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Rainmaker
684,615
Peter Testa
Nationwide Homes - Danbury, CT
PETER TESTA

The way you are asking the question is kind of bias. When you say "are there any legitimate..." You're steering responders to speak about credit repair companies negatively. Perhaps a more politically correct way to ask the question would be "How can credit repair companies help fix someone's credit?" "How successful, or not, are they at this?""Any recommendations?" Capece?

May 07, 2018 11:01 AM
Ambassador
4,257,353
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

I'm sure there are but, agree with Peter Testa - just as all agents are not created equally, nor are all credit repair companies. 

May 07, 2018 11:16 AM
Rainmaker
4,099,156
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Anywhere?  If I needed such a service in my area, I would be discussing strategies with a preferred lender and the person who asked for assistance. 

May 07, 2018 10:51 AM
Rainmaker
6,606,395
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Your trusted local mortgage loan officer will provide advice.

May 07, 2018 11:10 AM
Rainmaker
849,131
Pete Xavier
Investments to Luxury - Pacific Palisades, CA
Outstanding Agent Referrals-Nationwide

YES! You would need to investigate carefully to find the good legitimate ones from the forest of many. I know the legal advanced tricks of the trade (paid a heavy price and signed a ADA), however this is not my business.

May 07, 2018 11:47 AM
Rainmaker
5,586,529
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

I agree with Roy Kelley 

May 07, 2018 11:47 AM
Rainmaker
5,571,886
Barbara Todaro
RE/MAX Executive Realty - Retired - Franklin, MA
Previously Affiliated with The Todaro Team

I'm sure you'll find one.... I don't know of any....

May 07, 2018 10:52 AM
Rainmaker
1,921,264
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

I agree with Roy Kelley 

May 08, 2018 05:18 AM
Rainmaker
2,641,652
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Find someone you can trust first and pay later

May 07, 2018 01:55 PM
Rainmaker
4,116,781
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Yes there are. 

May 07, 2018 12:01 PM
Rainmaker
542,809
Greg Large
ERA Real Solutions - Grove City, OH
A Tradition of Trust

Yes there "are".

May 07, 2018 11:57 AM
Rainmaker
4,042,729
Richard Weeks
Dallas, TX
REALTOR®, Broker

I'm sure some do better than others.  Looks for referrals before you make a decision.

May 07, 2018 10:49 AM
Rainmaker
1,899,324
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Thankfully  I've never needed this kind of service so I'm of no help to you.

May 07, 2018 07:32 PM
Rainmaker
1,722,955
Lyn Sims
Schaumburg, IL
Schaumburg Real Estate Agent Retired

I am sure there is one out there but I don't know where it is.

May 07, 2018 04:49 PM
Rainmaker
3,466,115
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Many great responses!

May 07, 2018 02:22 PM
Ambassador
3,055,932
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

Yes.  I would start with a trusted lender. 

May 07, 2018 02:13 PM
Rainmaker
849,960
Jeff Pearl
RE/MAX Distinctive / LIC in VA - Lovettsville, VA
Full Service Full Time Realtor

Start with the loan officers.

May 07, 2018 02:09 PM
Rainer
317,600
Caroline Gerardo
Sun West Mortgage Corporation - Newport Beach, CA
C. G. Barbeau the Loan Lady nmls 324982

If you need credit repair, my parent company puts you in a program for free, with great results, I don't sell or do the work - we just want you to look your best on paper

May 07, 2018 01:37 PM
Rainmaker
1,707,423
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

The best plan is to cut up the credit cards andd reduce debt. There, that will be 5C please.

May 07, 2018 01:23 PM
Rainmaker
3,069,984
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Peter Testa nailed this one!

May 08, 2018 05:32 AM
Rainmaker
3,331,180
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Nothing you can pay fo rthat you can not do yourself. Pay your bills on time. Lower your credit amounts to less than half of what the credit limits are and review and dispute any credit reports that have errors

May 08, 2018 04:51 AM
Ambassador
4,312,759
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

I am sure there are.

May 07, 2018 09:50 PM
Rainmaker
1,153,550
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

lots. YOu need to look on line not calling bandit signs.... Ask proof of business license and references. Some will take 50% and you pay balance when you see the agreed results.

May 07, 2018 09:18 PM
Ambassador
3,038,940
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

I don't recommend them.  I have a number of great loan officers that help people repair their credit.  You can usually do more with paying off stuff than paying someone to tell you to pay off stuff.

May 07, 2018 08:41 PM
Rainmaker
3,985,865
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I pesonally do not think so

May 07, 2018 08:11 PM
Ambassador
2,570,787
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

 No

May 07, 2018 07:38 PM
Rainmaker
514,124
Dan Tabit
Keller Williams Bellevue - Sammamish, WA

Yes, but there are bad ones too. I refer my clients to a lender I work with who provides this service for free when they are doing a loan together.  

There are also some basic steps you can do on your own, but it takes some time this way.  

May 07, 2018 03:47 PM
Rainmaker
1,230,031
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

Eran Sinai

Director, Credit Restoration Division

Renaissance Law Group

 

 

OFFICE LOCATIONS:

SAN DIEGO, CA

HUNTINGTON BEACH, CA

PHONE 858-345-1877

CELL 619-955-3930

FAX 858-345-1878

 

Credit Restoration, Bankruptcy & Real Estate Transactions

May 07, 2018 03:45 PM
Rainmaker
4,209,382
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

No experience with credit card repair companies. Would seek the advice of an experienced loan officer first!

May 07, 2018 02:50 PM
Rainmaker
4,433,693
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

No idea.

May 07, 2018 01:25 PM
Rainmaker
1,596,596
Valeria Mola
SIB Realty - Miami, Sunny Isles Beach - Sunny Isles Beach, FL
305-607-0709 SIB Realty Condos for Sale and Rent

Great answers, I agree.

Nov 01, 2018 04:47 PM
Ambassador
5,408,079
Bob Crane
Woodland Management Service / Woodland Real Estate, EXP - Stevens Point, WI
Forestland Experts! 715-204-9671

Probably, but I dont know who they are.

May 07, 2018 10:12 PM
Rainmaker
2,062,524
Evelina Tsigelnitskaya
SIB Realty - Sunny Isles Beach, FL
www.SIBRealty.org 305-931-6931

Question was answered with great answers.

Nov 01, 2018 05:02 PM
Rainmaker
4,938,383
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

We had a credit repair company at our Assn talking a couple of weeks ago.

May 09, 2018 03:22 PM
Rainmaker
910,796
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

I direct those with questions about loan qualification to an experienced lender. Let the process begin with those who will ultimately decide whether the buyer is “qualified” to make a purchase.

May 08, 2018 10:17 AM
Rainmaker
4,799,491
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I assume there must be.

May 08, 2018 08:31 AM