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Rainmaker
1,407,993
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

This year I'm sharing my crystal ball. If you don't have one, I recommend Buffini & Company Bold predictions, Barry Habib of MBS Highway, Lab Coat Agents and NAR who all did 2022 predications and all seemed to compliment the other within in tight margins of difference.

3.3 % Q1 up to 3.7% Q4

Jan 22, 2022 12:24 PM
Rainmaker
1,116,888
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

No point in putting my guess in here since all it would be is an unexpert guess.

Jan 22, 2022 02:53 PM
Ambassador
3,207,342
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

Mirror Mirror on the Wall

Crystal Crystal Crystal Ball

We will see how this all unfolds over the next two months, Will.

Jan 22, 2022 02:19 PM
Rainmaker
3,858,177
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Hello Will Hamm most like interest rates will reach 3.5% in the next 2 months.

Jan 22, 2022 01:28 PM
Ambassador
4,751,307
Debe Maxwell, CRS
Savvy + Company (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

Next 2 months?

 

I doubt it'll go up a whole point in 2022. End of Q1? Not enough to make a big difference, Will!

Jan 22, 2022 06:00 PM
Rainmaker
1,455,927
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

I'd love to see it get up to 14% and 20% again to make savings accounts great again.  Probably won't get over 6% though and I doubt it'll go much over 4.6% for 30 year, fixed, owner-occupied with super credit.

Jan 22, 2022 02:50 PM
Rainmaker
812,660
Brenda Mayette
Miranda Real Estate Group, Inc. - Glenville, NY
Getting results w/ knowledge & know-how!

What Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets posted.  :)

Jan 22, 2022 02:38 PM
Ambassador
3,475,612
Anna Banana Kruchten Phoenix Broker
HomeSmart Real Estate - Phoenix, AZ
602-380-4886

3.475

Jan 22, 2022 01:57 PM
Rainmaker
5,770,641
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Will,

I have a crystal ball, but it is clear, so I have no predictions.  Whatever will be, will be!  A

Jan 22, 2022 01:39 PM
Rainmaker
1,102,520
Doug Dawes
Keller Williams Evolution - 447 Boston Street Topsfield, MA - Georgetown, MA
Your Personal Realtor®

No idea.  Of course, this is an election year for many in Congress so I would imagine things will be kept in check UNLESS the power structure decides differently.

Jan 23, 2022 09:22 AM
Rainer
334,355
Don Baker
Lane Realty - Eatonton, GA
Lake Sinclair Specialist

eh 3.5 at tops, but I feel they won't go higher and that inflation will keep them artificially low so the economy won't tank further.

Jan 22, 2022 02:20 PM
Ambassador
4,848,976
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Higher than they are now!

Jan 22, 2022 08:03 PM
Rainmaker
723,736
Tony Lewis
Summit Real Estate Group - Valencia, CA
Summit Real Estate Group Valencia & Aliso Viejo

Based upon top FICO Scores and 20% down payment I would guess VA/FHA 3.25% & Conventional 3.38%

Jan 22, 2022 04:17 PM
Rainmaker
1,792,545
Lyn Sims
Schaumburg, IL
Real Estate Broker Retired

uh oh, crystal ball question. 

Jan 22, 2022 03:24 PM
Rainmaker
1,048,758
Peter Mohylsky
PMI. Destin - Miramar Beach, FL

Creeping up slowly

Jan 22, 2022 02:16 PM
Ambassador
2,881,233
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate (435) 632-9374 - St. George, UT
St. George Utah Area Residential Sales Agent

Not sure Will but the Feds most likely raise rates quarterly to hedge inflation as in some past cycles.

Jan 23, 2022 10:22 AM
Rainmaker
2,718,490
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Hikes are known for their incremental approaches...They certainly get attention and that is what they are designed to do

Jan 23, 2022 07:32 AM
Rainmaker
867,382
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

The Federal Reserve rate is likely to go up in March, but not by more than 1/4 point. What individual lending institutions decide to do will be up to them.

Jan 23, 2022 04:22 AM
Rainmaker
937,681
Mel Ahrens, MBA, Kelly Right Real Estate
Kelly Right Real Estate - Hood River, OR
Customized Choices for your Real Estate Needs

I think the consistent increases we have seen recently will pause and most likely reverse somewhat, with a gradual rise by the end of the year. 

Jan 23, 2022 12:28 AM
Ambassador
5,958,283
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Does it matter?  People will still need homes and interest is not likely to affect that unless it takes a huge jump.

Jan 22, 2022 10:40 PM
Rainmaker
5,545,247
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

I heard it was bouncing around this week, but who knows?

Jan 23, 2022 06:51 AM
Rainmaker
1,415,837
Gary Frimann, CRS, GRI, SRES
Eagle Ridge Realty / Signature Homes & Estates - Gilroy, CA
REALTOR and Broker

0.25%.  My hunch is that will happen every quarter and end the year up 1.0%

Jan 27, 2022 09:43 AM
Rainmaker
4,780,407
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

I have no clue. So many outside factors are in play that can impact rates.

Jan 24, 2022 04:47 AM
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