Short Sales in Benicia, Ca (edit/delete) Help with Short Sales in Benicia   Benicia short sales, by Earl Miller Earl Miller Benicia Real Estate www.earlsbeniciarealestate.com 707-280-6366 Earl Miller Benicia Real Estate www.earlsbeniciarealestate.com 707-280-6366 Short Sale Experts, short sales, foreclosures, buying, selling, coldwell banker solano pacific Short Sale Experts in Benicia, Earl Miller, Melanie Ross, Jenny Castaneda 01/14/2011

What were Benicia's least expensive, most expensive, smallest and largest home sold in 2010?  It covers quite the range of homes.  Information compiled from BARIES (Bay Area Real Estate Information 1-13-11) please note the pictures below are the author's personal selection and not illustrative of the homes actually sold!                       Least Expensive Home Sold-$95,000 3 bedroom 1 bath 89 Carolina Dr Benicia                                                                                                                                                          Most Expensive Home Sold-$874,500 4 bedroom 4 bath 1182 W K St Benicia                                           Smallest Home Sold-$225,000 630 interior sq ft 160 Kuhland Alley Benicia       Largest Home Sold-$610,000 4380 i... 01/13/2011

Economic News: Continuing Jobless Claims drop sharply ( expect this to be revised up) Initial Jobless Claims rise again, Producer Price Index( measurement of inflation) both for the month and year come at expectations reflecting low inflation. FED speech later today addressing small business. Have a great day! 01/13/2011

Waters End is a popular neighborhood located in Benicia, CA.  These homes are huge in size and with floor plans that will meet any buyers needs.  Parks are close by, views of Mt Diablo, a highly rated public school system, small town atmosphere yet a close commute to San Francisco....what more could you ask for? There are currently only four homes for sale in Waters End.  IF a home is well kept, then it does not stay on the market long. (from BARIES-Bay Area Real Estate Information as of 1/11/11, information has not been verified nor is guaranteed)   537 Townsend Dr 4 bedroom 4 bath 3508 Interior Sq Ft Priced at $530,000                                                                                                                                                                         ... 01/11/2011

HAFA Short Sales in Benicia means 1/2 of what?!?  It is so easy to throw out these acronyms when talking about short sales.  However the bottom line is what does it mean to a distressed homeowner with a mortgage they cannot pay for and the value of their home has dropped below what they can sell it for? HAFA is Homes Affordable Foreclosure Alternatives, a government program that lenders opted into as of April of 2010.  And bear in mind, if your loan is a Fannie Mae or Freddie Mac, they have their own short sale HAFA guidelines as of August of 2010. These are programs designed to assist distressed homeowners with homes upside down.  There are several types of HAFA Short Sales. A homeowner can request approval prior to putting the home up for sale, when the home is listed but has no offer... 01/11/2011

Should I just let the bank take my home? (edit/delete) There are so many ways to lose your home but signing away your ownership that destroys your credit should be looked at real close before deciding to do that.  For owners who can no longer afford to keep their mortgage payments current, there are other ways to get passed this big mess the Country is going through.  One of those options is called a "short sale." Basically, the definition of the short sale is when the lender of a property allows the property to be sold for less than the amount due on the mortgage loan. The best benefit to the short sale is that it allows the seller to avoid the credit report damage as with a foreclosure. A foreclosure can stay on your credit report for up to 10 years. Did you know that with your credi... 01/09/2011

Benicia Plein Air Art, by Earl Miller (edit/delete) Benicia Plein Air Art   Benicia has some of the best artist's in the Bay Area and we are blessed to have a gallery that displays their art on First Street Downtown. Benicia Plein Air Gallery one of my favorite artists is Terry Hughes who captures what I see and love in his paintings. I sit here in my living room and there are 6 paintings by Terry Hughes. I have a favorite that I was fortunate to get my hands on about 3 years ago and it is called MaMa Lupe......It is one of my favorite paintings. Benicia has so much to offer and so many artists, so come to town and check out the studios and spend the day in this beautiful City and enjoy  Fifteen local Artists show their outdoor paintings of Bay Area scenes centering on Benicia and Carqu... 01/09/2011

Benicia Real Estate Benicia home prices    Benicia Real Estate, by Earl Miller       Benicia Real Estate Hello Benicia residents. It really is time to buy here in Benicia, as the interest rates are still in the 4's and I have heard a few stories of some in the high 3's. Prices are starting to creep up a bit and when that happens it is time. The inventory is real low at the present time, so you will need a good Realtor to really work hard to get you what you are looking for. If you are thinking about selling your home I can get you on to your next home or adventure. I can help you with  a Short Sale or foreclosure Earl Miller Benicia Real Estate, buying or selling Experienced Water's End homes agent Coldwell Banker Solano Pacific     www.earlsbeniciarealestate.com 01/08/2011

Help with Short Sales in Benicia   Benicia short sales, by Earl Miller Earl Miller Benicia Real Estate www.earlsbeniciarealestate.com 707-280-6366 Earl Miller Benicia Real Estate www.earlsbeniciarealestate.com 707-280-6366 Short Sale Experts, short sales, foreclosures, buying, selling, coldwell banker solano pacific Short Sale Experts in Benicia, Earl Miller, Melanie Ross, Jenny Castaneda 01/08/2011

