C.J. Winchester (Service First Mortgage) Mortgage and Lending



C.J. Winchester
location_on McKinney, TX — Service First Mortgage
NMLS# 209335
Get to Know C.J. Winchester

The Mortgage Industry has gone through many cycles since I started in this industry in 1983. Regardless of the challenges in the market, people still need home loans. Experience in all areas of Residential Mortage Lending allows me to counsel and educate my clients as to the programs available to them in today's marketplace.  I work with clients from the beginning stages of prequalifying until the mortgage loan closes.  My strong communication skills and mortgage expertise allow me to provide "Service without Surprises". Service First Mortgage Corporation strives to live up to our name as we provide a full range of mortgage financing services to our clients and the real estate community through the execution of excellent customer service via a highly knowledgeable staff. 

Service First Mortgage (NMLS# 166487) Equal Housing Opportunity Lender


I specialize in educating and counseling my clients. It is my job to educate so the client  can make an educated decision regarding their mortgage needs.  I also keep my Reators advised of current mortgage conditions and challenges. Presentations to Realtors or people in  related industries on topics of interest (Credit scores, Accurate net sheets for sellers, First Time Homebuyer Programs, Government Programs, and Short Sells are some of the topics presented.) 

I am one of the leading experts in this area on VA and Texas Veteran Housing Programs. Because I am listed on their website, I frequently have the opportunity to counsel Veterans on their home mortgage choices. FHA loans are another type of government loans that I have had extensive experience in handling.


I specialze in educating my client as to the best programs available in today's everchanging market. I work with customers from prequalifying to attending their closings. ...Service Without Surprises