I have been helping people buy and build homes since 1995. I care about my clients and I make sure they are in the best possible loan program for there situation. When deciding on a home loan I look at the needs of the client such as:How long will they live in the home. Will there be any major financial changes in the future (kid's collage, home improvements or additions, starting a new business or buying additional properties). How much Money do they want to spend on the purchase.
I believe it is vital to find out what type of needs a client has and then offer them financing options that best suits there situation. Because of this commitment to my clients and the very wide variety of loan programs I am able to be one of the best sources for home loans in Michigan.
First Time Home Buyers
I have been helping first time home buyers achieve the owning dream for many years. I am always searching and finding the best zero down loans with the best possible rates and fee's. I also hold educational seminars teaching people how to buy there first home.
Investors / Rental Property
I have extensive experience helping real estate investors purchase and refinance rental properties. The rules are always changing for investor loans and I am always studying new and existing loan programs to insure I am able to act as a consultant as well as a lender for my investor clients. I work with people that own 1 to 80 rental properties thought out south east Michigan.
Log and Modular Construction
Since 1998 I have been helping people build there dream homes. Building and financing a log home is a very unique project. Most lenders won't touch them and the ones who say they will are sometimes unaware of the intricacies that in a log home project. I found that I had a knack for these types of projects and have found the best lenders in the country for log homes. Because I was set up to do log home I found that I could finance modular for much less then most lenders were offering. I have gained a reputation in these markets as being one of the fairest priced lenders who offers some of the best terms and service. I am committed to walking my clients through the process to ensure there complete comfort with he construction financing process.
Cookie Cutter Loans
I call the cookie cutter loans because these are the easiest mortgages for use to process and close. We work with a dozen lenders in the country to ensure that no one beats our fees and rate. If you are looking to buy, build or refinance I highly recommend you get a quote from me. It will help you guaranty that you are receiving the best rate and terms that you are entitled too.