Michael J. Perry, Lancaster, PA   Relo Specialist (KW Elite )

Spam prevention
Rainmaker
4,395,131
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

No, I don't.  I have mortgage professionals handle that part of a transaction.  

Feb 13, 2017 05:51 AM
Rainmaker
1,408,783
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

YES, I use Jason E. Gordon's APP, it's called his phone number: as a Realtor, I do not quote rates, amortization nor fees, I send them to the Mortgage Master. (Actually though, Jason really does offer an APP with a calculator on it that's customized to his business).

Feb 13, 2017 05:29 AM
Rainmaker
2,719,595
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

There was a time when this was a must know...That time has passed

Feb 13, 2017 07:59 AM
Rainmaker
960,273
Jennifer Mackay
Counts Real Estate Group, Inc. - Panama City, FL
Your Bay County Florida Realtor 850.774.6582

No I do not

Feb 13, 2017 05:43 AM
Rainmaker
2,212,923
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

I do not.

Feb 13, 2017 05:40 AM
Rainmaker
1,793,670
Lyn Sims
Schaumburg, IL
Real Estate Broker Retired

No as there are so many now I find it unncessary. I threw out my calculator a few years ago also (fancy HP thing).

Feb 13, 2017 05:16 AM
Rainmaker
846,375
Marco Giancola
Beachfront Realty - Miami Beach, FL
Realtor (305)608-1922, Miami Beach Florida

No I don't but I am going to check to see if Bankrate has one-good idea!

Feb 13, 2017 05:11 AM
Ambassador
4,759,460
Debe Maxwell, CRS
Savvy + Company (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

Yes, it's a (704) area code - they'll reach one of my mortgage professionals! 

Feb 13, 2017 08:40 PM
Rainmaker
4,604,607
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

I have an app from  title company..I list more than work with buyers...I have them work with mortgage professionals.

Feb 13, 2017 06:46 PM
Ambassador
3,210,673
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

Looks like Kenneth J. Jones has this once covered for you.  I do not. I leverage my lender. 

Feb 13, 2017 06:39 PM
Rainmaker
4,550,517
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

I have buyers get that information from my lender.

 

Feb 13, 2017 10:07 AM
Ambassador
4,851,079
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

No, I leave that information to the lenders

Feb 13, 2017 07:17 AM
Rainmaker
1,690,454
Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

Yup: RE CALC  its free

Feb 13, 2017 06:11 AM
Ambassador
5,965,499
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

I just use the one that came with the phone, for anything more complex I have Excel.

Feb 13, 2017 05:38 AM
Rainmaker
4,730,623
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

I don't... I do not do these calculations... my mortgage lenders do them with my clients.

Feb 14, 2017 03:59 AM
Rainmaker
3,071,039
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

I do not

Feb 14, 2017 03:26 AM
Ambassador
3,477,446
Anna Banana Kruchten Phoenix Broker
HomeSmart Real Estate - Phoenix, AZ
602-380-4886

No I do not but the lenders we partner with do plus all of our buyers are pre-qualified by them far in advance of actually going out to look at homes.

Feb 13, 2017 04:58 PM
Ambassador
4,103,144
Paul S. Henderson, REALTOR®, CRS
Fathom Realty Washington LLC - Tacoma, WA
South Puget Sound Washington Agent/Broker!

No.

Feb 13, 2017 03:55 PM
Rainmaker
1,456,847
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

I just got a title app that has that on it.  It's only an estimate though and I tell people best to talk with a lender.

Feb 13, 2017 10:08 AM
Rainmaker
509,119
Susie Kay
Ultra Real Estate Dallas Fort Worth - Plano, TX
North Dallas Specialist

I have app on my phone from a title company. My lender also provides one a long time ago.

Feb 13, 2017 08:28 AM
Rainer
352,926
Teri Pacitto
Compass - Westlake Village, CA
Real Estate, Your Style...Your Home...My Specialty

I leave the mortgage calculations to lenders but in a pinch I use an HP 12C.  

