Ralph Easterling, Bay Area Loan Consultant (1st. Credential Mortgage) Mortgage and Lending



Ralph Easterling
Bay Area Loan Consultant
location_on Richmond, CA — 1st. Credential Mortgage
Get to Know Ralph Easterling

My work principles are based on experience service and results.  I have been originating loan for over 24 years.  I have been with my current company 1st. Credential Mortgage for the last 20 years, this is unheard of in our industry.  Associate turn around is very high in this industry but it speaks too loyalty security and stability in providing consistent home buyer education and opportunities.  In that time my first time buyers 20 years later are now my investor clients. 

In an attempt to offer more value added service eight years ago I received my insurance and two securities licence.  Thereby providing a full financial perspective and analysis for each individual prospect.


I specialize in home purchase transaction of 1 to 4 units properties with an emphases on a creative never give up approach. My experience alone allows me in reviewing a persons qualifications, to be able to access immediately if it's first doable and secondly and more importantly where the problems will lie in the deal down the road.  this enables us to address the issues up front therefore giving way to a clean closed escrow.


20+ years providing home buyers education and opportunties. Turning first time buyers into real estate investors and developers. Experience - Service - Results