is this happening as I had heard FB was protected".   So I called my daughter who was already an expert on the site and she opened it up and told me I should have put "Married" for my status instead of leavin... 08/06/2013

    California has beautiful sunrises and sunsets. If you have never experienced them, be sure to come for a visit and say a while or stay forever…….     This morning at 5:44 am in Redlands, CA looking over the San Timoteo Canyon.                 Sunrise is the instant which the upper edge of the Sun appears over the eastern horizon in the morning. The term also refers to the entire process of the sun crossing which takes approximately 34 minutes. I really like this picture as a bird is flying by.               There is the illusion of the sun moving but actually it is the Earth’s motion that causes the sun to appear. This motion called Sunrise was a major event that most cultures of the world created myths and religions about the entire process. There were also many myths around the m... 07/09/2013

We are Calimesa CA REALTORS and we can help you in this difficult time. Calimesa short sales are declining as the real estate market stabilizes, but that doesn't mean a short sale process can't help you if you are struggling to make payments or if you've endured a hardship like losing a job or loss of income or unforeseen medical bills. Calimesa real estate consists of many short sales, and we have helped numerous distressed home owners unload that cumbersome mortgage and regain control of their financial future Are you: Underwater on that Calimesa home? Struggling to make large mortgage payments? Realizing that the home is not worth what you owe? If you need advice about how the Calimesa short sale process is handled call us and let's talk. We have worked with many banks, situations an... 06/24/2013

Calimesa CA REALTORS know that the Calimesa CA real estate market has stabilized and Calimesa CA home values are on the rise. This is great news for Calimesa home owners looking to increase their equity and sell their homes for a profit. In the recent two years we have seen Calimesa home values stabilize from the market crash that began in 2007 and 2008. Now, with real estate inventory so low in the Calimesa area, buyers are fighting over and over-bidding on reasonably priced homes on the market. In a "normal" real estate market, there is typically about six months of inventory on the market at any given time, but in today's Calimesa real estate market we are seeing only one to two months of inventory at any given time. In fact, homes are actually selling, or going into contract, within... 06/18/2013

Calimesa Short Sale Many Calimesa home sellers, whether they are selling the property as a standard sale, short sale or just curious about price-setting, have many questions and reservations. But the real estate market climate in Calimesa is not much of a mystery, its just hard sometimes to filter through the abundance of information to get simple answers. Calimesa homes are selling faster than listings are hitting the market. This creates a seller's market. Home prices have firmed up and are slowly rising. Also, standard sellers, or equity sellers, are still reluctant about selling due to still-low home values and their own mortgage loans that may keep their net profits from being able to clear cost of sale. Calimesa short sales are still hitting the market and are a large percentage o... 05/29/2013

SHORT SALE SPECIALISTS CALIMESA CA We have created the Real Estate Short Sale Formula for under-water and distressed homeowners in Calimesa, California. Calimesa has many homes and families facing foreclosure, but they don't know if they would qualify for a short sale of their Calimesa CA home to avoid complete financial devastation. What Does a Real Estate Short Sale Mean for Calimesa CA Homeowners? The definition of a real estate short sale means that the Calimesa CA house is about to be in foreclosure due to the default in payments of the mortgage. The owner of the Calimesa home sells it for less than what they owe for the property. It is far better for their credit to sell it short than to lose the house to foreclosure. But Do I Qualify For a Calimesa CA Short Sale? Everyone's situa... 04/22/2013

HOW TO SELL YOUR HOUSE IN CALIMESA CALIFORNIA – CALIMESA CA REALTORS   Q: What goes into a successful home or property sale in Calimesa, California? A home sale can be simple, difficult or unsuccessful depending on the property, seller or agent. Careful consideration must be given when venturing into the competitive Calimesa CA real estate market. A successful sale consists of a compelling listing, effective exposure and competent negotiations and completion. When a Calimesa home is listed, it should first be analyzed and objectively compared to recent comparable sales and other competitive listings in the area, also known as a CMA (Comparative Market Analysis). Then the seller, under the advice of their savvy Realtor, should carefully digest and consider the CMA. Every detail must be e... 03/20/2013

Short Sale Calimesa Home Most now understand what the Short Sale Process is now considering most of the real estate market in California consists of short sales and foreclosures. But do you know how a Calimesa Short Sale will specifically affect you and your family's financial future?Every Calimesa Short Sale is different, with varying outcomes and options because of circumstances, the type of mortgage or mortgages that are on the home, the lender or lenders these mortgages are with, and more. The best way to understand your specific situation is to talk in detail with us. You can call or email us using the information at the bottom of this article. Or you can visit our Real Estate Short Sale Formula by clicking here: Can I Short Sale My Calimesa Home?We understand how difficult the dec... 03/19/2013

Is Your Calimesa Home Underwater? Short Sale that Calimesa House!Calimesa Short Sales are nothing new. In fact, most of the Calimesa housing market consists of short sales these days.If you’re struggling to make your mortgage payments on a property that is worth half the value of what you purchased it for? This is NOT the American dream. No one wants to lose their home to foreclosure. And no one wants to sell them home if they don’t want to move. But doing nothing and letting the bank foreclose, or staying with a home that is financially crushing is not the way to support your family.A Calimesa short sale may be the best option for you. But how can you know without talking to a Calimesa Short Sale Expert (That’s us!)? Have you considered a loan modification instead of a short sale? That... 03/08/2013

