Mercantile Capital Corporation (MCC), is a different kind of commercial real estate lending institution, ideal for entrepreneurs just like you. Based in Orlando, Florida, we are the acknowledged experts in providing small to mid-sized businesses with 90% loan-to-cost owner-occupied commercial real estate financing through our 504 Loan Program. MCC is the only company nationwide that exclusively focuses on providing 504 loans for business owners to finance commercial property.
Our financing program can benefit small business owners in the following ways:Get 90% financing of the total project costs to preserve more capital. Own an appreciable asset while lowering current real estate expenses up to 40% instead of leasing. Receive up to 25-year fully amortizing terms to lessen the impact on cash flow. Obtain below-market, long-term fixed interest rates. Secure 24-hour pre-approvals, three-day commitments and 45-day closes for the quickest turnaround time in the industry.
With our 90% loan-to-cost 504 loans, owners of small and mid-sized businesses can preserve capital and maximize cash flow to better afford purchasing commercial property instead of leasing.
MCC is the preferred alternative to ordinary banks and lending institutions. We do not set unrealistic expectations, and we always keep our clients in the loop throughout the entire loan process. MCC strives to give fast and accurate responses to our borrowers every step of the way. We are unmatched in our attention to excellence in customer service, turnaround time, knowledge and professionalism.
Chris Hurn is currently President, CEO, Cofounder and Board member of Mercantile Capital Corporation (MCC). His company was recently added to the 2007 Inc. 500 list of the fastest growing companies in America, number 245 with 951% growth over the past 3 years. Chris is well-known for his innovative marketing achievements and continues to coach and consult with various business owners and entrepreneurs. To date, MCC has closed commercial loans in 31 states for over $350 million in total project costs - one business owner at a time, and has been voted "Best Place to Work" by the Orlando Business Journal for 3 years running. A few other business achievements Chris has received:Reader's Choice Award for "Most Respected Executive in Central Florida" and "Best Small Company in Central Florida." "SBA Marketing Guru of the Year." NADCO's Banker of the Year. SBA Financial Services Champion. Top Twenty Most Influential People in Small Business lending. Hallmark Award for Top Producer in Mortgage Lending. "Top Male, 40 Under 40″ in Orlando. One of the "100 Most Influential People" in Orlando.
Throughout his career, Chris has been in various leadership positions, including his background as business consultant and financier with GE Capital and as CFO for the NAI RealVest group of companies. Chris' educational achievements are equally impressive. He graduated from Loyola University with two magna cum laude Bachelor Degrees; earned a Master's Degree from the University of Pennsylvania's Fels Center (formerly at the Wharton School of Business); and only spent one year at Georgetown University Law Center before wising-up about becoming an attorney. Chris is a frequent speaker and writer and has appeared in the Wall Street Journal, Inc. Magazine, LA Times, the Sacramento Bee, the Orlando Sentinel, Scotsman Guide and many other regional and nationally-recognized trade publications. He maintains a busy civic calendar as a Board member with the Orlando Regional Chamber of Commerce's Small Business Board and the Florida Hospital Foundation Board, as well his involvement with many other esteemed community organizations. Chris is married to his wife of 12 years, Shannon, and has two children, Reilly and Julianna.
We are a commercial real estate lending institution. We are the experts in providing small to mid-sized businesses with 90% loan-to-cost owner occupied commercial real estate financing.