Team Neliton Mortgage Planning at Caliber Home Loans

Hello AR Team! I feel for about the next 12 trading days we are going to be on a ride in the financial markets. 2nd quarter earnings are being reported this week and next and there will be some earth shakers and market movers in the financial sector. Which will then cause a chain reaction or knee...

Hello AR Team! I hope you all had a wonderful 4th of July and all the business you want waiting for you when you came back to the office this morning. I don't know about you but it was hard coming back this morning. Especially when I can hardly get out of my house and have my cell phone buzz and ...

Hello AR Team! Well it was a short trading day but a lot of news hit the wires. The ECB or European Central Bank did announce they raised their short term rate similar to our federal funds rate to 4.25%. Our FFR is only 2% right now so the simple decision for an investor is to I invest for a guar...

Hello AR Team! Just when I thought I was done being surprised with this market and economy. Starbucks is closing 600 stateside stores, come on, is this the end of times??? It was weird enough yesterday finally seeing the official PR announcement from our Countrywide wholesale lender that they are...

Hello AR Team! Today I held off a bit as the market was moving toward the negative for mortgage backed securities so I think we may have seen the damage we are going to see for the day. Oil did not hit a record high today but is within a dollar of the all time high so not a fun things for bonds o...

Hello Team AR! I waited a bit to post my video update to make sure the gains that seemed to good to be true in recent weeks for mortgages were actually going to stick and it looks like they will at the closing bell. For the day the FNMA 30-yr 6.0% security note is up 41 basis points and as I have...

Hello Fellow AR'ers Quick market update. The Feds are in day two of their policy meeting they hold every 6 weeks and they should announce at 11:15 PST what they policy decison is currently and more importantly their stance going forward. The analysts have already predicted no cut so the market ha...

  I just had a great question on my last post about this topic and looking back, I was writing on behalf more so for the sole agent or mortgage consultant. When you have built a team, running a branch or managing your own company, EVERYONE needs to be on this same type of priority management disc...

Well this has been talked about for awhile now in a few FHA update classes I have attended but its for real now and will kick into effect in less than a month. The new UFMIP (Up front mortgage insurance premium) schedule will take effect for FHA loans with a case numbers pulled on or after July 1...

I had just responded to another AR member on a question he had on another blog where I wrote about, what is a healthy amount of time to spend on AR and when does it become a disadvantage to building your business. Basically how much is too much AR? This obviously varies for everyone, if they are ...