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Rainmaker
5,104,931
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

What do you think is so important about these loan programs? I would suggest you do some in-depth research and write a post about them. I promise you'll learn so much more than just asking this open-ended question.

Sep 05, 2017 12:00 PM
Ambassador
2,178,603
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Prop. Mgr, Wenatchee, WA

Low down and LTV loans make it easier for certain buyers to qualify.

Sep 05, 2017 11:54 AM
Rainmaker
711,852
Lynnea Miller
Bend Premier Real Estate - Bend, OR
Premier Real Estate Service in Central Oregon

Two very good loan programs that enable certain people to purchase property who may not be able to buy without these.

Sep 05, 2017 11:52 AM
Rainmaker
4,572,364
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

It's good to have different financing options.    

Sep 05, 2017 10:35 AM
Rainmaker
7,836,419
Roy Kelley
Retired - Gaithersburg, MD

FHA and VA are wonderful mortgage loan products for home buyers. The low cash requirements are especially appealing to first time home buyers.

Sep 05, 2017 11:16 AM
Rainmaker
1,598,452
Valeria Mola
SIB Realty - Miami, Sunny Isles Beach - Sunny Isles Beach, FL
305-607-0709 SIB Realty Condos for Sale and Rent

Most of condos are not approved for FHA and VA

Sep 16, 2018 11:05 AM
Rainmaker
2,071,025
Evelina Tsigelnitskaya
SIB Realty - Sunny Isles Beach, FL

I still don't know.

Sep 03, 2018 08:28 PM
Rainmaker
1,543,823
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
CEO of Vision Drive Realty - Coastal San Diego

Sep 05, 2017 08:15 PM
Ambassador
2,684,109
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

    Low down/no down payment loans.

Sep 05, 2017 06:30 PM
Rainmaker
544,014
Dave Halpern
Dave Halpern Real Estate Agent, Inc., Louisville, KY (502) 664-7827 - Louisville, KY
Louisville Short Sale Expert

Lenient LTV guidelines 

Sep 05, 2017 11:51 AM
Rainmaker
4,160,899
John Pusa
Glendale, CA

More home buyers qualify to buy homes with FHA and VA.

Sep 05, 2017 11:21 AM
Rainmaker
4,883,242
Richard Weeks
Dallas, TX
REALTOR®, Broker

Study the housing market before 1934 and the % of American who could not get a loan to buy a house.

Sep 05, 2017 10:45 AM
Rainmaker
1,466,207
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

These are low or no down payment loans.

Sep 05, 2017 10:38 AM
Rainmaker
508,318
Joseph Domino 480-390-6011
HomeSmart - Scottsdale, AZ
Real Estate Made Easy

Without them we would sell a lot less houses.

Sep 05, 2017 10:28 AM
Rainmaker
3,071,489
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Nina Hollander nailed this one!

Sep 06, 2017 04:56 AM
Ambassador
5,230,119
Debe Maxwell, CRS
Savvy + Company (704) 491-3310 - Charlotte, NC
The RIGHT CHARLOTTE REALTOR!

Carol Williams has your answer.

Sep 05, 2017 09:27 PM
Rainmaker
1,045,440
Dave Martin (703) 585-4687
Fairfax Realty - Fairfax, VA
Making Realty Dreams a Reality #WeWillGetYouHome

Is this a trick question lol

Sep 05, 2017 08:42 PM
Rainmaker
5,772,575
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

I can't imagine, why you would consider this question "Just for fun!"

Sep 05, 2017 03:49 PM
Rainmaker
3,986,258
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I wonder what they teach you guys in that classroom

Sep 05, 2017 03:17 PM
Rainmaker
1,712,676
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

If you don't know then you must not be paying attention in class.

Sep 05, 2017 03:10 PM
Rainer
410,761
Stephen Turner
House Broker Realty - York, PA
The BIG Guy of NEW HOME SALES

FHA & VA are vital for most of the "average American families" today. FHA offers the ability to get buyers who are short on cash, or lower credit score or tight in ratios. VA is a benefit for your service men & women who risk their lives for less than avg income, to be able to now buy a home for less cash needed than others. 

Sep 05, 2017 01:36 PM
Rainmaker
1,725,996
Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

You tell us

Sep 07, 2017 11:53 AM
Ambassador
6,393,609
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

A prime example of the govt making something far more complicated and expensive than it needs to be.  And we all get to pay for it.

Sep 06, 2017 08:52 PM
Rainmaker
1,502,998
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

That they give money to anonymous people.  No, wait, that's not it...

Sep 06, 2017 11:32 AM
Ambassador
3,345,091
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate Services

They provide loans.

Sep 06, 2017 09:29 AM
Rainmaker
5,583,278
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

the question is crazy.... if you're a student, and hopefully you are, ask your lazy a$$ instructor.... why is he/she sending you on this site to for your homework assignment??

Sep 06, 2017 07:02 AM
Rainmaker
4,800,082
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

It depends on what you need.

Sep 06, 2017 06:01 AM
Rainmaker
4,434,127
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Others have answered.

Sep 06, 2017 05:28 AM
Rainmaker
4,319,419
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Some people will be qualified for just these mortgages!

Sep 05, 2017 10:35 PM
Rainmaker
3,988,007
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

They are low downpayment loans and allow for higher debt ratios and lower credit scores than typical conventional financing. Many people could not buy without them.

Sep 05, 2017 06:28 PM
Rainmaker
1,239,901
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

low or no down mortgage.

Sep 05, 2017 02:40 PM
Rainmaker
5,216,740
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Loan to value percentages!

Sep 05, 2017 02:17 PM
Rainmaker
1,622,432
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA

A different financing products available to buyers under certain conditions. 

Sep 05, 2017 01:37 PM