I am a "Purchase Centric" Loan Officer and a By Referral Only alumni. The majority of my Clients are referred to me from my Realtor partners and past Clients. My Realtor partners refer their Clients to me because I don't over promise and I will get the borrower to settlement. In fact my "pull through rate" from contract ratification to loan closings is 99.50%.
To be successful in working with today's first time home buyer(s) I believe as a Loan Officer not only must you be knowledgeable on the home buyers financing options but be willing to explain the reason behind program guidelines and loan parameters. Further, I offer my Clients my in-depth knowledge at credit remediation which is necessary so a borrower can obtain the every increasing minimum credit score requirements in a constantly tightening lending environment.
I specialize in working with first time home buyer's using the no money down USDA Rural Development Loan Program.
Full service mortgage broker, specializing in nationwide lending of government backed loan programs such as USDA, FHA, 203k Rehab, VA, and 3% down Conventional.