Brent Kluge -
16 Years Experience in Residential Mortgage Lending
HUD Licensed 203(k) Consultant
Contract HUD 203(k) Speaker/Instructor
HUD DE Underwriter
Licensed MHIC, Md. Home Improvement Contractor
Homebuilder since 1999
Licensed Maryland Auctioneer
US ARMY OFFICER (Helicopter pilot / Special Forces)
203(k) Detailed Experience
With broad experience in the Baltimore-area real estate market as a homebuilder, contractor, realtor, mortgage lender, and underwriter, I have been helping clients through the renovation loan process for more than 16 years. I specialize in federal Department of Housing and Urban Development (HUD) 203K loans and have written more than 3,900 of these mortgages since 1995. In addition to working with individual borrowers, I have taught numerous classes and seminars on the 203K process for lenders, nonprofits, homebuyer groups, and HUD, as a contract speaker. I'm a certified HUD direct endorsement (DE) underwriter and licensed 203K consultant.
As a Maryland Home Improvement Commission licensed contractor, I offer a practical understanding of the renovation process and can help you navigate all facets of financing and renovating your new home. I have firsthand experience with the financial nuances of writing 203K loans and the technical requirements placed on the contractors you will hire to do the work. Working with me and my team, you'll avoid all the common pitfalls less experienced lenders encounter when trying to write these specialized mortgages.
I urge my clients to check the references of any loan officer and company you consider hiring. Always request their NMLS license numbers and confirm they don't have a history of complaints... When you choosePrimeLending,you can be CONFIDENT you've placed your home project is in the hands a team with the experience and leadership to ensure a smooth 203K loan and renovation process.
|Jorge Figueroa - Realtor/REO Expert Florida
|The 203k process is an excellent product when handled by a professional and knowledgeable banker. Brent Kluge is the perfect example of such professional as we have seen him close loans that other banks could not. We were worried about distance being a factor, but he had more communication with our clients than most local lenders and made each feel very comfortable. We don't trust our 203k renovation loans clients to anyone else in the industry. Jorge Figueroa Real Estate Investments Keller Williams Advantage Group Oviedo - Waterford Lakes - Lake Nona 407-490-4143 email@example.com
|Catherine M. Hardy and Judy R. Aitchison - Clients
|Had it not been for Brent Kluge’s tireless efforts, we believe our dream home would have remained just that, a dream. Brent went above and beyond to help us secure our 203K loan. His assistance was invaluable and his dedication to his clients is unparalleled. From day one, Brent was there to advise, instruct and assist in any way he could and we knew in talking with him, that we were in capable and caring hands. Brent is committed to providing the best service possible to his clients. He demonstrated this commitment many times as we went through the loan process. We experienced many challenges along the way, and Brent guided us over each hurdle, from contract extensions through the construction bid and contractor selection process. He assisted us in interviewing potential contractors and guided us in the preparation of the final, signed construction contract, ensuring our protection and helping us minimize the likelihood of costly change orders during construction. Under ideal circumstances, Brent’s work is remarkable. In our case, Brent worked tirelessly with parties in 4 states, helping us get to closing on schedule and with all requirements met. A mere thank you seems inadequate for all he did for us. Today, we have our home, the construction is progressing on schedule and even though Brent’s involvement is completed, he remains in touch, offering any support he can. Our door will always be open to him and we recommend him without reservation. With Brent Kluge, you just can’t go wrong. Catherine M. Hardy and Judy R. Aitchison CNJ791@gmail.com
FHA 203K Expert / HUD Renovation Financing FannieMae HomePath / HomePath Renovation / HomeStyle USDA Renovation Loans DE Underwriter/Renovation Finance Instructor HUD 203K Consultant