RECENT BLOG POSTS
Does Moving Up Make Sense? Answer these questions to help you decide whether moving up makes sense. How much equity do you have in your home? Look at your annual mortgage statement or call your lender to find out. Usually, you don't build up much equity in the first few years of paying a mortgage...
06/05/2008
Low Cost Ways to Spruce Up Your Home Make your home more appealing for potential buyers with these quick and easy tips. Trim bushes so they don't block windows and cut down on light. Buy a new doormat. Put a pot of bright flowers (or a small evergreen in winter) on your porch. Put new doorknobs o...
06/05/2008
Home Preparation Checklist If you're thinking of selling your home, keep in mind that buyers appreciate a clean look in the homes they view. You can increase the value of your home and decrease the time it takes to sell by making a few simple improvements. Aroma is the first thing prospective buy...
06/05/2008
7 Reasons to Own Your Own HomeTax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.Gains. National home prices increased at an average of 5.4 percent annually. And while there's no guarantee...
11/08/2007
6 Creative Ways to Afford a HomeIf your income and savings are making homebuying a challenge, consider these options.Investigate local, state, and national downpayment assistance programs. These programs give loans or grants to cover all or part of your required downpayment. National programs inc...
11/08/2007
5 Things to Understand About Title InsuranceIt protects your ownership right to your home both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as mistake in the spelling of a person's name or an inaccurate description of the property.It's a one-time cos...
11/08/2007
5 Things to Understand About Homeowners InsuranceLook for exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These coverages must be bought separately.Look for dollar limitations on claims. Even if you are covered for a risk, t...
11/08/2007
5 Reasons You Need a REALTORĀ®A real estate transaction is complicated. In most cases, buying or selling a home requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page government-mandated settlement statements. A knowledgeable guide through this...
11/08/2007
5 Property Tax Questions You Need to AskWhat is the assessed value of the property? Note that assessed value is generally less than market value. Ask to see a recent copy of the seller's tax bill to help you determine this information.How often are properties reassessed and when was the last reas...
11/08/2007
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A Guide for the First-Time Home BuyerThe Advantages of Home OwnershipThe purchase of your first home is one of the most important decisions you will make in your lifetime. It will quite likely be the best investment you every make as well.The primary advantage of becoming a homeowner is the oppor...
11/08/2007
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