Friday’s Economic News: The Unemployment Rate drops to 9.4%, Non- Farm Payrolls come in under expectation. While the unemployment rate drops we still aren’t adding enough jobs, be cautious and grab the morning gains. Have a great weekend! 01/07/2011

Affordable homes for sale in Benicia CA from $200,000 to $300,000. With today's lower interest rates coupled with very low home prices it's realistic to own a great home for the cost of rent money. In addition many homes are priced perfectly for investment opportunities, allow the savvy buyer an opportunity to build a real estate porfolio or add to one. With affordable homes for sale in Benicia CA from $200,000 to $300,000 there are many great buys. Many of these homes have been refurbished by the current owner who is looking to short sale or by the previous owner who was foreclosed on. It makes sense to look into this buyers market with your eyes on the real deals in the marketplace. Click the highlighted link to find the opportunities for affordable homes for sale in Benicia CA from ... 01/06/2011

Happy New Year! Economic News: Construction Spending was up 0.4%, ISM Manufacturing shows an increase again 57.0 ( last month 56.6) Be careful we are at the top of our trading range Have a great day! 01/03/2011

Fabulous Friday morning to all, Happy New Year’s Eve! No Economic news today. Light trading so expect choppy trading. Happy New Year! 12/31/2010

The holidays are just about over and the New Year will be ringing in soon.  It is now time to think about your Benicia Short Sale options for the New Year. 2010 has been a difficult year for many homeowners who are behind in their payments or getting close to missing a payment.  Please do not stick your head in the sand and think it will go away.  Missing just one payment can put you behind and in jeopardy of never catching up and possible foreclosure. Be proactive and take charge of your life in 2011!  If you are hiding from the inevitable, it will snow ball worse than the weather in New York City this last week of December.  There are options to get you back on track and have a healthy outlook for the future.  The key is educating yourself on those options.  Each homeowners situation ... 12/30/2010

Benicia Resident ages 54 years in one day! (edit/delete) Benicia Real Estate Agent ages 54 years in one day! Benicia Resident Earl Miller was surprised to find that in the morning of September the 24th he woke up 54 years older in one day. Earl said he woke up and was going to get ready for school and realized he had aged and now was older than all his teachers, parents, and grandparents.  He said he didn't feel much different as all that changed was his physical appearance. He wasn't a day smarter and was still worried about what the girls would think. He still decided to go to school, and went to his father's closet and found some clothes to wear for the day. He was really confused about his desire to wear a Hawaiian shirt, but all that would fit was a black shirt. He headed off to sc... 12/30/2010

Short Sales in Benicia (edit/delete) Short Sales in Solano County Foreclose or Short Sale?  Benicia, Valleo Ca, Short Sales  COLDWELL BANKER SOLANO PACIFIC SHORT SALE TEAM  Earl Miller has teamed up with two of Solano Counties top experts on Short Sales. We can get the job done and you can get on with your life. No more stress or fear.  Call the experts.                                                Call 707-280-6366          www.earlsbeniciarealestate.com 707-280-6366 Earl Miller  Jenny Castaneda ,  Melanie Ross Earl Miller Benicia Real Estate Coldwell Banker Solano Pacific Short Sale Experts Buying, Selling, Forclosures, Relocation all Bay Area locations 12/30/2010

upside down in Benicia, Short Sale (edit/delete) Foreclosures and Short Sales in Benicia (edit/delete) Benicia Short Sales  Foreclosure, in Benicia, Upside down? Upside down? Short Sales in Benicia, ca www.earlsbeniciarealestate.com   707-280-6366 Earl Miller, Jenny Castaneda , Melanie Ross Earl Miller Benicia Real Estate Coldwell Banker Solano Pacific Short Sale Experts Buying, Selling, Forclosures, Relocation all Bay Area locations 12/27/2010

Terrific Tuesday Morning to all, Economic news: Lean today and action packed Weds + Thurs. W-St + Global ,markets were up which will put pressure on bonds. Have a great day! 12/21/2010

Vallejo and Benicia short sales (edit/delete) Earl Miller has assembled a team of experts to do short sales. call now 707-280-6366Earl Miller Benicia Real Estate www.earlsbeniciarealestate.com 707-280-6366 Earl Miller Benicia Real Estate www.earlsbeniciarealestate.com 707-280-6366 Short Sale Experts, short sales, foreclosures, buying, selling, coldwell banker solano pacific 12/18/2010

What has happened with Mortgage Rates? Will rates improve? Nov 4th was the turning point for MBS (Mortgage Backed Securities) since then bonds have dropped equaling higher interest rates. Several factors have contributed: The FED buying Treasuries, Investors pulling from bonds to invest in Wall Street and Equities. In addition rosy economic reports lately have all contributed to higher interest rates. Will the market recover? Normally after a significant drop we see a 50% correction upward, when and if that occurs will depend on investor/market sentiment and economic reports. Normally good economic reports will send investors to seek profit elsewhere vs the safety of bonds. Bad economic news normally has investors running to the safety of bonds. We are in uncharted waters so caution is ... 12/18/2010