CALIMESA SHORT SALE AGENTS FIND A SHORT SALE LISTING AGENT IN CALIMESA CA / CALIMESA SHORT SALE REAL ESTATE AGENT / SHORT SALE REALTOR CALIMESA CA It is easy for Calimesa CA home sellers to find many listing real estate agents to list their Calimesa CA home, but if you need to find a Calimesa short sale listing agent, the task will be more difficult. A short sale real estate agent does much more than take pictures and put your Calimesa home in the MLS (Multiple Listing Service) and put a sign in the yard. The Calimesa CA short sale agent also handles negotiations with your bank or banks. If your Calimesa real estate agent has no experience dealing with short sales, loss mitigation and bank negotiators, you, the seller, may suffer. Most of our real estate home listings and sales have bee... 02/14/2013

 Are you looking for Calimesa CA real estate agents and Calimesa CA REALTORS to sell your Calimesa home in this tough real estate market? Do you need a Calimesa Real Estate agent that can maximize your realty sale to ensure the highest possible price for you Calimesa CA home or property? Do you believe that extensive marketing and advertising of your Calimesa listing is how to attract the most possible buyers to bid? Do you need a tough negotiator with attention to detail to avoid the many transaction and other real estate sale pitfalls that can arise from a Calimesa CA real estate transaction? We are Garrigus Real Estate, of Coldwell Banker Kivett Teeters and we have experience with standard sales, short sales, foreclosures, land sales and commercial real estate sales. We also have ext... 02/13/2013

Short Sale Agents in Calimesa Short Sale Agents in Calimesa CA arrange with mortgage lenders to agree to accept a mortgage payoff that falls short of the balance that is owed by a borrower. In other words, a bank agrees to accept less than what is owed on a borrower's mortgage. Foreclosure is avoided through the Calimesa CA short sale process, which is the primary goal so that the borrower's credit is not severely damaged as it would be through a foreclosure. If a foreclosure is imminent, a Calimesa CA short sale can help soften the blow.A foreclosure can seriously affect an individual's credit and financial future. As a result, and because of the stress that the foreclosure process can cause, most Calimesa homeowners are willing to consider just about any alternative. When facing forec... 01/10/2013

CALIMESA CA COMMERCIAL REAL ESTATE Calculating the value, income, and rate of return on Calimesa CA Commercial real estate investments need not be complicated. Here are three monetary aspects of an investment that share a mathematical relationship. They can help you determine a tangible return on a Calimesa CA investment like commercial Calimesa CA retail, Calimesa CA office, Calimesa CA industrial and Calimesa CA multifamily real estate: Value: The cost or market value of a Calimesa CA property. Income: The estimated annual income the Calimesa CA property can produce. Rate of Return: An annual percentage return on the Calimesa investment. To calculate the value of a Calimesa CA income property, simply divide the annual income by the rate of return, or: VALUE = INCOME/RATE OF RETURN To ... 10/25/2012

CALIMESA CA COMMERCIAL REAL ESTATE COMMERCIAL REAL ESTATE AGENTS - CALIMESA CA Calimesa CA commercial property includes office buildings, industrial property, medical centers, hotels, malls, retail stores, shopping centers, farm land, multifamily housing buildings, warehouses, and garages. In many Calimesa California, residential property containing more than a certain number of units qualifies as commercial property for borrowing and tax purposes. The total value of commercial property in the United States was approximately $11 trillion in 2009, as measured by the CoStar Group and published in the Journal of Real Estate Management. According to Real Capital Analytics, a New York real estate research firm, more than $160 billion of commercial properties in the U.S. are now in default, ... 10/18/2012

SHORT SALE CALIMESA CA REAL ESTATE SHORT SALE AGENTS - CALIMESA CA Times are tough, and many distressed homeowners in Calimesa California are having trouble paying their mortgages every month. Are you one of them? Are you behind on your mortgage payments now? Are you in danger of missing a mortgage payment? Don't let foreclosure happen to you- explore the Calimesa CA Short Sale Option instead, but don’t wait; the biggest killer of the short sale negotiation is waiting until it’s too late to process the short sale. You’re also going to want to hire the best Calimesa CA Short Sale team in Southern California to help you with your difficult situation, at NO CHARGE TO YOU! We do not charge you for our real estate short sale services: we collect our commission from the bank’s proceeds. You p... 08/16/2012

Lloyd Cullen Real Estate is a local Calimesa Short Sale Expert. As a Calimesa Short Sale Company that specializes in short sales, you are assured the highest standard of professionalism and can always count on our Calimesa Short Sale Realtor to help answer any questions you have in regards to Calimesa Short Sales. Short Sale Calimesa CA Lloyd Cullen is a local Calimesa Short Sale Expert with experienced Calimesa Short Sale Agents here to assist you.   Short Sale Calimesa CA We specialize in Short Sales for Calimesa and Surrounding Areas Don’t waste your time and energy with Calimesa short sale agents who do not have the expertise and experience needed to navigate the complicated Calimesa short sale process. Call Lloyd Cullen Real Estate. Our skilled, trained and experienced Calimesa Sho... 05/31/2012

  Find a Short Sale Listing Agent in Calimesa CA / Calimesa Short Sale Real Estate Agent / Short Sale REALTOR Calimesa CA   It is easy for Calimesa CA home sellers to find many listing real estate agents to list their Calimesa CA home, but if you need to find a Calimesa short sale listing agent, the task will be more difficult. A short sale real estate agent does much more than take pictures and put your Calimesa home in the MLS (Multiple Listing Service) and put a sign in the yard.   The Calimesa CA short sale agent also handles negotiations with your bank or banks. If your Calimesa real estate agent has no experience dealing with short sales, loss mitigation and bank negotiators, you, the seller, may suffer. Most of our real estate home listings and sales in Riverside and San Bernardi... 03/13/2012