Susan Templeton Mortgage and Lending



Susan Templeton
location_on Bellingham, WA
Get to Know Susan Templeton

As of 2016, I am no longer practicing in the USA. Clients may contact me by email for a professional realtor or lender referral in Whatcom and San Juans counties. If you are coming to New Zealand to live give me a call! I specialize in expats.

Never forget: the most important thing about your mortgage experience is about feeling respected and informed about your personal investment. I encourage prospective home owners to develop a plan that works for you whether you are a first time buyer, buidling your dream home, investing or downsizing. In a changing lending landscape, a great lender will with you every step of the way.


Susan Templeton was a residential mortgage specialist in the northern Washington tri-county area of Whatcom, Skagit and San Juan from 2003. In 2016 she returned to Auckland, New Zealand. She is committed to homeowner education and ethical lending practice and reaches out to all buyers from first-timers to repeat performers.

After a career in communications, sitting with consumers for the first time as a mortgage consultant, Susan realized quickly that many people felt unhappy with their mortgage experience and didn't feel informed and in command of their choices.

Susan is engaged in her community as a host and speaker at seminars and networking events to encourage best practices about everything from home buyer education to green building to building balance in your life....where ever your journey takes you!

© 2003-2022 susan templeton


Susan is a licensed mortgage professional with deep connections in the Pacific Northwest. She is committed to being the change toward a positive influence in her community. 

An expert in complex transactions, Susan is a resourceful and thoughtful adviser who takes your best interest to heart. 

Dan H.
I would like to acknowledge a professional person who set such a high bar in service that I did the almost unthinkable: After having had the advantage of her well focused advice and clear suggestions . . . I switched all of my corporate and personal accounts to the institution where Susan works. . . and without her even suggesting that I do so. We had, like many others, some very tough times during the big downturn of 2008-2010. Throughout that time, especially, we benefited by Susan's careful listening and very pointed referrals. I am certain that, without her network of professional colleagues, and her willingness to help us connect with them, both my family and our company would have had a far more difficulty recovery. She continues to be our go-to real estate resource.
Cynthia S
Susan has been my mortgage broker on a couple of occasions and I can't say enough about her. I had a complicated situation which she researched and was able to help me with. Also, she went to bat for me beyond the call of duty a couple of times. She cares, is smart and willing to do what she can for those of us using her services. I feel very grateful to have found her! (YELP! rating: 5 stars)
Susan really knows her stuff. She made the whole process so incredibly easy. We appreciate her knowledge and her joyful personality. She kept us informed during the whole process. She was always available to answer any questions we had. I highly recommend her. (Zillow rating: 5 stars)
Michelle Lamphier
I refinanced my home through Susan, what a roller coaster ride.....however, Susan was the most patient, pleasant and hard working person that I have ever dealt with. When, what I determined to be a mountain ahead of us, Susan viewed as a small speed bump. To which she found an alternative route, PERSISTANT! We had a few situations that seemed as though our refi wouldn't happen, no problem for Susan..."let's get creative " She reminds me of the Seattle Seahawks when they would hear words of discouragement spoken. "Bring it on, when people doubt what we can do it only makes us work harder to prove them wrong!" Susan has 25yrs. + of experience and she uses every one of them with professionalism and the utmost courtesy and respect. I will use Susan and WAFed for every home buying transaction in the future, there truly is alot to be said about staying local! I am recommending Susan to all my friends and family. Thanks again Susan! (Zillow rating:5 stars)
Dave Chase
Susan was fantastic throughout the entire process. We had some unique things going on with the sale of another house, etc. that were curve balls but Susan was unfazed. It's hard to imagine a mortgage professional who would be more helpful. This is my 9th mortgage closing and Susan is at the top of the heap! She has my highest recommendation. (Google rating: 5 stars)

Susan Templeton has a head for business an eye for value and a can do attitude. Put her to work for you!