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Caroline Gerardo, C. G. Barbeau the Loan Lady nmls 324982 (Licensed in 20 states)

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Rainmaker
1,027,657
Susan Haughton
Long and Foster REALTORS (703) 470-4545 - Alexandria, VA
Susan & Mindy Team...Honesty. Integrity. Results.

They say I am not, however, I froze all my accounts with the big 3 agencies months ago when someone tried to use my info to open a credit card, so I am not sure what else I can do at this point. 

Not impressed the top officers sold stock before informing the public. 

Sep 08, 2017 01:54 PM
Ambassador
2,708,323
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

     Considering how useless the Justice Department is, and the corrupt FBI, Equifax will surely get away with this.

Sep 08, 2017 04:56 PM
Ambassador
5,488,359
Debe Maxwell, CRS
Savvy + Company (704) 491-3310 - Charlotte, NC
The RIGHT CHARLOTTE REALTOR!

They are releasing the list on 9/13 so, we shall see then. I will say that we have freeze protection on all 3 agencies and only unfreeze in the event of mortgage application.

We only have a business and a personal credit card and pay cash for everything else, including vehicles. So, we are not planning to apply for any credit anytime soon (and unfreezing)!

Sep 08, 2017 02:06 PM
Rainmaker
5,584,639
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

I hope not.....

Sep 08, 2017 04:51 PM
Ambassador
2,324,655
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Prop. Mgr, Wenatchee, WA

Glad I'm not holding stock.

Sep 08, 2017 03:39 PM
Rainmaker
1,262,452
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

Some one will go to jail for this.  

Sep 08, 2017 03:22 PM
Rainmaker
2,444,913
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

I have no idea whether I am one of the people - I just figure that nothing is safe anymore that is out there

Sep 08, 2017 03:12 PM
Rainmaker
1,870,553
Lyn Sims
Schaumburg, IL
Real Estate Broker Retired

Haven't checked yet. A LO just sent me the link to see.

Sep 08, 2017 02:58 PM
Rainmaker
5,484,894
Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

Holding back. If they got my information I will want to sue!

Sep 08, 2017 02:30 PM
Rainmaker
5,774,100
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Caroline,

I am amazed that they knew for two months, and sold stock.  Is the SEC going to investigate and fine them?  A

Sep 08, 2017 02:16 PM
Rainmaker
602,025
Nathan Gesner
American West Realty and Management - Cody, WY
Broker / Property Manager

This is what happens when companies are "too big to fail." I'm sure the federal government will help them out of this mess.

Sep 09, 2017 07:10 AM
Rainmaker
1,538,594
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Not that I'm aware of, though since I recently got a car lease I'm not holding any hope out.

Sep 08, 2017 05:58 PM
Rainer
509,499
Susie Kay
Ultra Real Estate Dallas Fort Worth - Plano, TX
North Dallas Specialist

Yep.  These people need to go down, they have inside information.

Sep 08, 2017 05:35 PM
Rainmaker
2,848,760
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Despicable...

Sep 08, 2017 04:24 PM
Rainmaker
72,440
Kathy Fisher
Parker Properties - Decatur, TX
Realtor Wise County Texas

How did you find out? I am not getting any absolute answers.

Sep 08, 2017 04:04 PM
Rainer
35,794
Gary 'Banana' Houghtaling
Phoenix Property Shoppe - Phoenix, AZ
Phoenix Real Estate Agent

Well that isn't surprising that stocks are falling.  CEO and top dogs sold out....that isn't surprising either.  It is so wrong. 

Sep 08, 2017 02:31 PM
Rainmaker
5,312,995
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Real Estate Broker

Right now it seems we are okay... my husband is monitoring closely. Sorry you were one of the 50%. They should be sued by the largest class action suit known to man... as much for keeping this a secret as for anything else.

Sep 08, 2017 02:08 PM
Rainmaker
922,444
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Have not been notified as yet; it's scary.

Sep 08, 2017 02:05 PM
Rainmaker
8,152,528
Roy Kelley
Retired - Gaithersburg, MD

News reports are if you use their website to check, you have to waive your right to sue.

Sep 08, 2017 02:04 PM
Rainmaker
5,277,214
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

We have freeze protection on all 3 agencies yet our credit card has been hacked 3 times in the last 45 days. They have issued us 3 new cards over this time period and are monitoring closly. 

Sep 09, 2017 06:47 AM
Rainmaker
1,619,681
Thomas J. Nelson, REALTOR ® CRS,ABR,PSA,RCS-D, ePRO
Big Block Realty 858.232.8722 - La Jolla, CA
Serving Coastal San Diego, Veteran's & Seniors

Put the cuffs on them.

