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John Lemos, Mortgage Loan Officer, NMLS 613321 (Cherry Creek Mortgage) Mortgage and Lending



John Lemos
Mortgage Loan Officer, NMLS 613321
location_on Fullerton, CA — Cherry Creek Mortgage
NMLS# 613321
Get to Know John Lemos

Genuine, conscientious, and humble of spirit, John Lemos is a mortgage advisor who balances his sharp attention to detail with his love of people to help them find low rate, no hassle financing for the home of their dreams.

John knows that owning your own home is something you can look forward to, but the work it takes to buy it isn't... especially getting a mortgage.

Getting a mortgage today is frustrating, time consuming, and can make you want to pound your head into the table. All the paperwork, the hoops, and then fighting to get a low rate...

However, John can help with all that.

John is your ally, helping to guide you through the process of getting a mortgage with a great rate, and fighting for you to make sure that you're getting a great deal.

If this is your first time buying a home, John is there to answer your questions, to cut through the clutter, to help you understand what is important and what you need to do. John can help you close on time, knowing you got a great deal.

If you already own a home, and are considering moving to a new one, John can answer questions like, "Do I have to sell my current home before I can buy again?". John can review your unique scenario, and give you guidance on the options you have available, so you know you are making a good move and the right decisions.

If you are simply looking to refinance, John can help there too. Helping you to get the low rates, with the payment you are looking for, whether you're trying to lower your current rate or maybe take some cash out for expenses. John can make the process quick and simple.

If any of these scenarios sound like you, or if you have any other mortgage questions, please don't hesitate to contact John by text or voice at (951) 256-0812, by email at john.lemos@rate.com, or even on FB messenger at https://www.facebook.com/johnlemosmortgage/



First Time Home Buyer Loan with Down Payment and Closing Cost Assistance

FHA - 3.5% Down Payment

VA - 100% Financing for Veterans

1% Down Conventional Home Loan with 2% Grant

Refinance to lower payments, remove mortgage insurance, reduce term, pay off high interest debt.


