Taking pride in offering my clients over a decade of consumer finance experience to thoroughly advise them on the broad range of mortgage products and programs available.  I received my BA in Finance from the University of Toledo in March 1996 and soon after began working as an Automotive Finance Underwriter and Credit Analyst.  I began underwriting mortgage loans in the spring of 1998 and became more involved in marketing, training, and product development the following year.  My diverse background in both wholesale lending, retail lending, and mortgage banking offers a unique persepctive to the financial marketplace in general. 

I pride myself on product knowledge and believe in empowering my clients with information.  I continually update my training and have recently completed sessions on FHA updates and policies, business ethics, and analyzing self-employed borrowers.

In my free time, I am active in the Knights of Columbus at my church and currently serving  my  second year as a council officer.  I am a stroke survivor and recovering workaholic just lucky to be alive.

I am also an active contributor on a support group for stroke survivors

Your home buying or refinancing experience should not be a stressful one. I build relationships based on trust....Whether you are hundreds of miles away or down the street in Cincinnati, you can trust in me to provide reliable answers.  You deserve first-class service.

'I've always enjoyed meeting new people.  My clients are far more than a 'loan number' to me.  I think it's very important to take the time to listen closely and develop a relationship of trust with an understanding of a person's needs, likes and dislikes. People feel comfortable knowing who they are working with and that that person really cares.  Accountability is essential in building this trust.  I live by the philosophy of treating clients like I would want to be treated.'