Who We Are
I am privileged to work with my husband, Steve, at Advantage Lending, in an area we both love. When my family moved to Cary in1968 the population was around 7600. Today, we are the seventh largest metropolitan area in the state with a population of over 165,000! Steve and I met at Cary High School, and we remember when Kildaire Farm Road had a couple of FARMS on it and the Cary Parkway was just a good idea.
I'm second generation "mortgage." As I grew up in a home where everyone spoke about the economy and the mortgage and real estate business... I'm an Economic News Junkie, a Licensed Loan Officer, and a Blogger. I often write about events that are moving the housing industry and mortgage interest rates. It's important to me that folks understand that I'm not writing about the "gloom" and "ruin" of the real estate market or mortgage industry - I'm simply looking for lower mortgage interest rates. Typically, bad news in the economy spells good news for mortgage interest rates.
In 2021, it's tough to be a first time home buyer in a major metro area - so I'm also writing about the merits of buying in less urban areas, and ways to save money, because owning a house needs to be part of your "Wealth" plan!
Steve and I were named one of the top Origination Teams in the State (by the NC Association of Mortgage Professionals) and Mortgage Originators Magazine. As entrepreneurs, one of our companies received the coveted Triangle Fast 50 Awards by our Business Journal three years in a row.
We've been involved in Mortgage Lending since the early 1980's. There is a vision that drives us to do what we do. Simply put, we want to help you create the financial strategy that allows you to live life to the fullest. That requires that together we establish goals, define priorities and determine what's most important to you.
On any given hour of a day, mortgage lending experiences subtle shifts that can create huge forces of change for our customers. We are dedicated to a life of continually educating ourselves in the broad areas of economics, politics and financial planning... and of course we stay on top of the Mortgage Industry News too!
Our Family, Our Community
As active members of the Cary Chamber of Commerce, the YMCA and our church, we have become friends and mentors to local businesses and charities. We've worked hard to raise money and awareness for the "We Build People Campaign" at the YMCA and the American Cancer Society "Relay for Life."
Our unique family dynamic includes a middle school daughter, a son who is at Western Carolina University, a small Japanese Chin (named Lucky) .
I'VE BEEN HACKED!
hi. my name is Savannah Leigh Thorne. i am Steve and Eleanor's daughter, and i feel very strongly that my mom hasn't truly explained our family. so here it is. we are a simi-normal family getting by comfortably in soccer mom territory, also known as the suburbs(not my first choice. but its ok, i still have plenty of fun). we love to do allot of things as a family. my dad and I like to go to the YMCA (conveniently located up the street from us) and play plenty of sports like tennis and swimming and on the occasion even jogging(once again, not my first choice). My older brother is one of my heros, we are 12 years apart and have way too much fun together. my mother often looks at us with a very confused face and asks us why are acting like brothers and sisters.. of course we all start laughing and say "i guess someone didn't get the memo!". speaking of my mom. something you might not know about her is that she is possibly the most creative person i have ever met. she is constantly finding new ways to make something in (or on) our house look amazing. i like to think that's where i get my creativeness from. So anyway. the last thing you should know about our happy little family is that we are very musically inclined. My dad and i will stay up all night playing guitar and piano and singing, of course my mom and brother will join in on the singing too, but its what we do. we may be embarrassing, and we do have our "un-happy" moments. but for the most part were just like ever other typically untypical family. :)
SAVANNAH LEIGH THORNE
The Company Steve and Eleanor Work For:
Advantage Lending operates as a mortgage banker and a mortgage broker. We are authorized to handle FHA, NC Housing, VA, USDA... and represent an array of conforming, conventional lenders. We have offices in NC, and Virginia. Our team is built upon the same foundation we built our business relationships on. We constantly strive to build a team that embraces and adheres to the values we consider most important... as one of our clients you can be assured that everyone on our team to look out for your best interests!
In most cases we are able to allow our clients to lock into an interest rate and float down if the market improves. We educate our customers on market conditions, and the events that might change those conditions, as we help find the BEST solutions for your situtaton!
We are fortunate to have expertise in helping folks make minor changes to their credit files - as those minor changes to improve a score can make thousands of dollars worth of difference over the life of the loan.
For a more information about Cary check this out or CLICK HERE!
Equal Housing Lender
Steve Thorne, Mortgage Loan Originator #60596
During the last two years, we helped host RE BARCAMP for the Raleigh Area. This is an interactive meeting aimed at Raising The Bar on Social Media Marketing in the Real Estate World! Follow us #REBCRDU
If you are an agent, looking for an interesting way to get more people interacting with you on Social Media, ask us about classes and virtual assistance.
In addition to the information we post on Activerain, you might find what you are looking for at another of our websites! We also post maps, and qualifying information about ALL Government Loans at NC FHA EXPERT. We've met dozens of people this year who are struggling with ways to improve their credit - and maximize their FICO so that they can get the best rates. Because of this, we created a site dedicated to the question, 'HOW TO IMPROVE MY SCORE."
Triangle Area Recognition: Recent "Best Of" Awards:
Bloomberg economic analysts in 2015 ranked Raleigh as 6th in the nation in forecasted economic growth, signaling the economic growth trend in the Triangle continues to not slow down.
If the suburban lifestyle is your preferred choice, the Triangle no shortage of stellar options to choose from, according to a 2015 study by Niche. Cary, Wake Forest, and Apex all ranked to be in the Top 10 Suburbs in North Carolina, with Holly Springs topping the list at number 1.
According to a May 2015 Glassdoor study, Raleigh earned a number 1 spot on the best cities to work in. The study done was based entirely on first hand reviews of employers by their employees left on Glassdoor.
Not only is the Triangle one of the best places to live and work in, it is also has one of the best housing markets in the US. In 2015, Builder listed Raleigh as one of the Top 5 Hottest US Housing Markets, and CoreLogic seems to agree, putting Raleigh up at the 2nd spot for Most Active Housing for New Homes. This success was preceded by a relatively unaffected housing market during the 2008 economic crisis, and recognized by Forbes, naming it a "Recession Proof" City.
I see myself differently than most loan officers in the Cary/Raleigh market. As a rare Cary native, I see myself as an expert on the area, on mortgage industry changes and factors that affect rates!