Bob Caldwell, VA Mortgage Specialist and Military Relocation Services (Fitzgerald Financial, a Division of Monarch Bank) Mortgage and Lending



Bob Caldwell
VA Mortgage Specialist and Military Relocation...
location_on Annapolis, MD — Fitzgerald Financial, a Division of Monarch Bank
Get to Know Bob Caldwell

Welcome to my updated ActiveRain blog! With over 30 years in the mortgage industry, my expertise and ability to solve a plethora of problems helps both clients and real estate agents in completing housing purchases as smooth as possible. With my new and updated blog, I hope to share some of my with knowledge to the public--clients and other professionals alike.

My extensive experiences with VA Loans and military relocation has made that a core part of my business.  I work 24/7--any time of the day, any day of the week to best serve my clients.  Buying a home is the most expensive and important investment most people will make in their lives and I strive to get my clients the best deal possible.

Feel free to read some of my blog posts or even get in touch with me--again, any day, any time.  My phone number is (301) 643-3835 or get in touch with me below:

 Email Me (

Fill out an online mortgage application today!

Unsure of what kind of loan fits your needs best? Interested in the rates offered by these mortgage programs? Learn more now!

Now a "Top 200" RainMaker" in the state of Maryland!

"Top 15" in Anne Arundel County!

"Top 10" in Annapolis! 


During my thirty-plus year tenure in the mortgage industry, I have become intimately familiar with a plethora of topics related to home loans and home buying. I specialize in military relocations.  I will pre-approve your VA financing prior to you leaving your current duty station.  By utilizing the most efficient communication tools, you will be kept informed at every step in the process.  Day or night, I am available to get in touch with 24/7—even on weekends and holidays.  My goal is to serve those who serve us.

Throughout my career, I have also become an expert on FHA loans, construction loans, and Rural Development loans. However, I am knowledgable about nearly any topic in the business and always take the effort to find refinacing offers for my clients. I am currently looking towards the future with new technologies such as green energy inside the home and, likewise, am expanding my expertise. I have used this expertise--and continue to use this expertise--to conduct seminars for potential clients and other professionals in the home buying and/or banking industry.


A mortgage banker known for solving problems. Specializing in military relocation services, VA loans, FHA loans, USDA Rural Development loans, and construction loans, I look out for my clients.