The H.O.P.E. Program combines 3 stages. Stage 1 is is to fix your credit. Stage 2 is to add credit and Stage 3 is to Educate you in the Lender and Real Estate process. Our market is 98 Million people as 90 Million people have Credit issues and 3 out of 4 Americans have something misreporting on their credit report. We also like to help our clients get Pell Grants, Auto Loans, better Cable/Internet/Phone deals and more.  We've helped over 10,000 people obtain mortgages after working through our program.