|Mortgage and Lending||
|Richard J. Cyngier|
|location_on Brooklyn, OH — Union Home Mortgage Company|
|NMLS 296403 OH 027386.000||insert_link http://www.unionnationalmortgage.com/strongsville/LoanOfficer.php?selLoanOfficerId=103457|
|web Rick C'a Words of Wisdom|
I have been helping families realize their "All American Dream" of Home Ownership for over 25 years now. I am licensed to work in Ohio. A majority of my business comes to me through client referrals. I enjoy getting my leads (about 65%) and business from family, friends, and coworkers, with the balance coming from traditional referral sources like Realtors, Attorneys, and Financial Planners. I strive to make "Raving Fans" out of each client, and to educate them on how to give a referral. This system has allowed me to thrive and keep consistent business, in spite of these current times.
Union Home Mortgage is one of the largest independent mortgage bankers in Ohio, and offers a wide array of products which include, Conventional, VA, FHA, Homepath, and USDA programs. We are also one of the largest mortgage bankers in Ohio offering all OHFA Bond program products. This is why my clients come back to me for consultative advice and service, and why I continue to maintain relationships with clients that extend beyond the closing of the transaction. Love to share my testimonials with you.
My Expertise is in solving complex issures for my home buying or refinancing clients. Degreed in Accounting and Finance, my skills of analyzing a clients financial outlook, both in the short and long term, allows me to provide my clients with several options as their mortgage consultant, not just trying to push one bank's product down their throats. My clients get to choose which products suit them best, not the other way around.I have over 18 years of experience, both working for banks and mortgage companies. This experience dealing with a variety of issues, has permitted me to work with first time home buyers to those moving up to their next homes or second homes. Teaching classes on investing in real estate since 1996 has also given me a wide perspective on what new market trends affect the investor markets and products.
My latest course that I have developed for this fall of 2011 is the Referral Networking and Social Media Class , which I am in the process of being a conduit for Realtor roundtables on Social Media, enabling me to help promote the latest in market building web sources that generate leads and clients.
Lastly, I enjoy and love what I do, helping those people who want to work with a lending specialist who can help them work towards the Amerian Dream of Responsible Home Ownership.
NMLS # 2229, NMLS LO # 296403 Ohio Lic: 027386 Ohio MB 800327 Mortgage Loan Consultant for VA, FHA, OHFA, Rural, and Conventional Residential lending. Over 23 years of mortgage banking experience