My baggiest reason for delay: loan is not ready, so we sit and wait patiently. 

Appraisals being slow to come back delay our closings. Then add in a variance in price or required repairs and it takes a lot of jumping through hoops to make it happen by the close date.

Usually sosme kind of title issue

None of the above for me. In fact can't remember the last time I had a closing delay due to any one those. If I see a delay (and it's rare) it's because of a closing contingency on the buyers current home that was delayed so it delayed a closing for their new home.

Usually, it's the bank. Love cash deals!

The banks...they keep adding paperwork instead of giving it all at once!

Good morning Roy. Home inspection issues are the biggest culprit that I am seeing.

Roy Kelley so far so good - touch wood!

None of the above, Roy.

These days, it is the escrow officer making unilateral changes to the settlement statement ... not following the CD sent by the lender.

Buyer financing setbacks

It is usually an undewriter being slow, so I guess that would be financing issues.

Lenders overpromising and not capable of delivering.

Sign your docs and get them in please in addition to your decent mentions

These days?  Agents or escrow not doing what needs to be done for TRID compliance.  

Final loan approval with underwriter review

Buyer non-disclosure

Low appraisals

over tenacious underwriters

Lender missing something and needing "a little more" time...no excuse for them not finishing on time. 

Underwriters demanding insane documentation

Failure (closing delays) are not an option, unless the Buyer wants their Earnest Money to become "permanently non-refundable"!   If they close late - their EM is still their funds - but - they pay for any expenses resulting from the delay....

Glitches.   It's always about the glitches.  

I would have to say "Buyer financing setbacks"

In bank owned sales, it is the seller (the bank) signing the deed and hud. How they can not get that done is still beyond me. In resales most often it is teh buyers bank asking for last minute things they may have already asked for or should have asked for earlier.

loans funding.

Lenders not doing what they need to do in time.

An inability to find an insurance company that would cover a log cabin.

Improper paperwork

Today it is title issues.

Changes are stirring up irrelevant stuff that now must be resolved.

Example: an abandoned building permit to construct a shed that no longer exists. The contractor is required to close the permit. Think about that. You have to find. Then convince them they are not going to be required to pay, and pay, which of course is exactly what will happen, and everything grinds to a halt.

changes needing to be made with numbers....

Overwhelmed title co.

Buyer financing setbacks

Roy,

Out of state lenders who can’t get the docs here on time. With TRID it becomes almost comical if it weren’t so serious.

Roy - Great question. I just wrote a post about this very thing. For me, buyer financing issues have delayed transactions more than anything else. With home inspection issues, they are usually resolved prior to closing.