195,522
Yes. It's a big problem in Florida.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Doug Dawes
Topsfield, MA
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Nina Hollander, Broker
Charlotte, NC
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John Juarez
Fremont, CA
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Peter Mohylsky, Destin...
Miramar Beach, FL
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Bob "RealMan" Timm
Minot, ND
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Pete Xavier
Pacific Palisades, CA
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Karen Climer
Orlando, FL
1,847,771
It's increased just like everything else but nothing like some states like Florida.
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Doug Dawes
Topsfield, MA
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Nina Hollander, Broker
Charlotte, NC
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John Juarez
Fremont, CA
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Andrew Mooers | 207.53...
Houlton, ME
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Peter Mohylsky, Destin...
Miramar Beach, FL
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Wanda Kubat-Nerdin - W...
St. George, UT
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Pete Xavier
Pacific Palisades, CA
4,967,177
I am telling all my pass client to make sure they look at raising there insurance since replacement of homes has gone up.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
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Nina Hollander, Broker
Charlotte, NC
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John Juarez
Fremont, CA
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Peter Mohylsky, Destin...
Miramar Beach, FL
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Pete Xavier
Pacific Palisades, CA
3,141,549
Insurance companies are changing terms and conditions. People in outlying areas need to be proactive and create a defensive space (wildfire destruction prevention) or their policy will get cancelled. And of course, with everything else going up, rates are too!
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Thomas J. Nelson, REAL...
La Jolla, CA
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
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Nina Hollander, Broker
Charlotte, NC
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John Juarez
Fremont, CA
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Lyn Sims
Schaumburg, IL
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Bob "RealMan" Timm
Minot, ND
1,574,246
In CA it is going up quite a bit in high fire areas. A return to 2000-1 when mold was the issue.
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Nancy Frimann
Gilroy, CA
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Thomas J. Nelson, REAL...
La Jolla, CA
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
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Joan Cox
Denver, CO
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John Juarez
Fremont, CA
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Bob "RealMan" Timm
Minot, ND
1,326,194
Insurance is a bet by the company against risk. The higher the risk perception, the higher the premium - if you can even obtain coverage.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
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Joan Cox
Denver, CO
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Pete Xavier
Pacific Palisades, CA
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Nina Hollander, Broker
Charlotte, NC
2,785,456
The discovery I have done on your question subject sickens me as to what I find and continue to find. Premiums have doubled or tripled, deductibles through the roof, coverage is iffy and the small print protects the insurance company. Their mismanagement is costing me money. Their indifference is troubling. Take it or leave it is not very warm & inviting but that is their business model. In their eyes, I am reduced to a statistic or algorithm, a computer formula that dictates how their employees respond to me. I have a fire hydrant in front of my house. No fires in may area for decades. I have made no claims, yet I am treated like I had all three?
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Thomas J. Nelson, REAL...
La Jolla, CA
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
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Richie Alan Naggar
Riverside, CA
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Nina Hollander, Broker
Charlotte, NC
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John Juarez
Fremont, CA
2,402,938
I know that ours is due and it has taken a jump Peter Mohylsky . It stings but is not an issue yet at this time for us. I can see where it may be the final straw for those on a fixed income who are already stressed by the current inflation rate.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Joan Cox
Denver, CO
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
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Nina Hollander, Broker
Charlotte, NC
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John Juarez
Fremont, CA
7,871,050
Rising rates will get the attention of home owners.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
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Nina Hollander, Broker
Charlotte, NC
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John Juarez
Fremont, CA
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Bob "RealMan" Timm
Minot, ND
2,246,385
No. Lots of independent agents and shopping yearly to make sure you get the most coverage for the least premium is how we are were raised. Your profit is in your expenses common sense thinking Peter Mohylsky. Just speaking for my rural area of Maine and not a megaphone for the country, other insurance markets. Jack up that deductible and get "cancer coverage" worst case if total loss and don't pay for $250 deductible coverage. You would not make a claim on something that small so why pay for that kinda of coverage?
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
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Doug Dawes
Topsfield, MA
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John Juarez
Fremont, CA
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Lyn Sims
Schaumburg, IL
3,168,134
prices of everything including insurance are up, but never found it to not be available.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
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Nina Hollander, Broker
Charlotte, NC
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John Juarez
Fremont, CA
1,554,939
None of my buyers have reported issues and about 65% of my business this year has been buyers. My business really shifted from 70% listings last year to 35% - but thankful for it as it has become a very robust balanced market for buyers and much more challenging for sellers in San Diego's 2022 market.
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Pete Xavier
Pacific Palisades, CA
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Bob "RealMan" Timm
Minot, ND
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Joan Cox
Denver, CO
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Thomas J. Nelson, REAL...
La Jolla, CA
1,202,672
I haven't run across unavailability. But, rising prices I have
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
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Kathleen Daniels, Prob...
San Jose, CA
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Joan Cox
Denver, CO
5,245,826
Not as much in Chicago as it did in Florida. A move to Chicago, of all things, reduced my car insurance. Go figure!
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
5,063,230
No doubt there have been increases, and being in a high risk fire zone can make getting homeowners insurance a real challenge, and expense.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
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Kathleen Daniels, Prob...
San Jose, CA
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Doug Dawes
Topsfield, MA
1,078,451
The entire insurance industry is a scam.
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Doug Dawes
Topsfield, MA
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John Juarez
Fremont, CA
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Peter Mohylsky, Destin...
Miramar Beach, FL
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Bob "RealMan" Timm
Minot, ND
1,506,953
Yes. Some carriers stopped writing in the state entirely.
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Bob "RealMan" Timm
Minot, ND
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Thomas J. Nelson, REAL...
La Jolla, CA
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Pete Xavier
Pacific Palisades, CA
3,350,589
Yes, Indeed it is. California fires are a real thing!
And, oh, by the way, California is ... well ... California. What else needs to be said about that!?
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Nancy Frimann
Gilroy, CA
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
5,879,696
Insurance has definitely increased, and living in the mountains is increasingly difficult to get insurance due to the possibility of forest fires.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
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Doug Dawes
Topsfield, MA
6,425,063
Havent noticed any problems.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
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Doug Dawes
Topsfield, MA
5,116,903
I'm sure it's increasing, but I've not heard about availability issues.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
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Doug Dawes
Topsfield, MA
3,590,566
I don't recall hearing about this issue - but it very well could be with most goods and services have gone up in cost. We need to renew or shift our fairly soon so I'll find out soon enough. Hope it's not a whopping surprise.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND
766,839
Fires make insurance an issue in most areas of California.
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Thomas J. Nelson, REAL...
La Jolla, CA
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Bob "RealMan" Timm
Minot, ND