ActiveRain Community
about 17 hours ago
|
Mortgage and Lending |
RAINMAKER 536,817 |
| Rodney Mason, VP of Mtg Lending | ||
| AL,AR,AZ,CA,CO,FL,GA,IN,MI,MS,NC,NV,SC,TN,TX,VA,WA | ||
| location_on Atlanta, GA — Rate, Inc NMLS# 2611 | ||
| NMLS #151088 | insert_link www.rate.com/rodneymason | |
| web Rodney Mason - Conv, FHA, VA, USDA, Renovation | ||
Get to Know Rodney Mason, VP of Mtg Lending
At Rate, we realize that each of our client’s circumstances are unique and therefore we take an advisory approach to meeting their mortgage needs. Our highly trained Vice Presidents of Mortgage Lending work closely with each client and partner to match the right program for their situation. Our collaborative approach to servicing clients and referral partners enables us to deliver some of the quickest turn times in the industry, while focusing on superior client satisfaction.
With Rate as your mortgage lender, you get:
The Strength of one of the Nation's Largest Independent Residential Retail Lenders.
At Rate, we have greater control over your transaction, and we are able to approve and close loans in-house. In fact, we may even be able to fund loans that other lenders might deny.
Rate's status as a national direct lender, provides you with a simplified and streamlined financing process since we have underwriting, closing, and funding - all under one roof. We also have the ability to act as a mortgage broker, providing even more options and more competitive rates to our clients. Rate has the strength, stability, expertise, and program variety to make your loan experience a positive one.
As a highly experienced VP of Mortgage Lending, I take the time to carefully listen to you and understand your goals, and then provide a consultative approach to helping you find the right loan. That’s why we offer a vast array of loan programs that most other lenders can't match. It’s all about finding the right loan for you.
We offer a variety of home loan solutions including first-time homebuyer programs and more! This means you can rest assured that we’ll provide you with a competitive loan that meets your unique needs.
Highlights:
• Full suite of loan programs: Conventional, FHA (500+ FICO), VA (No minimum FICO), USDA, Fannie Mae HomeReady®, Freddie Mac HomePossible®, Fannie Mae HomeReady®, Jumbo, Super Jumbo, Foreign National, ITIN, Bank Statement, Reverse Mortgage, and more.
• As a Mortgage Banker, you benefit from greater control over real estate transactions and access more loan program options.
Professional Organizations:
• Mortgage Bankers Association (2003-Present)
• CMPS - Certified Mortgage Planning Specialist (2006-2010)
• NAMB - National Association of Mortgage Brokers (2002-2004)
• GAMB - Georgia Association of Mortgage Brokers (2002-2004)
About Rate:
Rate is a leader in mortgage lending and digital financial services. Headquartered in Chicago, Rate is the #2 retail mortgage lender in the U.S., with over 850 branches across all 50 states and Washington D.C. Since its launch in 2000, Rate has helped more than 2 million homeowners with home purchase loans and refinances. The company has cemented itself as an industry leader by introducing innovative technology, offering low rates, and delivering unparalleled customer service. Honors and awards include Best Mortgage Lender for First-Time Homebuyers by NerdWallet for 2023; HousingWire's Tech100 award for the company's industry-leading FlashClose℠ digital mortgage platform in 2020, MyAccount in 2022, and Language Access Program in 2023; No. 2 ranking in Scotsman Guide's 2022 list of Top Retail Mortgage Lenders; the most Scotsman Guide Top Originators for 11 consecutive years; Chicago Agent Magazine's Lender of the Year for seven consecutive years; and Chicago Tribune's Top Workplaces list for seven straight years. Visit rate.com for more information.
