Xavier Ramirez's (xavier_ramirez) Blog

REVERSE MORTGAGE - GET THE STRAIGHT FACTS UPFRONT...  What is a Reverse Mortgage? If you or your parents are the age of 62 or older, you can use the money that is built up as equity in their homes to help them stay in their home with out making any payments. Some of the Benefits of a Reverse Mort...

In the past, benefit programs were designed as a one-size-fits-all answer to a homogenous work force. Organizations now recognize that a carefully crafted compensation and benefit program could give them an edge in a rapidly changing environment. Below is a short list of the areas that have creat...

A new report has just been released which identifies the 6 most common and costly mistakes that homebuyers make when buying a home. Mortgage regulations have changed significantly over the last few years, making your options wider than ever. Subtle changes in the way you approach mortgage shoppin...

The internet is a great tool for leveling the playing field between mortgage companies and consumers. The best thing you can do is to shop around and compare loan products from a number of different lenders. We will allow you to obtain fast and free refinance quotes without checking your credit. ...

ATTENTION ALL REALTORS: If you dont have time to hold your own open houses I will hold a open house for you for FREE and prequalify your potential buyers onsite through our company. We are a direct lender I am not a broker, and send you the prequlified buyers. I will GUARANTEE you will get 10 qua...

Motivated sellers of LUXURY HOMES in O.C. over $2 Million - We have paid DOUBLE commissions before!!I have high-end buyers ready to purchase these properties...I will handle the loan as to ensure the financing is taken care of. My goal is to close on one of these transactions per month. I need yo...

I can prepare customized Mortgage Financial Reports for your clients... Some of the reports I can do for free: 1) LoanAlyzer: I can show your clients how loan options compare with each other in a personalized report. The results are shown in both report and multi-colored graphs. Most loan types a...

When your shopping around for a mortgage loan, use this worksheet to ask ALL the RIGHT questions and KNOW EXACTLY what you are getting!! This is the MOST IMPORTANT tool you can use! Whether your buying or refinancing.Click: http://321homeloans.com  - Click on the Mortgage_Shopping_Worksheet on th...

Beyond the Standard 30-Year Mortgage In today's home financing market, there's no such thing as a one-size-fits-all home mortgage. This course walks you through your alternatives to the standard 30-year, fixed-rate mortgage. You'll learn what an ARM is, then learn about the different types of AR...