

4,318,402
Evelyn Johnston not heard of this - however, it could be true.
It will be and FHA appraiser - usually they have multiple appraisals anyways. I will not be surprised if this is true. (Looks like it is, based on other answers.)
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Praful Thakkar
Andover, MA
5,968,382
884,228
"The FHA official site adds, “The roof should have a remaining physical life of at least two years. If the roof has less than two years remaining life, then the appraiser must call for re-roofing or repair. The appraiser must clearly state whether the subject is to be repaired or re-roofed.”
"If an appraiser notices any leaks or moisture due to roofing issues, those conditions will be noted on the appraisal report. Any noticeable holes, water damage or other problems are also noted. An FHA appraiser is not an expert on roofing, nor is the appraiser required to step onto the roof to inspect it further. "
921,148
In Florida this has been a part if an inspection required by ALL insurance companies. So, I advise clients use an inspector who is certified for this purpose also.
FHA's expansion into this area is not a surprise. It's going to prove to be yet another liability the FHA backed buyer must overcome to get a seller to consider their offer. And here is the issue, the insurance inspection will say 7 years and the FHA appraiser will say 4 years. Hopefully you know what the minimal remaining life is. Seller says, "NEXT."
2,759,687
Good Thursday morning Evelyn. The rules for FHA inspections has changed dramatically. The answer is yes. There are a lot of folks who are getting out of that industry due to the high liability.
2,538,521
Good morning Evelyn. I don't recall reading that it the new guidelines, however appraisers are being asked to comment on the roof and if there is the slightest question, a comment is made to have a professional look to give an opinion.
3,866,064
3,114,932
inspector? no, appraiser yes is required to make notes about the roof from visual inspection. I've seen them use a ladder to get up to see the shingles and binoculars, never get on a roof.
3,987,776
An appraiser told me he has to make a visiable inspection from the ground and estimate life left on the roof. If it is too short or he is unsure he will require a licensed roofer to evaluate.
634,382
I don’t think so. But the appraiser may have doubts and ask for a roof inspection. As far as I know the FHA requirement is that the roof should not be leaking and needs to have at least two years of economic life left.
2,442,675