Rate, Inc. NMLS 2611. 3940 N. Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com. Equal Housing Lender. For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing • www.rate.com/privacy. Arizona Mortgage Banker License #0907078. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. GA: Residential Mortgage Licensee 24906. www.rate.com/texas-consumers-how-to-file-complaint
Certifications
With more than 23 years of mortgage lending experience, I am an expert in the following areas:
· Purchase or Refinance
· First Time Home Buyers
· Conventional Mortgages (Fannie Mae & Freddie Mac)
· Fannie Mae Home Ready®/ Freddie Mac Home Possible 97% LTV)
· FHA - 500+ FICO (500-579 requires at least 10% down)
· VA - No minimum FICO (also no Lender Fees on our VA loans)
· USDA Guaranteed Rural Housing
· Numerous DPA programs for Conventional, FHA, VA, and USDA loans
· Jumbo to 95% LTV
· Jumbo to $9.5 Million
· Doctor/Medical Professionals up to 100% LTV
· Non-QM options including:
o Asset Depletion
o Bank Statement loans/1099/P&L
o DSCR/Investor Cash Flow
o Foreign National
o ITIN
o Recent Derogatory Credit (Bankruptcy, Foreclosure, Deed-In-Lieu, Short Sale)
o Interest Only on select programs
· Section 184 Indian Home Loan Guarantee Program (Select states and/or counties only)
· One Time Close Construction Perm loans (Conv, FHA, VA, USDA, & Jumbo)
· Renovation loans including:
o FHA 203(k) (1-4 unit Primary Residences only)
o VA Reno (1-4 unit Primary Residences only)
o Fannie Mae HomeStyle Reno (1-4 unit Primary Residences OR 1 unit Second Homes or Investment Properties)
o Freddie Mac CHOICERenovation (1-4 unit Primary Residences OR 1 unit Second Homes or Investment Properties)
o Jumbo Reno (1 unit Primary Residences or Second Homes)
· Reverse/HECM loans (Purchase & Refinance)
· Bridge Loans
· Co-Ops
· Condos - Warrantable & Non-Warrantable
· Land/Lots loans
· Manufactured Home loans (Conventional, FHA, VA, USDA, Jumbo, & Non-QM)
o Singlewide or Doublewide
o Occupancy
§ Primary Residence
§ Second Home
§ Investment Property (Non-QM only)
o Pre- June 15,1976 may be eligible (Non-QM only)
o Previously moved may be eligible (Non-QM only)
· Properties with ADU’s
· HELOC/2nd Mortgage options (Fixed & Variable Rate)
Awards
Company Awards:
· Prospect Mortgage - President's Club (Platinum) - 2012
· Prospect Mortgage - President's Club (Platinum) - 2011
· Prospect Mortgage - President's Club - 2009
· Prospect Mortgage - Star Loan Officer of the Year (Units) - SE Region - 2009
· AHM Mortgage - Sales Achiever Silver Award - Companywide - 2006
· First Realty Mortgage - President's Award - Third & Fourth Quarter 2001
Industry Awards:
· Mortgage Bankers Association of Georgia Gold Award - 2021
· Mortgage Bankers Association of Georgia Gold Award - 2020
· Mortgage Bankers Association of Georgia Gold Award - 2018
· Mortgage Bankers Association of Georgia Gold Award - 2017
· Mortgage Bankers Association of Georgia Gold Award - 2015
· Mortgage Bankers Association of Georgia Gold Award - 2012
· Mortgage Bankers Association of Georgia Gold Award - 2009
· Mortgage Bankers Association of Georgia Gold Award - 2007
· Mortgage Bankers Association of Georgia Gold Award - 2006
· Mortgage Bankers Association of Georgia Gold Award - 2005
· Mortgage Bankers Association of Georgia Gold Award - 2003
Skills
www.rate.com/rodneymason
Please keep in mind, any information posted on this website is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, we do not make any representations as to its accuracy or completeness as a result, there is no guarantee it is not without errors.
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Conv, FHA, VA , USDA, Jumbo, Renovation, HECM/Reverse Mortgage, Bank Statement, Foreign National, HUD REO, 2nd Homes, Purchase, Refinance, Investment Properties, DSCR, Condos, DPA, Down Payment Assist