We all are Equifax victims.

Sep 08, 2017 08:56 PM
Rainmaker
2,249,454
Michael J. Perry
Fathom Realty - Lancaster, PA
Lancaster, PA Relo Specialist

No

Sep 08, 2017 05:05 PM
Rainmaker
1,466,257
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Caroline Gerardo Interesting after all of this I saw an ad today where they are selling identity theft protection.

Sep 08, 2017 03:51 PM
Rainmaker
3,416,372
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Arrest the ceo and any one who sold stick before is what i say. I didnt check

Sep 09, 2017 05:41 AM
Rainer
457,675
J.R. Schloemer
Kentucky Select Properties - Louisville, KY

Update as of 9/8/17, in response to the Waiver of RIghts, from Equifax Security 2017

 

2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT
In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident.

Sep 09, 2017 04:58 AM
Rainmaker
3,074,389
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Coldwell Banker Realty

Time will tell...

Sep 09, 2017 04:37 AM
Rainmaker
557,136
Greg Cremia
Shore Realty of the Outer Banks - Nags Head, NC

Everybody is on that list. They have everybodies credit history so everybody is most likely on that list, we just aren't being told.

Sep 09, 2017 04:10 AM
Rainmaker
4,434,227
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Thanks for the link.

Sep 09, 2017 03:54 AM
Rainmaker
3,627,422
James Dray
Fathom Realty - Bentonville, AR

no ma'am

Sep 09, 2017 03:24 AM
Rainmaker
547,847
Steven Nickens
Hawaii Life Real Estate Brokers - Wailea, HI
R(S)GRI ABR, Maui Real Estate Hawaii

My email was just hacked, had to close it down.

Sep 09, 2017 03:11 AM
Rainmaker
4,322,035
Praful Thakkar
LAER Realty Partners - Burlington, MA
Metro Boston Homes For Sale

So far no news is a good news - for me... Caroline Gerardo.

Sep 08, 2017 11:24 PM
Rainmaker
1,713,581
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Not to my knowledge.

Sep 08, 2017 08:48 PM
Rainmaker
3,988,138
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

I am not thank goodness. I think that is just terrible what has happened.

Sep 08, 2017 07:47 PM
Rainmaker
3,986,473
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

my wife is

Sep 08, 2017 07:18 PM
Ambassador
6,688,629
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Sounds like something that they should be arrested for, but the number of illegal actions happening in our country without prosecution is getting very large under the new justice department.

Sep 08, 2017 06:56 PM
Rainer
55,673
Joe D'Agostino
NMLS# 729950 - Manahawkin, NJ
Mortgage Officer 46 years!

Caroline Gerardo. A few days ago, I called a very close friend who owns a credit reporting company. He told me to assume that your identity was stolen. His advice was a follows:

1) Register with Equifax

2) Register with Life Lock. You can elect different levels of protection. Some even include your 401 K and Retirement accounts.

3) Call your Home Owners insurance company and ask about "Identify Theft Insurance, The cost is about $50.00 a year. This will protect your home in case of any Judgments or Liens placed on your home due to Identity Theft. 

Finally...Check your bank accounts at least once a week ,preferably every day .......Good Luck

Sep 12, 2017 09:39 AM
Rainmaker
6,005,174
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

I have checked my credit report, and see nothing wonky yet, will wait to see what the list produces.

Sep 12, 2017 08:58 AM
Rainmaker
1,650,442
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC • Short Sale • Probate

I'm going to check your blog right now.....not sure what is going on:( 

Sep 10, 2017 09:51 PM
Rainmaker
1,751,837
Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

According to your links provided, so am it, but I just checked my credit report and I see nothing suspect.

Sep 10, 2017 08:57 AM
Rainmaker
384,916
Ben DeHaven
Haven Realty & Investments - Lakeland, FL
Proudly serving Central Florida!

I hope not as well, but checking against their system evidently has a clause that waives your right to trial. No thanks. This is going to have a huge lawsuit attached.

Sep 10, 2017 06:22 AM
Rainmaker
4,360,650
John Pusa
Glendale, CA

Caroline Gerardo Please be cautious accessing Equifax website. Today, I read an article about if you access Exuifax website to check your personal data, there is possibility you could give up your right to sue Exuifax. 

Sep 09, 2017 05:06 PM
Rainmaker
1,231,853
Mary Yonkers
Alan Kells School of Real Estate/Howard Hanna Real Estate - Erie, PA
Erie/PA Real Estate Instructor

Ugh! 

Sep 09, 2017 04:43 PM