Feb 13, 2017 06:39 AM
Rainmaker
598,824
Nathan Gesner
American West Realty and Management - Cody, WY
Broker / Property Manager

I use Karl's Mortgage Calculator. It's free!

Feb 13, 2017 05:58 AM
Rainmaker
1,466,057
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Michael J. Perry Yes, powerOne financial calculator app.

Feb 13, 2017 05:54 AM
Rainmaker
1,709,515
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

I have different ones. Capitol Abstract has a mortgage calculator and I use an online one from Pat Zaby.

Feb 13, 2017 05:50 AM
Rainmaker
726,968
Peter Testa
Nationwide Homes - Danbury, CT
PETER TESTA

I have one on my website. I use it all the time!

Feb 13, 2017 05:45 AM
Rainmaker
2,224,317
Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

I do have one. It shows the schedule of payments, too. It's called...Simple Loan Calculator. 

Feb 14, 2017 06:09 PM
Rainmaker
7,307,479
Roy Kelley
Retired - Gaithersburg, MD

No.

Feb 14, 2017 08:53 AM
Ambassador
4,318,402
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Michael J. Perry - I use KW's app - and rarely used it.

Feb 13, 2017 10:22 PM
Ambassador
2,631,692
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

 Part of what Kenneth J. Jones said.  They will get my HP-12C when they pry it from my cold dead fingers.

Feb 13, 2017 07:34 PM
Rainmaker
3,986,056
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I have one on ly web site that is easy to get to

Feb 13, 2017 06:40 PM
Rainmaker
1,583,021
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA

I have my own application with a mortgage calculator in it. 

Feb 13, 2017 01:18 PM
Rainmaker
864,508
Les & Sarah Oswald
Realty One Group - Eastvale, CA
Broker, Realtor and Investor

Yes. I use the mortgage loan calculator. It comes in handy when clients want to know what their PITI ranges at according to different scenario of downpayments.

Feb 13, 2017 09:44 AM
Rainmaker
5,581,941
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

it's been along time since I needed that.... but I did find a little green mortgage payment book!!!  another "oldie"...

Feb 13, 2017 08:53 AM
Ambassador
3,987,776
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

I do not. I have been doing this so long I can calculate a ballpark figure in my head and leave the exacts to the lender.

Feb 13, 2017 08:29 AM
Rainmaker
809,103
Kasey & John Boles
Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com - Boise, ID
Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties

We have on on our website but I can remember the times I have calculated a mortgage for someone on half of one of my hands.  I refer them to their lender for this and we make sure to have all the numbers spelled out before an offer is made.  -Kasey

Feb 13, 2017 08:07 AM
Rainmaker
820,873
Susan Laxson CRS
Premiere Plus Realty - Naples, FL
Realtor in Naples & Marco Island, FL

I use the one on my website or if more details are required, I have them contact the mortgage lenders that are available to give quotes.

Feb 13, 2017 08:03 AM
Rainmaker
5,770,641
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Michael,

We would suggest what Kenneth J. Jones mentioned.

Feb 13, 2017 08:00 AM
Rainmaker
4,799,925
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

No, I can do this from web sites, I find that easier.

Feb 13, 2017 07:25 AM
Rainmaker
713,039
Richard Bazinet /MBA, CRS, ABR
West USA Realty - Scottsdale, AZ
Phoenix Scottsdale. Sellers, Buyers & Relocations

Try Office Calculator Free app for your smartphone. But I also use a Surface tablet on the road, and Microsoft Win 10 has a fantastic one from MSN Money I use in client discussions because of the larger flip screen and the fancy chart (people like images better than numbers).

And... you can just ask Cortana. She'll mortgage calculate for you.

I designed an Excel spreadsheet when I do more advanced calculations at the office to take into account insurance, taxes, HOA...etc...

On my smartphone, I have an advanced app as well - which I seldom use (because I prefer the more complex calculations to do at my desk) called US Mortgage Calculator. 

Of course, I have an HP Financial Calculator on my desk gathering dust. It's soooooooo old school, really don't need it anymore, and I don't have to carry it anymore thanks to my smartphone.

 

Feb 13, 2017 06:47 AM