Richard M
Absolutely the best service I've had with a company and staff in a long time. Thank you John
Harvey B. - Lake Elsinore CA
John is very personable and always communicates in a timely manner. Even though he is busy, which he should be considering the level of service that he gives to all of his clients, he still handles every loan personally. I would recommend John hands down.
Jorge L. - Riverside CA
John help me out six years ago to purchase my home. When it came to refinancing we worked with him, he was able to guide us on what we needed to do to get it refinanced. Long story short he did what two other companies couldn't. Read more at http://www.newamericanagent.com/johnlemos/testimonial#lAQgIjYXDIi4uMKE.99
Patrick C. - Corona CA
I believe John has the knowledge , the know how and the drive to do whatever it takes to make his clients have a successful closing on a loan. Also I forgot to mention he can close a loan very fast as well! Excellent service skills as well Read more at http://www.newamericanagent.com/johnlemos/testimonial#lAQgIjYXDIi4uMKE.99
CassieW - Clovis, CA (Yelp! Review)
John Lemos has been an outstanding individual these past several years; our family has relied on him to help guide us through the home owning and refinancing processes. He's thorough and the most efficient Broker we've ever had the pleasure of working with. John is beacon of professionalism and honesty. Never before have we had such great service. He responds quickly regarding any question and always keeps you up to date. It's our pleasure to have worked with him for so long. You'll be doing yourself a great favor by using John Lemos as your Mortgage Broker.
Michael I - Orange County, CA (Yelp! Review)
John has been a great help to my Real Estate career!! If you are looking for a home loan, no matter your situation, John is the man!
Chris F - Riverside CA (Yelp! Review)
Nothing but good things to say about John. This was my second home purchase and this was a piece of cake compared to the previous one; largely due to John. He communicates well and often, answers any and all questions, and tells you what to expect so that you are prepared. This man is an asset to his company and a valuable member of any team. I strongly recommend that if you are going to purchase a home or refinance to use this man. He will get all future business from me and my family.
Jana V - Santa Monica CA (Yelp! Review)
John Lemos really does deserve five red stars. He is both knowledgeable AND nice -- a very helpful combination. He was patient with our questions, and he knew the answers! John went the extra mile for us. He was highly recommended by another professional, and that recommendation turned out to be spot on, so now I'm recommending him to others. If you're shopping around for a mortgage, then I suggest that you give him a call -- you'll be glad you did.
Lin M - Corona CA (Yelp! Review)
John is fast and effective, he answers calls, text right away. A+ service, great job!
Maria G - Mission Viejo CA (Yelp! Review)
John did a fabulous job,,, He was ready to close in 3 weeks!! One thing I really like about John is that he always answers his cell or return your call within minutes. He is a very hard worker, professional and Knowledgeable.
Rebecca G - Riverside CA (Yelp! Review)
I must say that working with John with was truly a great experience, not only was he professional he always answered every question and concern I had immediately. Thanks to John, my refinance ran smoothly and quick. I'm very thankful for John and I would recommend him to anyone.
11/1/2015 at 10:28 PM - ThatsMsB2U (Zillow Review)
After an unsuccessful dealing with my credit union I was referred to John by my real estate agent. I was stressed out and unsure I would be able to get another loan processed in enough time to close escrow. John assured me that everything would be ok and that he would still be able to get me closed on time. John kept me informed every step of the way. I couldn't have asked for better service. If you've ever purchased a home you know how stressful it can be, but thanks to John he alleviated a big chunk of that stress by making the process as smooth as possible. John is now my go to guy, and I will definitely be referring all friends and family to him. Thanks John!!!!
10/5/2015 at 3:32 PM - mommaccc (Zillow Review)
CLOSED PURCHASE LOAN. John is very knowledgeable, high on good followup/communication through out the whole process. It is rare to see his level of customer service from a mortgage lender. He assisted me w/ my second home purchase which is a bit more work related, made himself available at all times to keep communication open between myself, my agent and seller's agent. I highly recommend him and his team for your real estate needs!
Sharie S - Riverside CA (Yelp! Review)
John is a trusted and true professional. He nurtures the relationship throughout the transaction and continues to add value after close of escrow with continued contact and valuable information.
John W - Corona CA (Yelp! Review)
I have known John for several years. I refinanced my mortgage and used John. He was professional, honest, hard working, and saved me a lot of money. I would recommend John when you have a need for a mortgage.
Liane T - Corona CA (Yelp! Review)
John helped a client of mine who was denied a home loan by a big name bank! He took the loan from application to loan docs in 2 weeks. Closed in 3 weeks after another bank said it couldn't be done. Great Job!
Raquel B - Riverside CA
I am an escrow officer that handles many loan transactions for John and I have to say having a loan officer that is on top of things makes closing the transaction simple and streamlined. John truly cares for each and every one of his customers to making sure the refinance or the new homeowner feel at ease with such a stressful ordeal.
Rebecca and Christopher G - San Marcos, CA
My husband and I had the pleasure of John being our loan officer. John was on top of our loan. My husband and I are night people and were able to speak with John with questions or concerns we had. If we needed anything we could always contact John via email or text. We are happy in our home and could not thank him and his team enough for helping us.
David S - Corona CA (Yelp! Review)
John is a true professional. I trust him with all of my Clients that are considering a purchase or refinance. You will see the Value in working with John after your first interaction with him. He Cares about building a relationship and not just a transaction like the competition!
10/16/2013 at 2:48 PM - dswaneyjr (Zillow Review)
CLOSED PURCHASE LOAN. John is trusted professional. He always puts the clients interest before his which is unique in today's market. I am a business owner and I always refer my clients to John to help them achieve their individual goals. John is responsive and a wealth of knowledge. In a world full of salespeople focused on paycheck, John is a trusted advisor.

I welcome difficult to finance borrowers such at Self Employed, First Time Home Buyers, 100% Commission, aspiring Investors. Loan Officer for residential properties from 1 to 4 units.