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Dan Carpenter, Cabins and Homestead Property Expert (Mountain Retreat Real Estate)

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Rainmaker
1,092,947
Diana Zaccaro Broker Associate
ZOOM Realty Group - Cocoa Beach, FL
"The Accidental Blogger" Cocoa Beach, Florida

A good mortgage broker should be able to answer this for you.

 

Sep 06, 2016 06:50 AM
Rainmaker
1,506,163
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Never heard of loans for these types.  These are pretty new and not in my area.  The first two will never be allowed out here for sure.

Sep 07, 2016 03:50 AM
Rainmaker
1,728,256
Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

Watching the answers on this one. My bet is hard money loans.

Sep 07, 2016 01:51 AM
Ambassador
2,684,669
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

Maybe a local lender, portfolio loan.

Sep 06, 2016 07:30 AM
Rainmaker
33,546
Lorrie Ann Thomas
Realty ONE Group Edge - Woodstock, GA
Realtor®

Lately there are some of the "tiny home" home builders that are working with banks to get people loans on tiny homes.  But the lenders that are currently available are few at this time, but growing.

Dec 27, 2017 01:10 PM
Rainmaker
544,014
Dave Halpern
Dave Halpern Real Estate Agent, Inc., Louisville, KY (502) 664-7827 - Louisville, KY
Louisville Short Sale Expert

Equity lenders

Sep 19, 2017 01:34 PM
Rainer
4,170
Walter Meeks
Autaugaville, AL

Hello, I Am Walter Meeks a real estate investor and a private money lender offering loan at a affordable interest rate of 5% for secured mortgage loan, 6% for unsecured mortgage loan and 5% for personal loan. For a period of 1-25 years with smooth and efficient process from processing to funding .......... Get back to me via my contact information if you are interested. email: waltersprivatelending@usa.com Phone number: (+1)2602014502 Thanks.

Oct 10, 2016 08:07 AM
Rainmaker
4,582,734
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

You've come to the right place(AR) to find an answer -- hopefully a lender here and can assist with finding a source.  

Sep 11, 2016 03:57 AM
Rainmaker
4,434,177
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

I do not know.

Sep 07, 2016 06:44 AM
Rainmaker
4,961,558
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Good question but do not know.

Sep 07, 2016 03:50 AM
Rainmaker
1,617,916
Harry F. D'Elia III
WEDO Real Estate and Beyond, LLC - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

Another great question

Sep 07, 2016 12:09 AM
Rainmaker
5,240,975
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Interesting question. Your best arena will probably be a portfolio lender!

Sep 06, 2016 11:19 PM
Rainmaker
7,864,482
Roy Kelley
Retired - Gaithersburg, MD

You will find the needed lenders by networking in your area. Private financing is sometimes the best option.

Sep 06, 2016 11:00 PM
Rainmaker
4,800,132
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Mostly private lenders for these types of loans.

Sep 06, 2016 10:25 PM
Rainmaker
5,583,328
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

there's always an institution that will do something atypical....

Sep 06, 2016 10:19 PM
Rainmaker
3,071,489
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Yes - I had to find one for a geo-desic dome - let me know by AR message if you need their contact info - they cover the US and are with a major bank...

Sep 06, 2016 09:36 PM
Rainmaker
4,319,773
Praful Thakkar
LAER Realty Partners - Burlington, MA
Metro Boston Homes For Sale

Dan Carpenter I am limited to most conventional products when it comes to my buyers. 

Sep 06, 2016 04:13 PM
Ambassador
1,078,201
John Meussner
Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

Mostly regional or very local small town banks, but they generally will require larger down payments and stellar credit.  Plenty of options for geodesic/farm/log cabin type homes, but they're all beyond the reach of the greater secondary markets.

Sep 06, 2016 02:02 PM
Ambassador
3,742,076
Patricia Kennedy
RLAH@properties - Washington, DC
Home in the Capital

Lots of them.  Your broker should be able to point you in the right direction for a reliable local outfit.

Sep 06, 2016 01:17 PM
Rainmaker
1,525,616
Sybil Campbell
Fernandina Beach, FL
Referral Agent Amelia Island Florida

I agree with Diana Zaccaro!

Sep 06, 2016 12:59 PM
Rainmaker
1,157,791
FN LN
Toronto, ON

It may depend on your area and the lenders who lend in your area.  Perhaps a discussion with an appropriate mortgage broker may assist.

Sep 06, 2016 12:22 PM
Rainmaker
3,986,308
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Try small family banks

Sep 06, 2016 12:20 PM
Rainmaker
2,224,473
Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

Talk with a local lender and see if they have any recommendations. 

Sep 06, 2016 12:03 PM
Rainmaker
1,624,853
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA

That is a great question, Dan. I had no experience with financing a shipping container home or log cabin, etc. But since mobile houses and coops require special financing, I believe it can be the same for non traditional properties as well.

Sep 06, 2016 11:46 AM
Ambassador
6,419,479
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Best to have some equity in something more marketable, the resale value on these, other than the log homes, is generally not good.

Sep 06, 2016 09:28 AM
Rainer
420,003
Caroline Gerardo
Licensed in 20 states - Newport Beach, CA
C. G. Barbeau the Loan Lady nmls 324982

Some may need construction loans, land loan first.  Energy efficient loans like HERO and PACE are not great tools. Usually they find the lot first, figure out utilities then shop for a kit, prefab or log or ... the stranger they go as in single wide container box adapted to living shelter the more expensive the loan

Sep 06, 2016 09:00 AM
Rainmaker
152,661
Chrissi Chapman Topoleski
Coldwell Banker Realty - Woodbridge, VA
Helping agents live an exceptional life!

A good lender and a portfolio loan is what comes to mind.

Sep 06, 2016 08:25 AM
Rainer
66,409
Kartik Subramaniam
Adhi Schools, LLC - Rancho Cucamonga, CA
Market Analysis--Educational Content, Adhi Schools

I am certainly far from well-versed on the topic, but perhaps some of the hard money lenders are willing to assume these risks? There are always people that are looking to find a niche. I imagine any type of financing for these properties would be contingent upon a fairly high down payment. 

Sep 06, 2016 07:35 AM
Rainmaker
891,971
Tamra Lee Ulmer
Arizona Resource Realty - Payson, AZ
NRBA ~FORCE~ Over 1000 REO Assets SOLD!

Like for tiny homes or home kits? I have not run into this issue yet, so when you find out let me know too! thank you.

Sep 06, 2016 06:48 AM