Business Credit Blog

Unless you are incorporated, or a limited liability company, then you might be "in business" ... but you're not "a business." You must be a corporation or an LLC in order to build true business credit. If you aren't, you won't be able to separate your personal credit from your business credit.If...

Consumers are about to lose access to one version of their all-important credit scores. Fair Isaac, the company that created the score known as FICO, says Experian, one of the three major credit bureaus, will no longer allow it to sell scores based on Experian's data. Even though Experian will s...

    While many credit card issuers have not adopted this practice it's not unlikely that more and more creditors will start to. Credit card profiling in simple terms is when you're credit card purchasing habits are profiled and compared to other credit card users who shop at the same retailer. Cr...

According to the Small Business Administration, two-thirds of new businesses survive for at least two years, and only 44 percent survive at least four years. What can you do to overcome some of the greatest challenges that business owners face today?   First let's ask the general question.   Why...

As credit card profiling, credit limit reductions and interest rate hikes weren't enough there is an even greater more dangerous tactic that creditors are using causing a snow ball like effect that's hitting even the most pristine credit worthy consumers.   By 2010 there is an estimate that ther...

Do you have buyers that are waiting on that "good deal"? Do you believe there's too much inventory on the market and buyers are on the fence waiting for the bottom? Do you have buyers that are just not willing to commit? Buyers during these times hesitate to take action because their biggest fea...

Recently there was a post in the New York Times regarding the dramatic increase in homeowners looking to refinance as a result of the historically low mortgage rates. This is a time of great opportunity for homeowners but many are finding it too difficult to take advantage of the low rates due t...

  As a business owner, real estate professional, mortgage broker, or entrepreneur social networking is a must to not only build a brand for yourself but also network with people at a national level.   This type of opportunity was never available in the past but today tools like twitter, facebook...

Should you pay attention to video marketing?   You better believe it!   Why do you think Google paid 1.65 billion to acquire Youtube? This method of marketing will be the next greatest tool to generate massive exposure for your business.   Have you ever heard the saying 'people will not do busin...

            Did you know that almost 9 out of 10 business owners/investors start a business based off of their personal credit! They use their own savings to invest as start up capital then they personally guarantee business loans and lines of credit.   If you know how to separate your personal ...