Special offer
Justin Williams, Loan Officer (Independent) Mortgage and Lending



Justin Williams
Loan Officer
location_on Virginia Beach, VA — Independent
Get to Know Justin Williams




I have been a Loan Officer for 5+ years strong now.  I first started at New Century Financial, a direct lender in the sub-prime market in 2003 as the leading Financial Expert.

Everyone has thier own Doctors and Lawyers, why not have a personal Mortgage Consultant.  I want you as a client for life and I will be your own Personal Mortgage Consultant for life aswell.  Count on me for Mortgage Needs and Advice on Time.

I was handpicked out of thousands of Loan Officers to enroll in the Leadership Development Program, a 1 year training class for future Branch Managers and Leadership Roles.

I have a background in Finance, Marketing and Advertising. I consider myself highly involved in the current Technology and Market trends.  I love Blogging and Talking about current Technology and Marketing Buzz.

I live in Virginia Beach about 5 minutes away from the ocean and on the weekends I love playing Texas hold-em Poker and catching some waves during downtime.  Surfing is one of the most exhilarating experiences you can ever have to have a wonderful Zen and Peace of Mind.


         An Affiliate of Wells Fargo    


Prosperity Mortgage is a Mortgage Banker that underwrites and fund our own loans regulated by the Federal Government. This format brings the security and control of a banking environment and combines it with the flexibility and rate shopping ability of a mortgage broker. You get the best of both worlds by going directly to the source to the Loan Officer as a Direct Lender without the fees of a Broker.    

FHA (No Minimum Credit Score Required) VA (No Minimum Credit Score Required) VHDA Conforming Prime Non-Conforming Alt-A less than perfect credit Jumbo HELOCS / 2nd Mortgages / Lines of Credit Reverse Mortgages (Age 62 Older ) Construction / 203k / Renovation / Home Improvement Manufactured / Mobile / Modular Purchases (100%+ Financing) Refinances (No Doc, Stated, Full, Limited)


I am never too busy for your questions or concerns.  I am always available via e-mail, text, phone or social media.  I will always strive to keep you updated throughout the whole loan process because buying and refinancing a home is a major role in your life and I am here to help you achieve your goal.







Rely on me for 5+ years experience as your own Personal Mortgage Consultant for life. I still have no fico score loans and I am always available for all your financing needs. Text & Cell Ok!