I am a Senior Mortgage Professional with 20 years of mortgage lending experience. I have successfully closed thousands of mortgage loans for both home purchase and refinances. What you get with me is honesty, integrity and experience. I have vast and in-depth knowledge in all types of mortgage loans. I am most experienced in FHA/Va Conforming USDA loan programs. I also want to stress to you that I don't make quotes that I can not deliver. When I first talk with you I will give you a range of what I think we can do based on the information you give me. I will give you a guaranteed quote after review of your credit report and income docs. You can have confidence in knowing that this quote is 100% accurate and nothing will change. I will make the mortgage process as simple as possible for you! Thank you for your time and I look forward to working with you to help you achieve your goals!