Gene Neal (Atlantic Home Capital "The Mortgage Richer") Mortgage and Lending



Gene Neal
location_on Hauppauge, NY — Atlantic Home Capital "The Mortgage Richer"
NMLS 171261
Get to Know Gene Neal



My mission is to help you clearly understand your mortgage. I am your Spy willing to explain to you the entire process from A to Z. I am your GPS to a perfect Mortgage. Each 1 Teach 1 that's my Motto.


I am now also using the term "Mortgage Richer". If you receive quality loan advice from the begining then you will end up richer because of it.


Its as simple as that




I provide purchase mortgages and refinance loans for owners and investors. I also have the ability to assist in the process of purchasing and refinancing commercial properties as well.


Whether you are purchasing your first home or refinancing your existing home, Atlantic Home Capital, Corp. can help assist you through the process. We will make it easier for you to understand how the process works and assist you in determining what you can afford and the mortgage amount you qualify for. In short, we will help you find the right loan for you and your financial goals. Our company’s success is based upon our commitment to our clients. Atlantic Home Capital Corp. prides itself in customer service.


We know that each customer has specific needs and we strive to meet those needs with quality service and individual attention. We can and will make a difference to help you obtain your financial goal, either in the purchase of a new home or second home, or in the refinancing of an existing home.


As a mortgage broker, we at Atlantic Home Capital, Corp. take pride in finding a solution to each individual client’s financial needs by giving you the knowledge as to the variety of loan programs that we have access to and the established network of lenders that we have relationships with.


We have access to conforming, non-conforming, fixed, adjustable, FHA and VA loan programs. Unlike a lot of large lenders, at Atlantic Home Capital, Corp. you are not another loan number, but an individual with specific needs. We will find the right loan program and lender for you. We won’t try to put a square peg through a round hole.

I found Gene Neal to be incredibly professional. With us he has been honest, straight forward, trustworthy, extremely helpful, knowledgeable, patient and respectful. I would, without hesitation, refer him to any one I know looking to buy or refinance a home.
Jeanine Grazidei
I would highly recommend Gene to anyone who is looking to refinance ,obtain a mortgage or any loan. He is very knowledgeable, trustworthy and patient. I had a mortgage at a high rate and a home equity loan that I was trying to refinance and combine to one loan and neither on of my banks would work with me because I didn't fit into there criteria, getting frustrated and annoyed with other banks he was able to reassure me that he could help me out and I am so glad that I let go and trusted him. Through it all Gene was very kind, considerate, and he even educated me along the way. He was very supportive through it all and I am very thankful to him and would do business with him again anytime.
I appreciated Gene’s knowledge and responsiveness when dealing with him. He was supportive from my first interaction with him in January 2013, at that time it was not something that we were able to do. Gene at that time took his time to explain to me how refinancing works and the best approach we can take. Come June 2013 after receiving several calls from numerous mortgage brokers I got back on the phone and called Gene. I think that says something there. My 1 interaction with Gene in January left a lasting impression. I called him immediately after ending with a broker. This goes to show you first impressions are lasting. The brokers that had called me were offering all the same rate “a great one” but I wanted the experience and the compassion that I knew Gene was willing to provide me. I have and will continue to recommend Gene Neal to everyone that I speak with. Thanks again Gene!!! In 15 years I’ll send you a post card from my vacation home :)

Your GPS to a perfect mortgage.