Do you refer all your business to only one loan originator? If not, how many do you use?

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Jennifer Provencio, The Reverse Mortgage Speciailist (San Diego County and Central Valley)

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Tammy Lankford,

Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA

Broker GA Lake Sinclair/Eatonton/Milledgeville

Nope, and about 6. Different lenders for different products in my market. We have leaseholds and only some lenders do each type.

Jul 17, 2015 02:44 PM

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Paul S. Henderson, REA...

Tacoma, WA

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Katie Mantelli

Keller Williams - Panama City Beach, FL

Buyer Specialist with Team Jadofsky-KW

Our team gives 3 choices to the buyer. For the sake of the buyer getting a "choice" and also if they maybe cannot reach one at a convenient time for them.

Jul 17, 2015 07:09 AM

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Jennifer Provencio

Oceanside, CA

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Vera Gonzalez

RE/MAX Suburban, Inc. - Sterling Heights, MI

Gonzo For Real Estate

There is a list that I have. All clients have different needs and I narrow it down fom there. I always recommend at least 3 and ask first if they have someone at their bank or credit union.

Jul 17, 2015 06:56 AM

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Jennifer Provencio

Oceanside, CA

Rainmaker
921,504

Annette Lawrence , Palm Harbor, FL 727-420-4041

ReMax Realtec Group - Palm Harbor, FL

Making FLORIDA Real Estate EZ

I work with multiple lenders and will refer buyer to one, along with Wells and Chase, as their specific needs dictate.

I have an FHA go to.

I have a portfolio go to.

I have a low cap go to.

I have a bad credit go to.

I have a foreign buyer go to.

I have a private money go to.

I don't like to 'guess' regarding the lenders to who I refer those who trust me, I need to be sure.

Jul 17, 2015 06:22 AM

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Jennifer Provencio

Oceanside, CA

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Roy Kelley

Retired - Gaithersburg, MD

Mortgage lenders are not all the same. I have always preferred to have several favorite loan officers.

For example, some loan officers are not familiar with FHA 203(k) financing and some do not handle reverse mortgages.

Jul 17, 2015 05:58 AM

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Jennifer Provencio

Oceanside, CA

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Kathleen Luiten

Resort and Second-Home Specialist - Princeville, HI

Kauai Luxury Ocean Home Sales

We never refer clients to a single souce for anything. Too much exposure to liability. Always provide at least 2, preferably 3 or more references.

Jul 17, 2015 05:30 AM

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Jennifer Provencio

Oceanside, CA

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Chris and Dick Dovorany

Homes for Sale in Naples, Bonita Springs and Estero, Florida - Naples, FL

Broker/Associate at Premiere Plus Realty

We do not refer to loan officers. They can get their own on their own.

Jul 17, 2015 05:29 AM

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Jennifer Provencio

Oceanside, CA

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Wayne Zuhl

Remax First Realty II - Cranford, NJ

The Last Name You'll Ever Need in Real Estate

We work with several. When our daughter bought her condo this winter, we gave her three to choose from.

Jul 17, 2015 11:41 PM

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Paul S. Henderson, REALTOR®, CRS

Fathom Realty Washington LLC - Tacoma, WA

South Puget Sound Washington Agent/Broker!

No way! I believe in the power of 3! I use to work for a company who required us to use just one company, can you spell RESPA (I guess I can't)

Jul 17, 2015 03:20 PM

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Ed Macias

Real Estate Teammates - Miami, FL

Miami FL-REO Property Management Multifamily

I give to those that give back

Jul 17, 2015 12:35 PM

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Jill Murty, Realtor - Orange County, CA

Movoto - Laguna Niguel, CA

I advise buyers to ask for recommendations from family, friends, etc. I also provide a few names and tell them to choose whoever is the best fit for them.

Jul 17, 2015 12:24 PM

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Evelyn M Epperson

Coldwell Banker Residential Brokerage - Johns Creek, GA

A Tradition Of [Excellence, Trust & Service]

I have 2 preferred lender I referr to. They get the job because they have proven that can close tough situations.

Jul 17, 2015 12:13 PM

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Susan Haughton

Long and Foster REALTORS (703) 470-4545 - Alexandria, VA

Susan & Mindy Team...Honesty. Integrity. Results.

It depends on what the buyer needs: VA, FHA, VHDA, Doctor Loan, etc. I have a list of a half dozen,

Jul 17, 2015 09:45 AM

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Nope, and about 6. Different lenders for different products in my market. We have leaseholds and only some lenders do each type.
Our team gives 3 choices to the buyer. For the sake of the buyer getting a "choice" and also if they maybe cannot reach one at a convenient time for them.
There is a list that I have. All clients have different needs and I narrow it down fom there. I always recommend at least 3 and ask first if they have someone at their bank or credit union.
I work with multiple lenders and will refer buyer to one, along with Wells and Chase, as their specific needs dictate.

I have an FHA go to.

I have a portfolio go to.

I have a low cap go to.

I have a bad credit go to.

I have a foreign buyer go to.

I have a private money go to.

I don't like to 'guess' regarding the lenders to who I refer those who trust me, I need to be sure.
Mortgage lenders are not all the same. I have always preferred to have several favorite loan officers.

For example, some loan officers are not familiar with FHA 203(k) financing and some do not handle reverse mortgages.
We never refer clients to a single souce for anything. Too much exposure to liability. Always provide at least 2, preferably 3 or more references.
We do not refer to loan officers. They can get their own on their own.
We work with several. When our daughter bought her condo this winter, we gave her three to choose from.
No way! I believe in the power of 3! I use to work for a company who required us to use just one company, can you spell RESPA (I guess I can't)
I advise buyers to ask for recommendations from family, friends, etc. I also provide a few names and tell them to choose whoever is the best fit for them.
I have 2 preferred lender I referr to. They get the job because they have proven that can close tough situations.
It depends on what the buyer needs: VA, FHA, VHDA, Doctor Loan, etc. I have a list of a half dozen,